At JS Benefits Group, we help employers design, manage, and optimize employee benefits and HR programs with an emphasis on controlling healthcare costs, enhancing the employee experience, and supporting effective workforce strategies. Founded and led by Jennifer Schaefer, MBA, ChFC, CLU, RHU, REBC, SHRM-SCP, we bring more than 30 years of experience in employee benefits, health insurance, and HR strategy. Our services encompass group health insurance, fully insured and self-funded health plans, level-funded health plans, employee benefits consulting, HR consulting, HR strategy, healthcare cost containment, health plan design, pharmacy and prescription benefit strategies, HSA, HRA, and FSA programs, COBRA, benefits administration, employee education, and compliance support.We also assist employers in evaluating Medicare and supplemental benefit options within their broader employee and retiree benefits strategies. Our HR services address HR strategy, employee relations, workforce planning, employee engagement, workplace wellness, benefits administration, HR technology, and payroll integration. We serve employers throughout Pennsylvania, New Jersey, Delaware, Maryland, and New York, including Bucks County, Newtown, Doylestown, and the greater Philadelphia region, as well as organizations nationwide. Our approach helps employers understand the total cost of their benefits, identify opportunities to strengthen plan design and HR processes, and make informed decisions that benefit both the organization and its employees.
Served areas
- Newtown, Doylestown, Morrisville, Langhorne, Bristol, Yardley, Warminster, Warrington, New Hope, Levittown, Bensalem, Richboro, Chalfont, Perkasie, Quakertown, Fairless Hills, Feasterville-Trevose, Ivyland, Jamison, Upper Makefield, Bucks County, Montgomery County, Philadelphia County, Delaware County, Chester County, Lehigh County
Business details
- Year established: 1993
- Employees: 26
- Licensed
- Insured
Highlights and features
- Employee Benefits Consulting
- Group Health Insurance
- Level Funded Health Plans
- Self-Funded Health Plans
- Healthcare Cost Containment
- Employee Benefits Strategy
- HR Consulting
- HR Strategy
- Corporate Wellness
- Medicare & Supplemental Benefits
- HSA,HRA & FSA Plans
- COBRA Administration
- Benefits Administration
- Employee Education Compliance
- Support HR Technology
- Payroll Integration
- Open Enrollment Support
- Employee Wellness Programs.
Associations and certifications
- Lower Bucks County Chamber
- SHRM
Payment methods
- Checks, Credit cards, Mobile payments, Bank transfers
Services
We provide strategic employee benefits plan design and healthcare cost management tailored to each organizations workforce and goals. Our comprehensive analysis identifies cost-saving opportunities, inefficiencies, and utilization trends across medical, voluntary, life, disability, and executive benefits. We also conduct market analysis, negotiate with carriers, evaluate provider networks, and optimize vendors to support sustainable value.
Our corporate wellness programs are structured to support healthier employees while helping employers control costs and improve workplace performance. Preventive care and early intervention can reduce costly healthcare claims, while healthier employees may miss fewer workdays and perform more effectively. Wellness initiatives also help attract and retain talent, strengthen morale, and show employees that their well-being is valued.
We provide voluntary benefits that allow employees to choose additional coverage at group rates while paying through payroll deduction. Our offerings help address financial gaps left by medical plans, including deductibles, lost income, hospital stays, and recovery expenses. Available coverage includes hospital indemnity, critical illness, accident, disability, life, legal, pet, and financial wellness benefits.
We design executive benefits programs to address protection gaps that standard group plans may leave for senior leaders. Our strategies can support recruiting and retention while helping protect business continuity and executive family wealth. We tailor each program to the companys ownership structure, industry, and goals, using insurance strategies and deferred compensation plans.
With employee advocacy, we offer a single, dedicated resource for handling common benefits concerns. Employees can receive assistance with disputed claims, billing problems, locating appropriate in-network providers, and understanding coverage details or EOB statements. Our advocates also support prescription and prior-authorization matters, communicating with carriers and providers so employees do not have to manage these issues alone.
We help employers evaluate and structure self-insured health plans with greater control over claims data, plan design, and healthcare spending. Our services include readiness analysis, TPA and PBM selection, stop-loss structuring, compliance support, and ongoing claims review. We help employers manage variable costs while retaining favorable claims savings and maintaining appropriate protection against catastrophic expenses.
We provide a structured approach to reducing pharmacy benefit costs for self-funded employers. Beginning with an audit of contracts, claims, rebates, and fee structures, we identify opportunities and design an appropriate PBM strategy. We then manage competitive negotiations, transition planning, specialty Rx initiatives, and continuing performance reviews to help preserve savings and align pharmacy benefits with plan objectives.
