Business Details
43 Years
experience
Trusted Insurance Services for Medicare, Health, and Financial Planning
At McPike Insurance Agency, we prioritize understanding your unique needs before proposing tailored insurance solutions. With over 46 years of experience as independent agents, we represent multiple carriers to offer unbiased guidance across Medicare Supplement Insurance, Medicare Advantage, Life Insurance, Disability Insurance, Long-Term Care, and Financial Planning. Our commitment to continuing education ensures we stay current with industry changes to better serve you.We provide free face-to-face and phone consultations, maintaining a client retention rate exceeding 95% by focusing on transparency, personalized service, and long-term relationships. Our team, led by CEO Michelle McPike Morin, combines decades of expertise with a dedication to simplifying complex insurance decisions.
Services
Medicare Supplement
Medicare Part D
Medicare Advantage
Dental Vision Plans
Life Insurance
Disability Insurance
Long-Term Care
Hospital Indemnity
Cancer Insurance
Financial Planning
Details
- Year established: 1983
Highlights and features
- We offer over 46 years of experience in insurance and financial planning.
- Our team provides free face-to-face and phone consultations.
- Client retention rate exceeds 95% through personalized service.
- We maintain continuing education to stay current with industry changes.
- Independent agent status ensures unbiased recommendations across multiple carriers.
What people say
Knowledgeable and helpful
Personable and professional
Thorough explanations
Responsive and available
Navigated Medicare maze
Services
Medicare Planning
We specialize in helping clients navigate Medicare options, including Supplement Insurance, Part D Drug Programs, and Advantage Plans. Our independent agent status allows unbiased comparisons across carriers to find plans matching individual medical and financial needs. With expertise in enrollment processes and coverage nuances, we simplify complex decisions while emphasizing cost-saving opportunities and comprehensive protection.
Medicare Supplement
Our Medicare Supplement Insurance solutions help cover out-of-pocket costs like copayments, coinsurance, and deductibles not paid by Original Medicare. We explain policy differences, including foreign travel coverage and health club benefits, ensuring clients understand how each plan complements their healthcare usage patterns and financial situation for optimal protection.
Medicare Advantage
We guide clients through selecting Medicare Advantage Plans that bundle Part A, B, and often D coverage with additional benefits. Our approach focuses on evaluating network restrictions, prescription drug formularies, and out-of-pocket maximums to identify plans balancing comprehensive care access with affordability for long-term healthcare needs.
Life Insurance
We offer Term, Permanent, and Final Expense life insurance products to protect clients' financial legacies. Our process involves analyzing income replacement needs, debt obligations, and estate planning goals to recommend policies that provide security for dependents while aligning with clients' broader financial strategies.
Financial Planning
Our financial planning services address longevity risks and retirement income sustainability. We help clients structure savings to generate lifetime income streams, coordinate insurance protections with investment strategies, and navigate tax-efficient withdrawal methods, ensuring comprehensive preparation for long-term financial security without outliving resources.
People
Randy McPike
Founder
Gordon 'Randy' McPike founded the agency in 1983 after 12 years in the computer industry and seven years as an insurance agent. Holding CLU and ChFC designations, he built a reputation as a trusted Medicare expert before retiring in 2024 after 49 years in insurance sales.
Michelle McPike Morin
CEO
Michelle McPike Morin leads the agency with 34 years of insurance experience across property/casualty and life/health sectors. A former educator, she specializes in translating complex insurance concepts into actionable guidance while maintaining active community involvement through church volunteer work.
Questions
What insurance products do you specialize in?
We specialize in Medicare Supplement Insurance, Medicare Advantage Plans, Life Insurance, Disability Insurance, Long-Term Care coverage, and retirement financial planning strategies.
Are your services free?
Yes, our consultations and plan comparisons are completely free as we receive compensation from insurance carriers upon policy issuance.
How do you determine the best Medicare plan?
We analyze your medical history, prescription needs, budget, and preferred providers to recommend plans balancing coverage and cost-effectiveness.
Do you offer in-person consultations?
Yes, we provide in-home consultations in Indiana and virtual/phone consultations nationwide for all services.
What sets you apart from other agents?
Our family-owned business combines decades of experience with personalized service, focusing on education rather than sales pressure.
Reviews (3)
Sylvia Gordon
May 05, 2022
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I train thousands of insurance agents around the country and have the pleasure of working with the McPike family! They are an excellent agency and if you are near their office, they are your best bet for quality, compassionate insurance help. And they are just nice people! You have choices and Randy and Michelle are wonderful. Medicare and ACA can be very frustrating, but they make it simple.
Brian Burwell
Apr 27, 2022
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I used to have a 5 star rating however the quality of service in the last several months has plummeted and almost cost me my auto since they will not even answer the phone. I called my insurance and they almost canceled since they couldn't get ahold of them either.
Tyler Shives
May 30, 2017
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Great customer service! They have always worked quickly to get things done for us whenever needed. Would highly recommend.
