Business Details
50+ Years
experience
Emergency
services
Trusted Maritime Insurance Solutions
The American Club, established in 1917, is a leading provider of Protection and Indemnity (P&I) insurance for shipowners, operators, and charterers. With over a century of experience, we specialize in covering third-party liabilities, cargo risks, and legal disputes arising from maritime operations. Our global team of experts delivers proactive risk management, efficient claims handling, and tailored insurance solutions to meet the evolving needs of the shipping industry.Committed to mutual principles, we prioritize member satisfaction through transparent communication, compliance with international regulations, and a focus on minimizing liabilities before they arise.
Services
P&I Insurance
FD&D Coverage
Charterers' Risk
Loss Prevention
Underwriting Services
Details
- Year established: 1917
Highlights and features
- We offer over 100 years of expertise in maritime insurance since 1917
- Our global network provides localized claims support in key shipping regions
- Proactive risk prevention programs reduce liability exposure for members
- Dedicated in-house legal and claims specialists handle complex maritime disputes
- Mutual structure ensures member-focused service and financial stability
Services
Protection and Indemnity Insurance
Comprehensive liability insurance for shipowners covering crew injuries, cargo damage, collision liabilities, pollution, and legal defense costs. Our policies address risks from vessel operation including third-party claims and contractual obligations. With global claims handling expertise, we provide 24/7 incident response and proactive risk management strategies to minimize exposures.
Freight Demurrage Defense Insurance
Specialized coverage for legal disputes arising from shipping contracts, including charterparty disagreements and cargo claim defenses. Our in-house legal team manages contractual conflicts, providing cost-effective resolution for disputes over freight payments, vessel delays, and documentation errors while maintaining strict compliance with international maritime law.
Charterers' Risk Insurance
Tailored protection for charterers against liabilities from cargo operations and vessel damage. This includes coverage for cargo contamination, hold damage during loading, and unsafe port claims. Our policies address unique chartering risks with fixed-premium structures and expert claims management to resolve complex contractual obligations.
Loss Prevention Programs
Proactive safety initiatives including pre-employment medical exams, cybersecurity training, and compliance audits. Our technical surveyors provide vessel inspection services and operational guidelines to prevent accidents, reduce insurance claims, and ensure adherence to international safety standards like SOLAS and MARPOL.
Underwriting Services
Customized insurance solutions based on comprehensive risk evaluation of vessel operations, trading routes, and claims history. Our underwriters analyze five-year loss trends to create balanced policies that maintain financial stability for both shipowners and charterers while ensuring competitive premium structures.
People
Dorothea Ioannou
Chief Executive Officer
With extensive maritime legal expertise, Dorothea leads strategic operations and member relations. She oversees global risk management initiatives and maintains industry compliance standards.
Daniel Tadros
Chief Operating Officer
Daniel directs day-to-day operations and corporate compliance. His legal background ensures adherence to international shipping regulations and effective contract management.
Joseph Hughes
Chairman
As board chairman, Joseph provides strategic governance oversight. He maintains industry relationships and ensures long-term organizational stability for member protection.
William Moore
Global Loss Prevention Director
Dr. Moore leads safety initiatives and technical risk assessments. His engineering expertise drives development of preventive programs reducing maritime incidents and insurance claims.
Molly McCafferty
Co-Global Claims Director
Molly oversees claims resolution strategies across jurisdictions. She manages complex cargo and casualty claims while implementing efficiency improvements in claims processing.
Questions
What does P&I insurance cover?
P&I insurance covers third-party liabilities from vessel operations including crew injuries, cargo damage, collision liabilities, pollution claims, and legal defense costs.
How do I report a claim?
Contact our 24/7 emergency hotline or local office. Provide incident details, supporting documentation, and coordinate with assigned claims handlers for resolution.
Do you cover charterers' liabilities?
Yes, we offer specialized charterers' risk coverage for liabilities like cargo contamination, vessel damage from improper loading, and unsafe port claims.
What loss prevention programs exist?
We provide pre-employment medical exams, cybersecurity training, vessel safety audits, and compliance guidance to prevent incidents and reduce insurance claims.
How are premiums determined?
Premiums consider vessel type, trading routes, claims history, and risk management practices. Our underwriters analyze five-year loss trends for balanced pricing.
Do you handle international claims?
Yes, our global network manages cross-border claims through local offices in New York, London, Shanghai, and Piraeus with multilingual claims specialists.
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