People
Reviews (17)
Jessica Louden
Jul 16, 2026
As the Office Manager of a business in Mechanicsburg, Pennsylvania, Cumberland County, I've had the pleasure of working with Kathy Reed and the team at JS Benefits Group, and I couldn't be more impressed with the level of service they provide.
Managing employee benefits can be time-consuming and complicated, but JS Benefits Group made the entire process seamless. They carefully reviewed our existing benefits program, identified opportunities to improve our plan, and helped us find cost-effective solutions without sacrificing the quality of coverage for our employees.
Their expertise in employee benefits consulting, group health insurance, level-funded health plans, benefits administration, ACA compliance, HR technology, and employee communications has been an incredible asset to our company. They are proactive, responsive, and always available whenever we need guidance or support.
What sets Kathy and her team apart is that they truly act as an extension of our organization. They take the time to explain every option, answer every question, and make sure we understand the best strategies for our employees and our business.
If your company is looking for an employee benefits consultant in Mechanicsburg, Cumberland County, or anywhere in Central Pennsylvania, I highly recommend JS Benefits Group. Their professionalism, expertise, and dedication to their clients are second to none.
Managing employee benefits can be time-consuming and complicated, but JS Benefits Group made the entire process seamless. They carefully reviewed our existing benefits program, identified opportunities to improve our plan, and helped us find cost-effective solutions without sacrificing the quality of coverage for our employees.
Their expertise in employee benefits consulting, group health insurance, level-funded health plans, benefits administration, ACA compliance, HR technology, and employee communications has been an incredible asset to our company. They are proactive, responsive, and always available whenever we need guidance or support.
What sets Kathy and her team apart is that they truly act as an extension of our organization. They take the time to explain every option, answer every question, and make sure we understand the best strategies for our employees and our business.
If your company is looking for an employee benefits consultant in Mechanicsburg, Cumberland County, or anywhere in Central Pennsylvania, I highly recommend JS Benefits Group. Their professionalism, expertise, and dedication to their clients are second to none.
Crissy Good
Apr 24, 2026
As a Pittsburgh business owner, finding the right employee benefits partner was incredibly important to us, and JS Benefits Group exceeded our expectations from day one.
Jennifer and her team took the time to understand our companys goals, workforce needs, and budget concerns before presenting strategic employee benefits solutions that made sense for our organization. Their knowledge of healthcare cost management, funding strategies, and employee retention planning truly sets them apart from other brokers we have worked with.
What we appreciate most is their responsiveness and proactive approach. They are always available to answer questions, provide guidance, and bring new ideas to help us stay competitive while managing rising healthcare costs.
If you are a business in Pittsburgh or anywhere in Pennsylvania looking for an experienced, knowledgeable, and trustworthy employee benefits consulting firm, I highly recommend JS Benefits Group.
Jennifer and her team took the time to understand our companys goals, workforce needs, and budget concerns before presenting strategic employee benefits solutions that made sense for our organization. Their knowledge of healthcare cost management, funding strategies, and employee retention planning truly sets them apart from other brokers we have worked with.
What we appreciate most is their responsiveness and proactive approach. They are always available to answer questions, provide guidance, and bring new ideas to help us stay competitive while managing rising healthcare costs.
If you are a business in Pittsburgh or anywhere in Pennsylvania looking for an experienced, knowledgeable, and trustworthy employee benefits consulting firm, I highly recommend JS Benefits Group.
The Mint Leaf
Apr 23, 2026
If youre a business in Berks County, PA looking for expert guidance on employee benefits and HR strategy, I highly recommend JS Benefits Group. Their team brings a high level of professionalism, responsiveness, and deep industry knowledge that truly sets them apart.
From employee benefits planning to compliance and HR support, they take a strategic approach that helps organizations control healthcare costs while improving the overall employee experience. Their ability to simplify complex regulations and provide clear, actionable guidance has been incredibly valuable.
What stands out most is their commitment to client service, they act as a true partner, not just a vendor. Whether you need help with benefits administration, ACA compliance, or long-term HR strategy, they deliver tailored solutions that align with your business goals.
Businesses throughout Berks County and the surrounding Pennsylvania region can benefit from their expertise. I would absolutely recommend JS Benefits Group to any organization looking to strengthen their HR and employee benefits programs.
From employee benefits planning to compliance and HR support, they take a strategic approach that helps organizations control healthcare costs while improving the overall employee experience. Their ability to simplify complex regulations and provide clear, actionable guidance has been incredibly valuable.
What stands out most is their commitment to client service, they act as a true partner, not just a vendor. Whether you need help with benefits administration, ACA compliance, or long-term HR strategy, they deliver tailored solutions that align with your business goals.
Businesses throughout Berks County and the surrounding Pennsylvania region can benefit from their expertise. I would absolutely recommend JS Benefits Group to any organization looking to strengthen their HR and employee benefits programs.
