Business Details
35 Years
experience
Your Trusted Partner for Municipal Insurance Solutions
KCAMP was established in 1991 under the sponsorship of the Kansas Association of Counties to address the challenges municipalities faced in securing affordable commercial insurance during the late 1980s and early 1990s. As a member-owned, self-insured property and liability pool, we provide comprehensive coverage tailored to the unique needs of Kansas municipalities, including property, liability, crime, and surety programs. Our financial strength and adherence to conservative business practices ensure stable, competitive rates while maintaining a net asset position aligned with industry standards.We prioritize risk management services, education, and claims administration through a team of seasoned professionals, guided by a Board of Trustees elected by our members. With 116 member municipalities, including 81 of Kansas 105 counties, we remain committed to delivering exceptional value through cooperative financial and administrative action, innovative programs like the TULIP liability insurance initiative, and a singular focus on serving our members evolving needs.
Services
Property Insurance
Liability Coverage
Crime Insurance
Risk Management
Surety Bonds
Claims Administration
TULIP Program
Legal Policy Resources
Cyber Liability
Employee Training
Details
- Year established: 1991
Highlights and features
- We offer member-owned insurance solutions tailored to Kansas municipalities.
- Our financial strength ensures stable, competitive rates for public entities.
- We provide specialized risk management programs and educational resources.
- Our experienced team includes licensed professionals with public entity expertise.
- We maintain industry-leading net asset reserves for long-term sustainability.
Services
Property Insurance
Our property program offers all-risks, replacement cost coverage up to $1 billion per occurrence, including catastrophic events like earthquakes, floods, and terrorism. Equipment breakdown coverage up to $50 million protects member-owned vehicles and infrastructure. This comprehensive protection ensures municipalities can recover swiftly from physical asset losses.
Liability Coverage
We provide general liability, auto liability, public officials liability, and employment practices liability coverage. Limits include $500,000 per occurrence under Kansas Tort Claims Act with higher options available. Specialized coverage extends to law enforcement, cyber liability, and professional liability for medical staff employed by members.
Risk Management
Our risk management services include consulting, contract reviews, property appraisals, and specialized programs like the Risk Avoidance Grant. We offer legal policy templates, cyber security training, defensive driving courses, and customized employee handbooks to help members proactively reduce exposures and claims frequency.
Crime Insurance
The crime insurance program covers losses from theft, burglary, and employee dishonesty. This protection extends to municipal funds and assets, providing financial security against both external and internal criminal activities that could impact public entity operations.
Surety Bonds
We provide surety bonds for public officials in compliance with Kansas statutory requirements. These bonds guarantee faithful performance of duties and financial accountability, ensuring municipalities meet legal obligations while protecting taxpayer interests through guaranteed compensation for misconduct-related losses.
People
David Knudtson
Acting Administrator
CPA with extensive experience in public entity pool administration and financial management, overseeing KCAMP's strategic operations and regulatory compliance.
Patrick Smith
Risk Manager
MBA holder specializing in risk mitigation strategies, directing KCAMP's risk management programs including grants, training, and policy development for member municipalities.
Brian Cooper
Claims Manager
Certified insurance professional managing liability claims with focus on efficient resolution and member support through specialized expertise.
Sheriff Ed Harbin
Law Enforcement Specialist
Retired law enforcement expert providing specialized risk management services, including model policies and jail operation guidelines for member municipalities.
David Lamb
Member Services Representative
Provides direct support to members through coverage presentations and consultation on service updates for county commissions and city councils.
Questions
What types of insurance does KCAMP provide?
KCAMP offers property, liability, crime, surety, and cyber liability coverage specifically designed for Kansas municipalities.
How do I join KCAMP as a member?
Membership is exclusive to Kansas municipalities; contact our Member Services Representative for eligibility and enrollment details.
How are claims handled?
Claims are managed by experienced professionals with dedicated representatives for property, liability, and auto claims.
What is the TULIP Program?
TULIP provides low-cost liability insurance for event organizers using KCAMP member facilities, protecting both tenants and municipalities.
Does KCAMP offer risk management resources?
Yes, we provide consulting services, training programs, policy templates, and grants to help members mitigate risks.
