Business Details
45 Years
experience
Your Trusted Partner for Property Insurance in Los Angeles
Eric Paulos Insurance Services has been serving California property owners since 1981, specializing in tailored insurance solutions for apartment buildings, mixed-use properties, and commercial spaces. Our approach prioritizes personalized service, eliminating call centers to ensure direct communication with our clients. We focus on securing comprehensive coverage for properties of all ages, including those deemed high-risk by other insurers. Our expertise extends to navigating California's evolving insurance market, offering competitive rates without habitability exclusions or hidden loopholes.With a deep understanding of local risks like earthquakes and wildfires, we provide policies that balance coverage and cost. Our commitment to transparency ensures clients fully understand their policies, avoiding surprises during claims. Backed by surplus lines carriers, we specialize in hard-to-place properties, including those with prior claims or lapsed coverage. Our team's decades of experience and industry certifications position us as a trusted advisor for property owners seeking reliable protection.
Services
Apartment Owners Insurance
Landlords Insurance
Earthquake Insurance
Flood Insurance
Life Insurance
Details
- Year established: 1981
Highlights and features
- We offer 40+ years of experience in California property insurance.
- Our team provides direct, personalized service without call centers.
- We specialize in coverage for buildings of any age or condition.
- We help clients navigate rising insurance costs with tailored solutions.
- Our policies include surplus lines options for hard-to-place properties.
Associations and certifications
- Certified Insurance Counselor
What people say
Lowest rates
Beyond the call of duty
Saved thousands
Thorough and helpful
Best value
Services
Apartment Owners Insurance
Specialized insurance for California apartment buildings, covering property damage, liability, and lost income. We provide policies for structures built at any time, including century-old classics and new constructions. Our coverage avoids habitability exclusions and addresses earthquake, wildfire, and rising repair costs unique to California.
Non-Residential Property Insurance
Tailored insurance for offices, retail spaces, and warehouses across California. We address risks like earthquakes and wildfires while offering surplus lines options for hard-to-place properties. Policies cover property damage, liability, and income loss, with flexible terms for vacant or transitional spaces.
Mixed-Use Property Insurance
Integrated protection for buildings with residential and commercial tenants. Our policies address zoning requirements, liability risks, and California-specific hazards. We ensure seamless coverage for changing tenant needs and lender compliance, including earthquake and wildfire protections.
Flood Insurance
Supplemental coverage for flood-related damages in California's high-risk areas. We coordinate with federal and private programs to provide comprehensive protection beyond standard property policies, including business interruption coverage for flood-related closures.
Life Insurance
Term and permanent life insurance policies for individuals and business owners. We offer competitive rates from top-rated carriers, with options to protect families, businesses, and estates. Policies are structured to minimize tax impacts and align with long-term financial goals.
People
Eric Paulos
Apartment Building Insurance Specialist
Licensed California insurance agent with 40+ years of experience. Certified Insurance Counselor and former real estate educator. Holds a Business Administration degree from CSUN and completed MBA coursework at Pepperdine. Specializes in hard-to-place property insurance and risk management education.
Questions
Can I get insurance for an older apartment building?
Yes. We specialize in coverage for buildings of any age, including century-old properties and those with outdated systems.
What if my previous policy was canceled?
We offer surplus lines coverage for properties with lapsed or canceled policies from standard insurers.
How do California's risks affect insurance costs?
Wildfire and earthquake risks require specialized coverage, but we help balance protection and affordability through multiple carriers.
Do you cover mixed-use properties?
Yes. We provide integrated policies for buildings with both residential and commercial tenants across California.
Can I get life insurance through your agency?
Yes. We offer term and permanent life insurance policies tailored to individual and business needs.
What payment methods do you accept?
We accept checks, credit/debit cards, and Zelle transfers for policy payments.
Reviews (3)
Chuck Woo
Feb 14, 2021
Report
I've been with Eric Paulos Insurance for about 15 years, maybe more. His rates are among the lowest, but that doesn't cut back on his service. For example, a few years ago, in one of our apartment units, the toilet's flex line broke and flooded the entire unit, resulting in damaged carpets, furnishings, etc. Tenant's rental insurance had lapsed, but Eric was able to provide funds for replacement of the damaged items. Eric went beyond the call of duty. That's one of the reasons I insure our apartments with him.
LAwaier
Nov 14, 2020
Report
Eric is incredible to work with and finds me the best value! He is very thorough, detailed and always very helpful. I did one insuance policy with Eric and it was such a great expereince, I switched my entire portfolio over to Eric. He has saved me thousands of dollars with better coverage than I had before.
Valerie Clark
Feb 19, 2016
Report
Never answers phone. Ever. Called numerous times. Left multiple messages just to get a quote. No return call. How can you do business this way? Not with me.
