Crosby & Henry, Inc. is a retail insurance agency offering personal lines, commercial lines, and life & health coverage to individuals and businesses. James Sears Crosby came to Grand Rapids, Michigan from New York in 1857. He started the insurance business in 1858 as J.S. Crosby & Co. The agency was located in downtown Grand Rapids.
Crosby was the state agent for Mutual Benefit Life Insurance Co. James S. Crosby's son, Moreau S., graduated from college and joined the agency in 1863. The agency then became J.S. Crosby & Son.
Crosby was the state agent for Mutual Benefit Life Insurance Co. James S. Crosby's son, Moreau S., graduated from college and joined the agency in 1863. The agency then became J.S. Crosby & Son.
Services
Automobile
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What is auto insurance? Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy. Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
Business & Commercial
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As a business owner, you need the same kinds of insurance coverages for the car you use in your business as you do for a car used for personal travel -- liability, collision and comprehensive, medical payments (known as personal injury protection in some states) and coverage for uninsured motorists.
Health
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More than half of all Americans have some kind of managed-care plan1. Various plans work differently and can include: health maintenance organizations (HM0s), preferred provider organizations (PPOs) and point-of-service (POS) plans. These plans provide comprehensive health services to their members and offer financial incentives to patients who use the providers in the plan.
Homeowners
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Because everyone's needs are not the same, it is best to consult your agent to help assess your needs and find the insurance policy that is right for you. What is Homeowners insurance? Homeowners insurance provides financial protection against disasters. A standard policy insures the home itself and the things you keep in it.
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