Business Details
50+ Years
experience
Your Trusted Insurance Partner in Coral Gables
Founded in 1960, R A Brandon & Co. Inc. has established itself as a leader in providing comprehensive insurance solutions for individuals, families, and businesses across Florida. Our agency prioritizes superior customer service, competitive rates, and a deep understanding of client coverage needs to ensure long-term protection for homes, vehicles, businesses, and valuable assets. With decades of experience serving South Florida, we specialize in creating customized insurance plans that simplify complex policies while maintaining high standards of protection.Our team collaborates with reputable insurance carriers known for reliable products and efficient claims processing, ensuring clients receive optimal value and service. We remain committed to demystifying insurance through personalized guidance, helping clients build a secure financial future while maintaining transparency and trust in every interaction.
Services
Business Owners Policy
Commercial Umbrella
Homeowners Insurance
Auto Insurance
Workers Compensation
Flood Insurance
Condo Association Coverage
Personal Umbrella
Recreational Vehicle Insurance
Domestic Employee Liability
Details
- Year established: 1960
Highlights and features
- We have been serving South Florida insurance needs since 1960
- We offer personalized insurance solutions tailored to individual requirements
- Our team maintains relationships with top-rated insurance carriers
- We provide customized risk management strategies for businesses
- We prioritize transparent communication and client education
What people say
Amazing support
Gone over and beyond
Treats us like family
Highest recommendations
Personalized service
Services
Business Owners Policy
Our Business Owners Policy combines essential commercial protections into a comprehensive package. This tailored solution covers property damage, liability claims, and business interruption for small to mid-sized enterprises. With customizable options for cyber liability and employment practices, we help businesses protect their assets while maintaining operational continuity through unexpected disruptions.
Homeowners Insurance
We provide comprehensive homeowners insurance covering structural damage, personal belongings, and liability protection. Our policies include customizable coverage for luxury estates, flood risks, and valuable possessions. By partnering with top-rated insurers, we ensure competitive rates while maintaining robust protection against common risks facing Florida property owners.
Auto Insurance
Our auto insurance solutions protect personal and commercial vehicles with liability, collision, and comprehensive coverage options. We offer specialized policies for recreational vehicles and watercraft, with customizable add-ons for enhanced protection. Our team helps clients navigate coverage requirements while securing competitive rates through our network of trusted insurance carriers.
Commercial Umbrella
Commercial Umbrella insurance provides additional liability protection beyond standard policy limits. This crucial coverage safeguards businesses against catastrophic claims that could threaten financial stability. We help companies assess their risk exposure and implement appropriate umbrella policies to protect assets while maintaining compliance with industry standards.
Workers Compensation
Our workers compensation insurance meets Florida's legal requirements while protecting businesses from financial losses due to workplace injuries. This coverage includes medical expenses, rehabilitation costs, and lost wages for employees. We work with employers to implement safety programs that reduce claims while securing competitive premiums through our established carrier relationships.
People
Todd Brandon
Owner
Todd Brandon brings decades of insurance expertise to his leadership role, continuing the family legacy established in 1960. With deep knowledge of Florida's insurance market, he focuses on strategic growth while maintaining the agency's commitment to personalized service and client education.
Madeline Brandon
Owner
Madeline Brandon contributes extensive experience in insurance operations and client relations. As co-owner, she oversees day-to-day operations and ensures the agency maintains its high standards of service excellence while adapting to evolving industry requirements.
Esther
Commercial Lines - Account Executive
Esther specializes in commercial insurance solutions with particular expertise in business owners policies and liability coverage. She works closely with clients to develop comprehensive protection strategies while leveraging her industry knowledge to negotiate favorable terms with insurance carriers.
Lillian
Commercial Lines - Account Manager
Lillian manages commercial client relationships with a focus on policy administration and risk assessment. Her attention to detail ensures clients maintain appropriate coverage levels while navigating complex insurance requirements for their business operations.
Barbara
Personal Auto Specialist
Barbara specializes in personal auto insurance with expertise in coverage optimization and risk management. She helps clients understand policy details while securing competitive rates for standard and specialty vehicle insurance needs across South Florida.
Questions
What types of insurance do you offer?
We provide comprehensive personal and commercial insurance including homeowners, auto, business owners policies, commercial umbrella, workers compensation, and specialty coverage for luxury estates and recreational vehicles.
How do you help clients with coverage decisions?
Our experienced team evaluates individual needs, explains policy details clearly, and recommends customized solutions from our network of top-rated insurance carriers to ensure optimal protection and value.
Why choose RA Brandon over other agencies?
With 60+ years serving South Florida, we combine local expertise with personalized service, maintaining relationships with multiple carriers to offer competitive rates and comprehensive coverage options tailored to client needs.
Do you offer specialized business insurance?
Yes, we provide specialized commercial coverage including cyber liability, employment practices liability, builders risk, and ocean cargo insurance, with customized risk management solutions for various business types.
Reviews (5)
Erwin Garcia
Feb 27, 2022
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We have been doing business with RA Brandon for over 5 yrs. I will really like to thanks Virginia, Esther and Todd for their support and their professionalism. definitely a five start review. and will recommend to everyone.
Rogelio Duran
Feb 19, 2022
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I have been a client of R.A. Brandon Insurance since January of 2020. They handle my auto, home, flood, umbrella and investment real estate insurance. I can't speak highly enough of my team, Madeline and Natasha; they are very knowledgeable, professional and prompt in answering all of my questions and meeting my needs. Plus, they find me the best rates and know the Miami market really well. Highly recommend!
Steven Seigel
Jul 18, 2021
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Scott Brandon takes the time to explain policy terms and benefits. He is very patient with those of us who are not savvy to insurance terms and options. I really appreciate your taking your time with me. I definitely would recommend your organization to others.
Luisa Chong
Dec 06, 2019
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We were satisfied with their responsiveness and attentiveness. Madeline was very knowledgeable and gave us good professional advice. She was very kind & patient answering all our questions, explaining everything and breaking it down precisely. Excellent professional and experienced insurance agent. Highly recommend!
Gus Leyva
Feb 21, 2018
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Our company, Professional Pet Products has been doing business with RA Brandon for years and would not think of using anyone else. Madeline and the staff are top notch! We can always count on the highest level of professionalism and customer service.
