Alexander Southwell Mortgages

Finding an appropriate mortgage requires careful consideration of your income, deposit, borrowing requirements and longer-term objectives. At Alexander Southwell Mortgages, we place these factors at the centre of our independent advice. Based in Romsey and serving customers nationwide, we explore mortgage products offered by more than 100 lenders rather than restricting our recommendations to individual providers. Whether you are purchasing your first property, relocating, reviewing an existing mortgage or financing a buy-to-let investment, we help you understand the available choices. We also assist contractors, sole traders, company directors and CIS applicants whose income arrangements require particular attention.

Our service begins with a detailed discussion of your circumstances, followed by mortgage research and an explanation of suitable products. We clarify interest rates, repayment costs, mortgage terms and potential early repayment charges before preparing your application. Throughout the process, we maintain communication with lenders, solicitors and other relevant parties. Appointments are available online or by telephone, with local face-to-face meetings also offered. Advice is free for the vast majority of cases because we receive payment from the chosen lender. Applications involving borrowing below 100,000 carry a 299 fee after a mortgage offer, and a limited number of specialist cases may incur fees up to 995, disclosed in advance.