Business Details
32 Years
experience
Your Trusted Commercial Insurance Partner
Founded in 1994, HCP National Insurance Services is one of the largest independent commercial insurance brokerages in the United States, led and owned by a certified minority woman. Our expertise spans Stop Loss, Medical Malpractice, Cyber Liability, Employee Benefits, and Property & Casualty insurance, serving businesses, healthcare providers, and government organizations nationwide. With over $1 billion in placed premiums and coverage for over 1 million members on self-insured medical plans, we combine deep industry knowledge with a commitment to diversity and inclusion. Our team of professionals, averaging 20 years of tenure, delivers tailored solutions through legal reviews, actuarial analysis, and benchmark reporting to ensure comprehensive coverage.Recognized for winning over 80% of competitive projects and maintaining a 100% eligible claim approval rate, we prioritize cost-effective strategies and personalized service through dedicated Account Managers. Our certifications as an MBE, WBENC, and WOSB entity reflect our dedication to advancing supplier diversity while maintaining unquestionable integrity and unparalleled insurance expertise.
Services
Stop Loss Insurance
Medical Malpractice
Cyber Liability
Employee Benefits
Professional Liability
Workers Compensation
Reinsurance for Captives
Cryptocurrency Insurance
Details
- Year established: 1994
Highlights and features
- We decrease insurance costs while maintaining or improving coverage through expert analysis.
- Dedicated Account Managers provide personalized service and timely responses.
- Experts with 20+ years average tenure deliver tailored insurance solutions.
- 80% project success rate against top national brokers.
- No eligible claims denied; we ensure coverage adequacy through legal reviews.
Associations and certifications
- MBE
- WBENC
- WOSB
What people say
Friendly and responsive team
Best experience ever
Timely responses
Exceptional customer service
Highly recommend
Services
Stop Loss Insurance
Stop Loss Insurance protects self-insured employers against catastrophic claims. HCP National specializes in customized solutions, using actuarial analysis to determine deductibles and co-insurance. Our team ensures cost-effective coverage while maintaining compliance with regulatory standards.
Medical Malpractice
Medical Malpractice Insurance safeguards healthcare professionals against liability claims. HCP offers tailored policies with legal defense coverage, including tail insurance for claims-made policies. Our experts ensure competitive pricing and streamlined claims processing for physicians and institutions.
Cyber Liability
Cyber Liability Insurance covers data breaches and network security incidents. HCP provides legal defense, indemnity protection, and risk management resources. Our policies address evolving cyber threats for businesses handling sensitive digital information.
Employee Benefits
Employee Benefits Insurance includes medical, dental, and vision plans for businesses. HCP designs affordable, compliant packages tailored to employer needs, with expertise in self-insured plan administration and stop loss coverage.
Reinsurance for Captives
Reinsurance for Captives transfers catastrophic risk from self-managed insurance pools. HCP has 30 years of experience structuring solutions for medical and property casualty captives, including policy creation and risk-sharing strategies.
People
Andrea Cris Dyer
CEO
Andrea Cris Dyer is the founder and CEO of HCP National, a certified minority-woman-owned insurance brokerage with over 25 years of experience in commercial insurance solutions.
Questions
What insurance products does HCP National offer?
HCP provides Stop Loss, Medical Malpractice, Cyber Liability, Employee Benefits, Workers Compensation, and Cryptocurrency Insurance, tailored to commercial clients nationwide.
How does HCP help reduce insurance costs?
We analyze risks, negotiate competitive rates, and implement tailored solutions to lower premiums while maintaining coverage adequacy.
What makes HCP different from other brokerages?
Our certified diverse team offers dedicated Account Managers, 20+ years of average tenure, and a 80% competitive project win rate.
How do I request a quote?
Visit our website or call 1-888-478-6756 to connect with an expert who will analyze your needs and provide a customized quote.
Do you handle complex insurance requirements?
Yes, our team specializes in hard-to-place coverage and has resolved complex needs for healthcare providers, MEWAs, and ACOs.
Reviews (4)
Andrea Leon-Grossmann
Feb 11, 2022
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Really bad experience. Got a PPO plan that almost works as an HMO and has lots of limitations and requires pre-authorizations/appeals for prescriptions and basic services. Continuation of care is also not available as we were told it would be.
Patty DiBlasio
Dec 27, 2021
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I have found Laura Schaefer, Account Manager, to be extremely helpful and to always have my best interest at heart. She is excellent to work with!
Michael Lafkas
Dec 21, 2021
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I have been a long time client of HCP for prof liability insurance for my practice and Laura S. has always been punctual, diligent in pricing us out to market, and efficient in handling all of our year end paperwork and changes to coverage levels. I would recommend them to all doctors.
Allison Flory
Dec 18, 2021
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I found HCP National Insurance Services, Inc. by looking online for a commercial liability insurance provider. I was not familiar with the company, but gave them a call. It was the best experience I have had with an commercial insurance provider ever. My HCP representative, Laura Schaefer, went above and beyond to assist our company. Every question or email was answered in a most timely manner and every effort was made to get us through the application process. I highly recommend this company and we will use them again.
