Business Details
50+ Years
experience
Emergency
services
Specialized Insurance Solutions for High-Risk Industries
El Dorado Insurance has been serving hard-to-insure businesses and individuals since 1968. Our deep industry expertise stems from decades of exclusive focus on specialized sectors like security, private investigation, and alarm installation. We maintain long-standing partnerships with top-tier insurance carriers, including First Mercury Insurance Company and Texas Mutual Insurance Company, to deliver tailored coverage solutions. Our claims management process ensures comprehensive support from initiation to resolution, while our Texas-based workers' compensation purchasing group provides additional cost-saving benefits.As a family-owned business, we prioritize client relationships over transactional interactions, offering personalized service backed by 50+ years of institutional knowledge. Our team's industry-specific understanding eliminates the need for client education about sector risks, allowing immediate focus on risk mitigation strategies. We combine generational experience with modern insurance technologies to address evolving liability challenges faced by high-risk industries.
Services
Security Guard Insurance
Private Investigator Insurance
Alarm Installer Insurance
Executive Protection Insurance
Process Server Insurance
Fire Safety Insurance
Janitorial Insurance
General Liability Insurance
Workers Compensation Insurance
Commercial Auto Insurance
Details
- Year established: 1968
Highlights and features
- We offer 50+ years of experience in specialized industry insurance
- Our team maintains long-term relationships with top insurance carriers
- We follow commercial insurance claims from initiation to resolution
- Family-owned business with consistent ownership since 1968
- We prioritize client needs through personalized insurance solutions
Services
Security Guard Insurance
Our Security Guard Insurance provides comprehensive protection for security professionals and companies. This specialized coverage addresses industry-specific risks including liability claims, property damage, and employee-related incidents. With tailored policy options and competitive premiums, we help security businesses operate with confidence while meeting regulatory requirements across multiple jurisdictions.
Private Investigator Insurance
Private Investigator Insurance safeguards investigative professionals against unique operational risks. Our policies cover surveillance-related liabilities, equipment damage, and legal defense costs. We offer customized solutions that address the specific challenges faced by private investigators in both field and office environments while maintaining compliance with industry regulations.
Alarm Installer Insurance
Alarm Installer Insurance protects businesses specializing in security system installation and maintenance. Our comprehensive policies cover equipment liability, installation errors, and property damage risks. We provide tailored solutions that address both residential and commercial alarm system challenges while supporting compliance with evolving industry standards.
Workers Compensation Insurance
Our Workers Compensation Insurance offers critical protection for employees in high-risk industries. The program includes access to the Texas Star Network, safety consultants, and 24/7 claims support. We specialize in creating cost-effective solutions for businesses facing complex workplace risk environments across multiple specialized sectors.
General Liability Insurance
General Liability Insurance provides foundational protection for specialized businesses against third-party claims. Our policies cover property damage, bodily injury, and advertising liabilities while offering customizable endorsements. We tailor coverage limits and terms to match the unique risk profiles of high-risk industries including security and investigative services.
People
Robert L. Bob Ring, Jr.
CEO
Founder of El Dorado Insurance in 1968, Bob Ring continues to lead the agency while building carrier partnerships and expanding industry expertise.
Josh Ring
President
As President, Josh Ring oversees operations and product development. A Certified Insurance Counselor, he brings academic excellence from The University of Texas.
Andy Ring
Vice-President
Andy Ring manages marketing and operations after joining the family business in 2001, maintaining El Dorado's high service standards across all client interactions.
Tommy White
Sales Director
With 30+ years in security industry insurance, Tommy White specializes in General Liability and Workers Compensation solutions for security professionals nationwide.
Tina Reiser
Licensed Agent
Tina Reiser brings 20+ years of insurance experience, specializing in Commercial Lines and contributing industry expertise through national conference participation.
Questions
What specialized industries do you cover?
We specialize in Security Guards, Private Investigators, Alarm Installers, Executive Protection, Process Servers, Fire Safety, and Janitorial services.
How do I apply for insurance?
Start your application online through our Application Center or contact our Houston office at 1-800-221-3386 for personalized assistance.
Do you offer nationwide coverage?
While based in Texas and California, we provide insurance solutions for specialized industries across the United States.
How are claims handled?
Our claims management process follows each case from initiation to resolution with 24/7 support through our carrier partnerships.
What payment options exist?
Contact our office directly for payment arrangements as specific methods aren't detailed in our public documentation.
Do you offer workers' compensation?
Yes, through our Texas-based purchasing group with Texas Mutual Insurance Company and nationwide coverage options.
Reviews (4)
Bonifacio Falcon
Dec 16, 2021
Report
Great company so far. Cost effective and quickly got me set up. I haven't had any claims to rate that experience, but hopefully I never have to.
Jeremy Skehan
Dec 09, 2021
Report
El Dorado has a reputation among PIs as being the go-to agency for insurance. The rates they find us are always among the best out there (usually the best), and their customer service is outstanding.
Lori Brown
Nov 27, 2021
Report
I switched from another company who was charging several hundred dollars more, and not delivering on service. El Dorado let me renew for a year on the date I wanted to do my annual billing date would be when I wanted it to be.
David Tauriac
Nov 23, 2021
Report
EL Dorado reps provided my company with valuable and affordable services. Inquiries were met with efficient responses. Requests were honored respectfully and they provided measures that went beyond my expectation. I gladly refer their services to any business owner seeking to insure their company that they may provide for their customers with valuable services.
