American Freedom Insurance

We provide mandatory automobile insurance meeting state legal requirements across five U.S. states. Our policies include flexible payment options, bilingual support, and 24/7 online access for policyholders. With competitive rates and acceptance of foreign licenses, our coverage caters to diverse driver profiles while maintaining A+ rated financial security.

Our multi-car insurance solutions offer discounted rates for households with multiple vehicles. Available in select states, this coverage maintains the same A+ rated financial protection while providing cost-effective options for families. Bilingual support and online policy management enhance convenience for multi-vehicle policyholders.

Designed for drivers who don't own vehicles, our non-owner insurance provides liability protection for occasional car rentals or borrowed vehicles. This specialized coverage maintains compliance with state mandates while offering flexible payment terms and 24/7 claims support through our A+ rated organization.

We offer tailored insurance for mobile homeowners, combining property protection with liability coverage. This specialized policy works alongside our standard auto insurance offerings, maintaining financial security through our A+ rated framework while accommodating unique mobile living requirements.

Our named driver exclusion endorsement allows policyholders to specify covered drivers while maintaining compliance with insurance regulations. This feature provides cost savings for qualified policyholders while ensuring A+ rated financial protection remains in place for approved drivers.

We provide coverage in Illinois, Indiana, Pennsylvania, Tennessee, and Texas through independent agents.

Yes, our 24/7 online system allows secure payments via credit card, bank transfer, or checking account.

Contact our claims department immediately at (847) 758-9300 ext. 3 or use our online reporting system.

Yes, our staff provides Spanish language assistance for policyholders and agents.

We offer down payments as low as 9% with flexible installment options for qualified policyholders.

Yes, we maintain an A+ Superior Rating from A.M. Best since our 1998 founding.

Pls can someone tell me who I can report this insurance to? Please all of you commenting on this company are so very right about this company, and I wish I can give negative-100 to this review. We need to tell the government to close this insurance company down, they are fraud, rude, deceitful. Had I know or have someone told me about this insurance I would have look for a better opinions rather than this unprofessional, breakdown, mold and termite of an insurance company if I have another words to use for this bad insurance of a company I would use it.

Please I beg you not to use this insurance if you value your car or your life. They ll refused to pay you your money. and refused to pick up your call, even disconnect your call while calling them. Take note of this insurance company.

If I was able to give a 0 star, I would. This company is a joke. Cynthia Martinez is a joke! My accident was on February 28th and did the claim the next day. Took weeks for them to decide to even move forward with repairs. Didn't even want to cover the full damages on my vehicle due to "we don't know if it was even damaged due to this accident" because apparently I didn't save the damaged parts. Cynthia had to argue with me and would rudely tell me "I don't have time for this or you" and hang up.

As of May 2nd, I have not received the final check. I had to pay out of pocket. Sadly I was not aware thru my agent that I was getting renewed with a company like this one. You get what you pay for. Safe your money and go for something worth it and that won't give you headaches like this company did to me. 63+ days and yet haven't received my money. They are quick to charge you late fees and everything.

Wish I can reverse the same fees to them! They promised to pay storage and like their lack of everything. Even that promise they broke. Do not trust them unless it's written on paper. Have them write everything down before moving forward with anything.

Slowest company ever. Still waiting on a claim that was the fault of their client and its been 4 months. I call every couple weeks and get the same runaround that it is being reviewed and to be patient. They don't respond to emails or voice mails. I have to wait on hold for a while before anyone will answer. Maybe if they had someone regularly updating people you would have to call.

People please stay away from this Insurance Company. NEVER BUY COVERAGE EVEN ITS CHEAP! Everything in the reviews its totally true. ITS A TOTAL SCAM. My car was involved in the car accident on the 1.4.22 and I see they playing their games as other reviewers described. Lady from American Freedom just laugh off on the phone when I ask her is this insurance works exactly as the google reviews. I hope it will come to them when they will be involved in car accident and they will not get a DIME for it.

Its Horrible how this business still exist. Just an update. Its April and No coverage provided from the insurance. They said I will receive some letter and never did. They steel people money and dont provide the coverage at all!

Steer clear of this company. I have been attempting to get a claim resolved since December of last year. They are willing to accept insurance premiums, yet unwilling to approve and pay a legitimate claim. I am attempting to seek redress through the courts. I believe a lawsuit, ultimately seeking class action status is the only appropriate avenue for dealing with this company. They should not be allowed to continue defrauding consumers.