Business Details
40 Years
experience
Emergency
services
Trusted Equine Insurance Solutions in Louisville, KY
Founded in July 1986, we began with a vision to provide personalized equine insurance solutions tailored to individual needs. Over 35 years of dedicated service have established us as industry leaders through word-of-mouth referrals and unwavering commitment to client satisfaction. Our team combines deep equine industry knowledge with innovative insurance products from premier carriers worldwide. We approach every account as if it were our own, offering customized protection for horse owners ranging from single-animal enthusiasts to large-scale operations. Our expertise extends beyond standard policies to include specialized coverage options like surgical endorsements and loss-of-use protections.Active participation in equine events and community support remain core to our mission of protecting both animals and the people who care for them. With decades of combined experience, our staff delivers knowledgeable guidance through every insurance process, from initial consultation to claim resolution. Our reputation for responsive service has been built one satisfied client at a time, serving Kentucky and beyond with both farm liability and mortality insurance solutions.
Services
Mortality Insurance
Farm Liability Insurance
Major Medical Coverage
Surgical Endorsement
Loss of Use Coverage
Prospective Foal Insurance
Stallion Availability Coverage
Equine Event Liability
Personal Horse Owners Liability
Care Custody & Control
Details
- Year established: 1986
Highlights and features
- We offer 35+ years of specialized equine insurance expertise
- Our team provides personalized coverage tailored to individual needs
- We actively support equine community through event sponsorships
- We offer comprehensive coverage options beyond standard policies
- Our staff handles claims with proven industry knowledge
What people say
Knowledgeable, caring and helpful
Positive experiences
Refer our clients
Horse people who understand
Take care of it
Services
Mortality Insurance
This comprehensive policy protects against financial loss from equine death due to accidents, illnesses, diseases, or theft. Coverage includes humane destruction scenarios and offers customizable options for different risk profiles. Our mortality insurance provides peace of mind for horse owners facing unexpected losses.
Major Medical Coverage
Reimburses veterinary expenses for injuries or illnesses requiring treatment beyond routine care. Flexible deductible and co-payment options accommodate various horse values and owner needs. Excludes pre-existing conditions and maintenance procedures like vaccinations or joint injections.
Surgical Endorsement
Provides specialized coverage for surgical procedures performed under general anesthesia in veterinary facilities. Available standalone or with major medical coverage, this endorsement excludes elective or performance-enhancing procedures while offering focused protection for necessary surgeries.
Loss of Use Coverage
Pays a percentage of insured value when horses become permanently unfit for show purposes. Requires comprehensive medical evaluation including radiographs and respiratory exams. Claims may result in carrier ownership transfer while providing financial protection for covered losses.
Farm Liability Insurance
Comprehensive coverage for farm properties including homes, outbuildings, equipment, and livestock. Combines liability protection with optional care custody control and farm auto coverage. Designed to meet unique needs of equine operations through customizable policy components.
People
Erin Mason
Managing Agent
Manages day-to-day operations with extensive equine insurance expertise. Oversees client relationships and policy administration while maintaining industry connections.
Betsy Reiter
Account Executive
Handles client accounts with specialized knowledge of equine insurance products. Provides policy guidance and support for both new and existing customers.
Rhonda Ansert
Account Executive
Manages insurance accounts with focus on client satisfaction. Assists with policy details and insurance product selection for equine owners.
Shelby Colliver
Agent
Provides insurance solutions for equine clients with personalized service approach. Handles policy implementation and client communication needs.
Questions
How do I get a mortality insurance quote?
Complete our online request form or call 800-346-8880 for personalized assistance. Our team will help determine appropriate coverage levels for your specific needs.
What does major medical coverage exclude?
Excludes routine maintenance procedures like vaccinations, worming, and elective performance-enhancing treatments. Focuses on unexpected medical and surgical expenses from injuries or illnesses.
How to report an equine insurance claim?
Call 800-346-8880 immediately for deaths, surgeries, or euthanasia. For other incidents, complete our online form within 24 hours of veterinary treatment to maintain coverage.
What farm liability coverage includes?
Covers homes, outbuildings, equipment, and livestock. Includes liability protection with optional care custody control and farm auto coverage for comprehensive protection.
Can I purchase surgical coverage alone?
Yes, surgical endorsement can be purchased independently or combined with major medical coverage for enhanced protection specific to surgical procedures.
Reviews (1)
Magic In Motion Vanners Mary Beth Wherry
Dec 31, 2017
Report
I have used Independent Equine Agents, specifically Marla Moore, for about 14 years now. They have been wonderful to work with, and take a personal interest in your horses. The two times I have had to make a claim everything has gone very smoothly and quickly and I couldn't be happier. Would recommend their Mortality and/or Major Medical plans to anyone.
