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22 Years
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Your Trusted Independent Insurance Agency in Seattle
Founded in 2004, Belltown Insurance Group has established itself as a trusted independent insurance agency serving clients across the West Coast. Our team of experienced professionals is dedicated to providing personalized insurance solutions tailored to meet the unique needs of individuals and businesses. As an independent agency, we partner with top-rated insurance carriers to offer competitive rates and comprehensive coverage options.

Our commitment to exceptional customer service ensures that clients receive expert guidance throughout the insurance process, from policy selection to claims resolution. With offices in Seattle and San Diego, we serve communities in Washington, Oregon, California, and beyond, leveraging our deep industry knowledge to protect what matters most to our clients.
Services
Auto Insurance Homeowners Insurance Business Owners Policy General Liability Commercial Auto Workers Compensation Commercial Property Commercial Umbrella EPLI Insurance Pet Insurance
Details
  • Year established: 2004
Highlights and features
  • We offer personalized insurance solutions tailored to individual and business needs.
  • Our team works with top-rated carriers to ensure competitive rates and comprehensive coverage.
  • We provide expert guidance through the entire insurance process, from selection to claims.
  • Our independent agency model allows us to shop multiple carriers for the best options.
  • We serve clients across Washington, Oregon, and California with local market expertise.
What people say
Reliable and trustworthy Saved $80 monthly Excellent claim service Highly personal service Educate about coverage
Services
Auto Insurance
Our auto insurance policies provide comprehensive protection for personal and commercial vehicles, including liability coverage, collision protection, and uninsured motorist benefits. We tailor policies to match drivers' specific needs, offering discounts for safe driving records and multi-policy bundling. Our team ensures clients understand their coverage options while securing competitive rates from top-rated carriers.
Homeowners Insurance
We offer customized homeowners insurance solutions covering property damage, personal liability, and additional living expenses during displacement. Our policies protect against common risks like fire, theft, and natural disasters while offering optional endorsements for high-value items. Our agents help clients navigate coverage limits and deductibles to ensure adequate protection for their most valuable asset.
Business Owners Policy
Our Business Owners Policies combine essential commercial protections into comprehensive packages, including property insurance, liability coverage, and business interruption protection. We customize policies to address industry-specific risks while offering cost savings through bundled services. Our experts work closely with clients to identify coverage gaps and implement risk management strategies.
General Liability
We provide robust general liability insurance protecting businesses from third-party claims involving property damage, bodily injury, and advertising injuries. Our policies cover legal defense costs and settlements up to policy limits, with customizable endorsements for specialized risks. Our team helps businesses understand their exposure levels and select appropriate coverage amounts.
Commercial Auto
Our commercial auto insurance solutions protect business vehicles and fleets against accidents, theft, and property damage. Policies include liability coverage, collision protection, and cargo insurance options tailored to specific industries. We work with clients to implement safety programs that reduce claims frequency and qualify for premium discounts.
People
Todd Comer
Agency Principal/Agent
With extensive insurance experience, Todd Comer specializes in personalized policy solutions, helping clients save money while ensuring comprehensive coverage. He focuses on building long-term client relationships through transparent communication and expert guidance.
Weston V. Sprigg
Agency Principal/Agent
Weston Sprigg brings industry expertise to insurance solutions, prioritizing client needs and delivering tailored coverage options. His approach emphasizes understanding individual and business risks to implement effective protection strategies.
Dawn Calcaterra
Service Team Member/Agent
Dawn Calcaterra provides dedicated insurance support, assisting clients with policy management and claims resolution. Her client-focused approach ensures personalized service and timely responses to policyholder needs.
Dusty Valentino
Agency Service Team Manager
Dusty Valentino oversees client service operations, ensuring efficient policy administration and claims processing. He maintains high service standards while coordinating team efforts to meet client expectations.
Ed Torres
Insurance Agent
Ed Torres offers specialized insurance expertise, helping clients navigate coverage options and implement risk management strategies. His client-centric approach focuses on clear communication and comprehensive protection solutions.
Questions
How do I request a free insurance quote?
Visit our website to fill out an online quote request form or call us at (888) 443-7744 during business hours for personalized assistance.
What insurance types do you offer?
We provide auto, home, life, and business insurance including specialized coverage like commercial auto, general liability, and business owners policies.
How do I file an insurance claim?
Contact us at (206) 443-7744 or reach out to the claims department of your specific carrier using the 24-hour number on your policy documents.
Do you serve areas outside Seattle?
Yes, we serve clients throughout Washington, Oregon, California, and beyond, including Bellevue, Bellingham, Kirkland, Tacoma, and Wenatchee.
Can you help with policy changes?
Yes, submit policy change requests through our website forms or contact our office directly during business hours for assistance with coverage modifications.
Reviews (5)
Joe Vaifanua
Dec 18, 2021 Report
Thank you Seattle office for my Las Vegas needs. Holden and Dusty are informitive and a pleasure to work with super important. Thanks BIG!
Sasha Funk
May 04, 2021 Report
We've been working with Mary Hodges at BIG for a few years now and she is the absolute best! We found BIG after a terrible experience with another insurance company and could not be happier with them. Mary is so sweet and helpful and always takes the time to explain things and is good at finding ways to help us save money. The few interactions I've had with her colleagues have been excellent as well. I highly recommend working with BIG and Mary!
Ying Qing Set
Mar 22, 2021 Report
I had the chance to work with Ed, and let me tell you it was a pleasure working with him. He was responsive, competent, and reliable. I was in a rush to set up my home owners insurance due to upcoming closing date, and he expedited my request and was able to work through my needs accordingly. Would definitely recommend.
Robert Lee
Aug 23, 2020 Report
$75 per month renters insurance. I DO NOT RECOMMEND. Agents come and go like the wind. Poor representation. Poor service. Poor communication. I overpaid renters insurance because of improper representation through Belltown. Would not recommend doing business here under any circumstance. Reply: You were to manage my insurance needs. I paid $75 per month renters insurance. You let me auto policy laps when lost a card and was not notified.

If you are my insurance agent doing a good job You would have called me or emailed to say the auto direct payment did not go through. Being an agent is more than just selling policies. You cost me thousands. You called and i explained this to you. Now you state that you are here to help? Again I DON'T RECOMMEND DOING BUSINESS WITH YOU.
Aaron Kapin
Jun 03, 2020 Report
I'm not a personal client of Todd Comer at Belltown Insurance, but my colleague is, and something he said in passing about Todd struck me enough that I wanted to share it. He told me that when his family member locked their keys in their car, they called Todd. Keep in mind, Todd's not a car guy, Todd's an insurance guy. But Todd's established such trust with my colleague and his family that they thought of Todd in a crisis. The best part is that Todd answered and was able to call a locksmith. This is how I remember the story. Like a legend, some details may have changed in the re-telling.