Business Details
Trusted Medicare & Health Insurance Solutions in St. Louis
Miller Blair Insurance specializes in helping individuals navigate Medicare and health insurance options with personalized, unbiased assistance. Founded by Nancy Miller, a healthcare provider with over 20 years of experience working with seniors, and Vince Blair, a veteran in the health insurance industry with 40+ years of expertise, the company prioritizes education to empower clients in making informed decisions. Our team understands the complexities of transitioning from employer coverage to retirement healthcare, offering tailored solutions for Missouri residents.We provide free consultations to review coverage options, compare plan benefits, and ensure clients maintain appropriate insurance throughout their lives. Our commitment to exceptional customer service is reflected in our clients' testimonials, highlighting our knowledge, patience, and dedication to simplifying insurance choices.
Services
Medicare Insurance
Medicare Supplement
Prescription Drug Plans
Medicare Advantage
Dental & Vision Insurance
Highlights and features
- We offer 20+ years of healthcare and insurance expertise.
- Our services are free with unbiased assistance.
- We provide personalized plan comparisons tailored to your needs.
- We specialize in Missouri-specific Medicare coverage options.
- Our team includes former healthcare providers with deep industry knowledge.
What people say
Friendly and efficient
Knowledgeable expertise
Explained options clearly
No-pressure consultations
Local market understanding
Services
Medicare Insurance
We help clients understand Medicare eligibility and enrollment periods. Our experts explain Original Medicare, Advantage plans, and supplemental coverage options. We provide free consultations to review your current coverage and recommend plans that match your healthcare needs and budget.
Medicare Supplement
Our team explains how Medigap plans cover deductibles and copays not covered by Original Medicare. We compare Plan F, G, and N options to find your best fit. We help you understand enrollment periods and guaranteed issue rights for guaranteed renewal policies.
Prescription Drug Plans
We review your medication list to find plans with optimal formulary coverage. Our experts explain deductibles, coverage gaps, and pharmacy networks. We help avoid late enrollment penalties by ensuring timely sign-up during your Initial Enrollment Period or Annual Election Period.
Medicare Advantage
We compare HMO, PPO, and PFFS plan options with additional benefits. Our specialists explain network requirements, out-of-pocket maximums, and prescription coverage. We help evaluate plan ratings and provider acceptance to ensure continuity of care.
Dental & Vision Insurance
We explain dental and vision coverage options through Medicare Advantage or standalone plans. Our team helps compare routine care benefits, discount networks, and out-of-pocket costs. We ensure coverage aligns with your specific dental and vision healthcare needs.
People
Nancy Miller
Owner
Nancy Miller has over 20 years of healthcare experience working with seniors. As a former healthcare provider, she transitioned to insurance to help clients understand Medicare options. She focuses on educating clients about coverage choices and ensuring appropriate insurance for Missouri residents.
Vince Blair
Independent Broker
Vince Blair brings 40+ years of health insurance industry experience. He specializes in individual and family coverage for clients under 65 while maintaining Medicare expertise. His extensive knowledge helps clients navigate complex insurance markets and find suitable coverage solutions.
Questions
When should I enroll in Medicare?
Enroll during your Initial Enrollment Period around age 65 or during Annual Enrollment (Oct 15-Dec 7). Special periods apply for life changes.
What's the difference between Medigap and Medicare Advantage?
Medigap supplements Original Medicare with no network restrictions. Medicare Advantage replaces Original Medicare with additional benefits but often requires network providers.
How do I choose prescription drug coverage?
Review formulary coverage for your medications, compare pharmacy networks, and consider deductible levels when selecting Part D plans.
Are dental and vision covered by Medicare?
Original Medicare doesn't cover routine dental or vision. Coverage is available through Medicare Advantage plans or standalone policies.
Do you charge for insurance consultations?
No, our services are free. We're compensated by insurance carriers when you enroll in coverage.
Can I change plans after enrollment?
Yes, during Annual Enrollment (Oct 15-Dec 7) or Medicare Advantage Open Enrollment (Jan 1-Mar 31). Special Enrollment applies for qualifying events.
Reviews (4)
Kim Drotar
Apr 07, 2019
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I contacted this agent to inquire about my options for purchasing health insurance for 2019. 3 weeks later and I have not gotten a call from him. I have spoken to his receptionist who takes my contact information. But Vincent does not return my calls. The deadline is approaching and this is causing much stress. I would not recommend him as an agent simply because he is unresponsive to new clients.
Doug Terrill
Nov 20, 2018
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Vincent has done wonders wading through the muck of healthcare. He always comes up with the best option and explains every detail of the pros and cons. Great agent.
Cathy McClarnan
Jan 17, 2018
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Vincent has been our health insurance agent for years now. He tirelessly wades through the muck and the mire of each variation of health insurance and gives the best options based on your individual needs. We can not thank him enough for working with us year after year.
Mike Hammock
Jan 11, 2018
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I love love love this guy. He is the best Insurance AGENT in St. Louis. He helps you the most comfortable way to navigate the chaos of private insurance and options. Call him - You will be so surprised!
