Columbia Lloyds Insurance

To help as many people as possible, our products and services must offer excellent value at the most affordable price possible. Thus, we constantly seek to find and lower key cost drivers. We believe in the power of innovation and constantly seek new ways to deliver greater value at lower costs.

A Personal Auto Policy is insurance purchased for cars, trucks and other road vehicles. Its primary use is to provide financial protection against physical damage and/or bodily injury resulting from traffic collisions and against liability that could also arise in the event of an unforeseen accident.

Dwelling coverage pays if your house is damaged or destroyed by something your policy covers. Personal property coverage pays if your furniture, clothing, and other things you own are stolen, damaged, or destroyed. Other structures coverage pays to repair structures on your property that aren't attached to your house.

Non-Owners auto Insurance is for anyone who doesn't own a vehicle. The policy will provide basic liability coverage you need to protect yourself and your assets after an accident for which you were at fault. If you frequently rent or borrow cars or consistently drive cars that do not belong to you, such as those owned by your employer, it is well worth considering.