David Muntz
Apr 12, 2026
As a financial planning business owner in Doylestown, Pennsylvania, Im selective about who I refer clients to. JS Benefits Group stands out for their expertise in group health insurance and their ability to deliver meaningful cost savings for employers.
They go beyond being a traditional broker by providing strategic guidance, ongoing support, and clear communication. Our clients benefit from having a trusted partner who helps them navigate complex employee benefits decisions.
I highly recommend JS Benefits Group to any business owner looking for an experienced and proactive benefits advisor who can help with cost containment for their employee benefits.
They go beyond being a traditional broker by providing strategic guidance, ongoing support, and clear communication. Our clients benefit from having a trusted partner who helps them navigate complex employee benefits decisions.
I highly recommend JS Benefits Group to any business owner looking for an experienced and proactive benefits advisor who can help with cost containment for their employee benefits.
Jessica DeLuise
Apr 09, 2026
Bill and the team at JS Benefits have been great to work with for the past few years. We were introduced through a few professional groups weve partnered with, and theyve consistently been transparent, honest, reliable, and highly responsive. Their customer service stands out, and they genuinely seem to care about their clients. Whether youre working with them in Pennsylvania or remotely, they provide the same high level of support and expertise. If youre looking for a trusted employee benefits broker, benefits consultant, or group health insurance advisor, I highly recommend Bill and JS Benefits.
Aaron Williams
Mar 30, 2026
Our firm had a great experience with JS Benefits. Rob Capone learned about our current program and helped us understand the benefits landscape very quickly. We reviewed a number of options together and were able to put together a great offering for our employees. I would - and have already - recommend JS Benefits and Rob to others.
Lauren Stancil
Mar 28, 2026
Tom Taylor
Mar 24, 2026
Owen Frazier
Jan 27, 2026
Eileen and Bill have been an absolute pleasure to work with while guiding our business through one of my least favorite tasks: benefits and health insurance. They are consistently friendly, highly responsive across all forms of communication, and make a complex process far more manageable. I highly recommend them.
Donna Ditzler
Jan 22, 2026
Shout out to Lisa Reed and the entire JS Benefits Group. They have been nothing but supportive regarding all my medical coverage questions, and there have been many. They have always replied with in a timely fashion to whatever crazy insurance event that came across my lap. This group has fantastic knowledge and valuable resources at their fingertips. I also love that fact that do all the researching of premiums for the renewal period. That makes my job a lot easier. I would highly recommend JS Benefits Group for all your insurance needs. Give them a call. You will not be disappointed.
Jashon Boyko
Nov 26, 2025
Bill did an amazing job It was clear, informative, and engaging from start to finish. He explained everything in a way that was easy to understand, and you could tell he really knew his material. Everyone walked away having learned something valuable. Highly recommend Bill for any future presentations!
D. Crkvenac
Apr 13, 2025
Bill Capese and JS Benefits Group have been very beneficial in helping put together benefit options for my business. They created an extensive comparison chart of healthcare options and cost for each. I did not know there were that many options for a company my size! Being available at any time of day or evening with a quick reply allows me to work at my own pace. I confidently recommend Bill and his team for all benefit needs!
Dina DiStefano
Mar 20, 2025
Highly recommend working with this group. We have a small business and met Bill Capese through The Plumbing-Heating-Cooling Contractors Association. They take handle our business insurance and our personal home, auto and umbrella policies. Bill is extremely honest and responsive! He helped us figure out what the best plans and coverages were and saved us alot of money! And once he delivers the policies, he doesn't forget you. Every year he revisits our current renewal plan and looks for ways to save money; since we all know insurance rarely goes down. Trust is huge for me and I NEVER feel like he is just selling us something to make more money. If you are looking for fair rates from an honest company, reach out to Bill at JS Benefits Group!
Adam Cooper
Mar 06, 2025
We have been using JS Benefits Group for four years. They have exceeded our expectations in every way. When it's time for our benefit renewals, they provide a comprehensive analysis of our options and help guide us make the best decision for our business. They have been extremely helpful handling the administrative burden of enrolling and terminating company benefits for our employees. They are very responsive whenever we have a question or need information. It has been a pleasure working with the whole JS Benefits Group team.
Truereview
Jan 28, 2025
Our company has had the pleasure of working with JS Benefits for over 15 years. Jennifer and her team provide a high level of experience and are very responsive to their clients needs. JS Benefits also provides training is areas of compliance and benefits and offers webinars, training, and videos. No more dreading benefit renewal time with this team!
John Vigilante
Jan 03, 2025
Christina Barber
Dec 31, 2024
Our company has been using JS Benefits Group for a little over two years and they are great to work with. Our rep (Bill Capece) and his colleagues are helpful, responsive, and professional. We utilize them for health insurance and S&L Term Disability and they have shopped quotes for us year after year and are always making sure we have everything we need. I highly recommend.