Michigan Basic's goal is to supply fair access to property insurance at standard rates regardless of property location. It is the agent's responsibility to seek the highest possible property coverage for each insured in the voluntary market before attempting to acquire coverage through Michigan Basic.
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Inquiry on the policy and payment status of your entire book of business, including information pertaining to payment due dates, mortgagee, deductible, coverage amount, and more. The Association will better service you in the future by posting updates and general information to this site or via e-mail, thereby reducing your costs and our costs simultaneously.
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ACTUAL CASH VALUE - Provides for settlement of losses based on the condition or value of the damaged or destroyed property at the time of loss. The Aamount will be determined by a review of relevant factors such as but not limited to market value, assessed value, capitalized value, and depreciation caused by physical wear and tera and/or obsolescense.
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