CFH Insurance Consultants is an independent employee benefits consulting firm, in business since 2007. We advise employers on group health, dental, vision, life, disability and voluntary benefits: plan design, carrier and renewal negotiation, compliance, and benefits administration. Our Bloomfield Hills office serves employers across Metro Detroit and Oakland County, and our licensing follows clients well beyond Michigan, with additional offices in Colorado Springs and Houston.

Learn more at https://www.cfhic.com/group-health-insurance-michigan/ or send us your renewal for a second opinion at https://www.cfhic.com/send-us-your-renewal/

Served areas

Bloomfield Hills, MI, Birmingham, MI, Troy, MI, Southfield, MI, Auburn Hills, MI, Rochester Hills, MI, Farmington Hills, MI, West Bloomfield, MI, Novi, MI, Detroit, MI, Ann Arbor, MI, Lansing, MI, Grand Rapids, MI, Oakland County, MI, Wayne County, MI, Macomb County, MI, Metro Detroit, Michigan, Colorado Springs, CO, Houston, TX

Business details

Year established: 2007

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Health Insurance Report

Group health insurance for Michigan employers. We shop the carriers, run the renewal and handle compliance. We compare fully insured, level-funded and self-funded options, plus Blue Cross Blue Shield of Michigan, Priority Health, Health Alliance Plan and McLaren Health Plan, side by side.

CFH Insurance Consultants Report

Group life and related employee benefits for employers, alongside dental, vision, disability and voluntary benefits. We help employers choose, price and administer the coverage as part of one benefits program.

Level-Funded Health Plans Report

Level-funded group health plans for Michigan employers: a fixed monthly payment with a possible refund when claims run low. We explain how the payment is built, how underwriting works and how level funding compares with fully insured and self-funded plans.

Self-Funded Health Plans Report

Self-funded group health plans for Michigan employers: how funding works, stop-loss protection, claims administration and when self-funding beats a fully insured renewal. We help employers evaluate and set up the structure.

Fully Insured Group Health Insurance Report

Fully insured group health insurance for Michigan employers: how renewals are priced, what is inside a premium and how we negotiate the renewal. We compare fully insured plans with level-funded and self-funded options.

Retiree Medical Benefits Report

Group retiree medical benefits for employers: coverage design, Medicare coordination and the liability behind retiree health promises.

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