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Business Details
29 Years
experience
Your Trusted Business Insurance Partner in Florida
Since 1997, Dopazo & Associates Insurance Services has been dedicated to providing comprehensive insurance solutions tailored to the unique needs of small businesses. Our agency prioritizes understanding client requirements through active listening, offering personalized coverage options that balance risk transfer with cost-effectiveness. As a family-owned and operated business, we combine decades of industry experience with modern tools like our 24/7 client dashboard for policy management.

Our team of licensed professionals serves Florida, Georgia, and Texas, maintaining a commitment to timely, dependable service while leveraging technology to streamline insurance processes. We focus on building long-term relationships by delivering transparent advice and prioritizing client education about risk management strategies.
Services
General Liability Commercial Property Workers Compensation Business Automobile Garage Liability
Details
  • Year established: 1997
Highlights and features
  • 20+ years insuring small businesses with personalized solutions
  • Family-owned agency prioritizing client relationships over sales
  • 24/7 client dashboard for policy management access
  • Licensed agents serving Florida, Georgia, and Texas
  • Risk-focused approach balancing coverage and affordability
What people say
Helpful service Extremely reliable Trust completely Reasonable price Thoroughly informed
Services
General Liability
Protects businesses from financial loss due to property damage, personal injury, or advertising claims arising from operations. Covers incidents like slip-and-falls, product-related injuries, and customer property damage. Ideal for businesses seeking comprehensive protection against common liability risks while maintaining operational continuity.
Commercial Property
Reimburses for physical loss or damage to business assets including buildings, equipment, and inventory. Covers perils like fire, theft, windstorms, and lightning strikes while providing business income replacement during recovery periods. Designed for companies needing protection against property-related disruptions to daily operations.
Workers Compensation
Provides medical benefits and wage replacement for work-related injuries or illnesses. Covers legal defense costs and lost wages while ensuring compliance with state requirements. Essential for businesses seeking to protect against financial impacts of workplace accidents and maintain employee welfare.
Business Automobile
Covers business-owned vehicles against accidents, theft, vandalism, and weather damage. Includes liability protection for vehicle-related incidents while offering customizable coverage for commercial fleets. Designed for companies relying on transportation or vehicle-based operations to maintain asset protection.
Garage Liability
Specialized coverage for auto dealerships and repair shops including premises liability and customer vehicle protection. Covers physical damage to inventory and legal liability during service periods. Tailored for automotive businesses requiring comprehensive protection across both property and liability exposures.
People
Maximo Dopazo
Principal Owner
With over 20 years of experience, Maximo founded the agency at age 21 after recognizing small businesses' unique insurance needs. He specializes in helping entrepreneurs protect their operations while fostering growth through strategic risk management solutions.
Alex Dopazo
Licensed Agent
Joining the agency in 1998, Alex focuses on client relationship management and policy customization. He emphasizes modern communication tools while maintaining personal service standards, handling complex insurance needs for commercial clients across multiple states.
Karla Garrido
Client Services
As a key client liaison, Karla provides policy support and documentation management. She ensures timely responses to client inquiries while maintaining expertise in certificate of insurance processing and policy administration.
Gina Tillan
Insurance Specialist
Gina specializes in policy analysis and risk assessment, helping clients understand coverage options. She manages renewal processes and coordinates with carriers to secure competitive pricing while maintaining service quality.
Diana Dopazo
Operations Manager
Diana oversees day-to-day agency operations and client communications. She implements technology solutions for policy management while ensuring efficient service delivery across the agency's multi-state client base.
Questions
How does Dopazo & Associates approach small business insurance differently?
We focus on understanding your specific needs through active listening rather than pushy sales tactics, offering tailored coverage options that balance protection with cost-effectiveness.
Which states does Dopazo & Associates serve?
We provide insurance solutions across Florida, Georgia, and Texas with licensed agents familiar with regional business requirements.
What payment options are available?
We offer flexible payment arrangements through premium finance partners like AFCO while maintaining competitive pricing structures for all clients.
How are claims handled?
Our team provides dedicated support throughout the claims process, ensuring timely communication and documentation assistance to minimize business disruptions.
What types of business insurance are offered?
We specialize in general liability, commercial property, workers compensation, business auto, and garage liability coverage for small businesses.
Is there 24/7 policy access?
Yes, our client dashboard provides 24/7 access for policy documents, certificate requests, and account management from any internet-connected device.
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Reviews (4)
Mireya Pinzon
Oct 08, 2021 Report
My experience with Dopazo for the last 6 years has been wonderfull! Owner and every single agent are very professionals in business. Thank you for be always on time for Sunshine Promotions Corp.
Andy Rodriguez
Aug 17, 2021 Report
I had some questions about which direction I should take insuring my business and Alexander was phenomenal in providing a master class of guidance. Not only were his suggestions candid, he sought what's best for my business, not his interests. I'd highly recommend reaching out to Alexander, you'll be as impressed as I am!
Geoff Fowler
Apr 10, 2018 Report
For certain i have never delt with a more professional, trustworthy and prompt company as D&A Insurance. I delt with Alex in person and he absolutely not do enough for me. I would have no hesitation recomending D&A Insurance to anyone thinking of looking for insurance. As for their prices we found that their quotations for our properties were at lease 25% less than alsewhere. If you want a good trustworthy insurance company use D&A Insurance Geoff Fowler (Property Investor)
Gerry Lorusso
Nov 24, 2017 Report
D&A Associates has been very helpful throughout the years. The staff are very pleasant and always willing to help. Alicia has been wonderful! The staff are very efficient and friendly and helpful through the entire process. They make the insurance process very fast and easy to deal with. They are very knowledgeable. I have been working with Alicia, Katherine and Max for years, and they have been great! I would recommend their services to anyone needing insurance.