If you've never had a credit card or loan, here are some steps for building a solid credit history. Dealers offer 0% financing to get you into the showroom, but find out why it may not always be the best deal. Find out what you need to know about the types of available mortgages and the application process. Learn why Arizona Federal - a locally-owned, not-for-profit credit union - is the better choice for banking.
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Why Choose Us
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Arizona Federal is a local financial cooperative based right here in the Valley of the Sun, not a big national bank with headquarters in who knows where! We're owned by our members and governed by an all-volunteer, member-elected Board of Directors. Arizona Federal exists for the benefit of all members, not Wall Street stockholders.
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Locations
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Branch Appointments: Limit your wait time and help us serve your more quickly by making an appointment in advance of your visit. As an Arizona Federal member you have access to nearly 30,000 surcharge-free ATMs across the nation. You can access your Arizona Federal account at more than 5,000 credit union locations nationwide through the CO-OP Shared Branch network.
Rates
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APR shown is the lowest available rate, excluding discounts for auto buying and insurance services. Actual APR based on borrower's credit history, year of vehicle and loan terms. Membership required based on eligibility. Loan payment example: $18.00 per month for each $1,000 borrowed at 2.69% APR for 60 months.
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