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Your Trusted Insurance Partner in Houston, TX
First Texas Agency operates as an Independent Insurance Agency, offering clients access to multiple insurance carriers to meet diverse coverage needs. We specialize in both personal and commercial insurance solutions, serving individuals and businesses across Houston, Texas, and surrounding areas including Cypress, Katy, Pearland, Sugarland, and Tomball. Our team provides tailored insurance assessments, helping clients select optimal policies for homeowners, auto, flood, motorcycle, health, life, and commercial general liability coverage.

With a focus on community education and personalized service, we prioritize client satisfaction through one-on-one consultations and 24/7 claim support. Our licensed professionals work with top-rated companies to ensure comprehensive protection for local businesses and families, emphasizing transparency and reliability in all insurance transactions.
Services
Homeowners Insurance Auto Insurance Flood Insurance Commercial Insurance Life Insurance Health Insurance Motorcycle Insurance General Liability Workers Compensation Business Owners Policy
Highlights and features
  • We offer independent insurance solutions from multiple carriers
  • Our team provides personalized policy assessments and comparisons
  • 24/7 claim support with dedicated customer service representatives
  • Specialized coverage for both personal and commercial insurance needs
  • Serving Houston and surrounding Texas communities since 2005
Services
Homeowners Insurance
Our homeowners insurance policies protect Texas residents against property damage and liability claims. Coverage includes structural protection, personal belongings, and additional living expenses during repairs. We offer customizable options to meet specific needs.
Commercial Insurance
We provide comprehensive commercial insurance packages for Houston businesses. Coverage includes general liability, property protection, workers compensation, and specialized policies for contractors and oil/gas operators. Our solutions address industry-specific risks.
Flood Insurance
Flood insurance policies protect properties in high-risk areas against water damage from natural disasters. We offer coverage through the National Flood Insurance Program and private carriers with competitive rates for Houston residents.
Auto Insurance
Our auto insurance policies provide liability and physical damage protection for personal and commercial vehicles. Coverage options include collision, comprehensive, and uninsured motorist protection with flexible payment plans available.
Life Insurance
We offer term and permanent life insurance solutions to protect families financially. Policies provide death benefits for final expenses, income replacement, and estate planning with options for different budget requirements.
Questions
What types of insurance do you offer?
We offer homeowners, auto, flood, motorcycle, health, life, commercial general liability, workers compensation, and business owners policies for clients in Houston and surrounding areas.
How can I get an insurance quote?
Request instant quotes through our online forms or call 713-468-7073 to speak with a licensed agent who will help compare coverage options from multiple carriers.
Do you provide 24/7 claim support?
Yes, we offer 24-hour claim reporting with dedicated adjusters available to assist with policyholders' needs at any time through our emergency hotline.
What areas do you serve?
We primarily serve Houston, Texas, and surrounding communities including Cypress, Katy, Pearland, Sugarland, and Tomball with personalized insurance solutions.
Are you an independent insurance agency?
Yes, as an independent agency we represent multiple insurance carriers to provide unbiased comparisons and help clients find the best coverage options for their needs.
Reviews (6)
Patrick Bolger
Oct 23, 2021 Report
Have been with them over 30 yrs, always there when you need them, always courteous. Best place to get insurance.
Ryan Parkinson
Mar 22, 2021 Report
I have been with First Texas for about 25yrs now and Liz has taken care of me since day one, she will find you the best rates available on car insurance!
Daniel Banon
Mar 26, 2019 Report
Sandra Caro, Agent/Owner, is extremely rude, unprofessional and does not understand customer service whatsoever. She has an attitude issue and it goes to show why First Texas Insurance is so poorly rated. I will do everything in my power to spread the word about the lack of customer service and Sandra's lack of professionalism; afterall, your customers/clients determine the success factor. I highly advise all to steer clear of this business ran by such personnel.
LaTosha Johnson
Nov 23, 2018 Report
I love this company, I have been doing business with them for 10 years for my business liability insurance, property and business auto and special event insurance. Ms. Sandra is always so nice and helpful.
Pari Davon
Nov 07, 2018 Report
BEWARE OF BUSINESS! I called to get a business quote from First Texas Agency and unfortunately had to deal with agent/owner Sandra Caro. I had a simple question and Sandra responded with an attitude for absolutely no reason. When I asked why she has an attitude and said that isn't proper customer service, she told me to take my business elsewhere, rather than correcting herself or apologizing. Sandra Caro is unprofessional and a detrimental for any business.

I am positive she is highly contributing to the numerous poor reviews and ratings online of the business. As long as Sandra Caro is in charge of First Texas Agency, it is best for ALL to take their business elsewhere, PERIOD.
Diana Guerrero
Nov 06, 2018 Report
Never come here I called for a quote and to pick up paper work the rude lady in the front states did you pay for the policy I was like no came and picked up paper work to start the policy. Do not come here service sucks and people are not professional came from east side drove for nothing.