At Health & Life Insurance Pros, we make finding health insurance in Omaha and throughout Nebraska more straightforward. Our agency works with families, individuals, and small businesses seeking coverage that aligns with their circumstances and budget. We assist with Private and Marketplace Health Plans, Medicare Advantage, Medicare Supplements, Prescription Drug coverage, Dental and Vision insurance, Life Insurance, Short-Term Plans, Medicaid Spend-down, and Hospital Indemnity coverage. As a local and independent agency, we compare plans from multiple carriers rather than representing only one company. Our goal is to provide understandable information, individualized guidance, and professional assistance without pressure. Consultations are always free, and our clients receive friendly support without spam or unwanted calls from multiple agencies.We believe selecting coverage should not be complicated, which is why we guide clients from the initial comparison through enrollment and beyond. Our licensed professionals clarify benefits, deductibles, networks, prescriptions, and out-of-pocket costs so clients can proceed with confidence. Together, we provide personalized service and continued support to Nebraska clients.
Served areas
- Proudly Serving Omaha, NE & All of Nebraska
Business details
- Year established: 2008
- Licensed
Highlights and features
- Serving Omaha and all Nebraska communities with care
- Compare multiple health insurance carriers and coverage options
- Personalized guidance tailored to your health needs
- Free consultations with licensed insurance professionals
- Support from plan comparison through ongoing enrollment assistance
- Ongoing local support after your coverage begins
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Services
We provide a wide range of Affordable Care Act health insurance plans from reputable companies. Our service helps individuals, families, and small businesses compare coverage options based on their needs and budgets. We also explain available subsidies and tax credits, essential health benefits, enrollment periods, and plan differences to support confident coverage decisions. 
Our private and short-term health insurance options can help address temporary gaps in coverage caused by employment changes, lost employer benefits, college attendance, or waiting for Medicare. We guide clients through available plans and help identify suitable coverage. Short-term policies can become effective quickly and may cost less than major medical plans, although coverage limitations apply. 
Our hospital indemnity plans are designed to supplement medical expense coverage when hospitalization creates additional financial demands. Qualified hospital stays can result in daily payments, while other eligible expenses may also receive benefits. Coverage has no provider or network restrictions, requires no deductible to access benefits, can extend to family members, and remains renewable until age 65. 
Choosing Medicare coverage can involve understanding several different options, and we are here to provide clear assistance throughout the process. We explain Original Medicare as well as Medicare Advantage, Part D, and Medicare Supplement plans. After learning about your needs, we help navigate local plans, complete paperwork, and conduct yearly coverage reviews. 
With our dental and vision plans service, we make it easier to review available coverage and understand your choices. We offer options that include no-wait PPO dental plans, dental savings plans, and vision insurance. Our licensed professionals provide clear guidance on networks, covered services, premiums, deductibles, copays, waiting periods, and plan benefits. 
We offer guidance for comparing supplemental insurance that may provide benefits after covered illnesses or accidents. Available options include cancer insurance, heart attack and stroke insurance, and accident insurance. Each policy has its own terms and covered events, which we can explain clearly. Our licensed pros help you consider coverage that fits your needs and budget. 
Choosing life insurance can be challenging, so we make the comparison process easier with professional guidance. Our licensed insurance team offers term, whole life, and final expense plans from reputable companies. We help you understand the differences between coverage types, consider your financial needs, and identify options appropriate for your circumstances.
People
Jose Ortez
OWNER & PRINCIPAL HEALTH INSURANCE BROKER
Born in Florida, Jose has been an independent insurance broker for 15 years. Having undergone 21 surgeries by the age of 15, Jose personally understands the value of having access to the best medical care. He currently Licensed in FL, ME, MI, NC, & NE and specializes in Medicare, Dental, Medicaid Spend-down, Hospital Indemnity, Obamacare(ACA) Plans, & Life Insurance.
Reviews (16)
Russ Root
Aug 19, 2026
Breanne Sutton
Jul 26, 2026
Jose Ortez was my point of contact through BCBS. We communicated through email and phone. I was switching insurances after my maternity leave was up and he was super helpful with that transition. He helped me with running the numbers and finding a plan for me. He was thorough with talking me through each step and what the upcoming steps to expect were. Jose followed up with me in a timely manner every question I had. Insurance tends to be a stressful topic but he made it easy!
Samantha Loyola
Nov 25, 2025
Jody O.
Nov 14, 2025
Thomas Weiner
Jul 28, 2025
Mark Cade
Jun 11, 2025
Brianna Staggs
Mar 30, 2025
Petra Busey
May 16, 2024
Pam Douglass
May 13, 2024
Kathleen Beiriger
Jun 13, 2023
Alondra Martinez
May 23, 2023
Zara Banks
Sep 24, 2022
Linn Snypes
Aug 10, 2022
Mary Forest
Jun 05, 2022
Summer Almond
Apr 26, 2022
Julie Alvarez
Feb 14, 2022