Business Details
27 Years
experience
Trusted Commercial Insurance & Risk Management Solutions
Since 1999, Inlight Risk Management Risk Management has specialized in delivering tailored insurance and risk management solutions for middle-market to large businesses. Our approach prioritizes understanding client exposures, leveraging strong carrier partnerships, and implementing proprietary loss control services. With decades of collective experience, our team of commercial insurance specialists operates in over 30 states, serving diverse sectors including healthcare, construction, energy, and non-profits.We distinguish ourselves through claims advocacy, program structuring to reduce long-term costs, and a sister company focused on alternative risk financing solutions. Our commitment to service excellence is reflected in long-term client relationships and a focus on regulatory compliance to proactively address evolving business challenges.
Services
Commercial Property
Professional Liability
General Liability
Workers Compensation
Cyber Liability
Environmental Liability
Commercial Auto
Risk Management
Captive Insurance
Details
- Year established: 1999
Highlights and features
- We offer 25 years of experience in commercial insurance and risk management
- We implement proprietary loss control and risk management services
- We provide dedicated claims advocacy on behalf of our customers
- Our team consists of commercial lines specialists with industry expertise
- We offer complementary alternative risk financing solutions through our sister company
Services
Commercial Insurance
We provide comprehensive commercial insurance programs tailored to specific industry needs. Our solutions protect against property damage, liability claims, and operational risks while implementing cost-reduction strategies. With specialized expertise across multiple sectors, we help businesses maintain compliance and financial stability through customized coverage plans.
Risk Management
Our proprietary risk management services focus on proactive loss prevention and regulatory compliance. We develop customized programs to identify, assess, and mitigate potential threats to business operations. Through ongoing consultation and implementation of best practices, we help organizations reduce their overall risk exposure and insurance costs.
Captive Insurance
We offer captive insurance solutions that allow businesses to take control of their risk financing. Our consulting services evaluate potential structures like single parent captives and risk retention groups. This approach provides flexible, cost-effective alternatives to traditional insurance while maintaining regulatory compliance and financial security.
Claims Advocacy
Our dedicated claims advocacy ensures timely and fair resolution of insurance claims. We work directly with carriers to streamline the process while protecting client interests. This service includes documentation review, settlement negotiation, and ongoing communication to minimize business disruption during claim resolution.
Cyber Liability
We provide comprehensive cyber liability coverage against data breaches and digital threats. Our solutions include risk assessment, incident response planning, and financial protection for cyber-related losses. With evolving digital security challenges, we help businesses implement proactive measures and maintain appropriate coverage levels.
People
Mike Spaan
Alternative Risk Financing Specialist
With over 25 years in commercial insurance, Mike leads our alternative risk financing division. He specializes in captive insurance structures and has helped numerous organizations optimize their risk management strategies through innovative financing solutions.
Julie Sluder
Commercial Insurance Professional
Julie brings extensive experience in commercial insurance solutions, focusing on healthcare and non-profit sectors. She works closely with clients to develop comprehensive risk management programs that address specific industry challenges while maintaining cost-effectiveness.
Questions
What industries do you specialize in?
We serve healthcare providers, non-profits, construction firms, energy companies, manufacturing operations, and professional services organizations across the United States.
What commercial insurance products do you offer?
Our offerings include property, liability, workers compensation, cyber, environmental, commercial auto, and management liability coverages tailored to business needs.
How do you help reduce insurance costs?
Through proprietary risk management programs, captive insurance options, and strategic carrier partnerships that focus on long-term cost reduction rather than short-term savings.
Do you work with non-profit organizations?
Yes, we've specialized in non-profit insurance solutions since 2004, offering tailored coverage for social service agencies, religious organizations, and community service providers.
What risk management services are included?
We provide loss control programs, regulatory compliance assistance, claims advocacy, and customized risk mitigation strategies specific to each client's industry.
Reviews (1)
Robert Osborn
Feb 19, 2018
Report
Amazing Customer Service. I have been a client of InLight for 4 years and Mike and the entire staff have been amazing. They always go above and beyond to exceeded my expectations. It is very rare in this day and age to find such responsive customer service. I highly recommend them for any and all commercial insurance needs.
