Business Details
37 Years
experience
Your Trusted Insurance Partner in Port Charlotte, FL
Intercounty Insurance has been a trusted provider of comprehensive insurance solutions since 1989, serving individuals and businesses in Port Charlotte, Punta Gorda, Englewood, and surrounding areas. With over four decades of combined experience, our agency specializes in offering personalized life, health, and retirement insurance products tailored to meet diverse client needs. We pride ourselves on maintaining rigorous standards for affordability and protection, ensuring every policy we offer delivers exceptional value. Our client-first approach emphasizes transparency, education, and long-term partnerships, with a commitment to demystifying complex insurance terminology.As a locally owned and operated agency, we prioritize community relationships while maintaining an extensive carrier network to provide competitive rates and comprehensive coverage options. Our dedication to excellence has earned us a reputation as a leader in the local insurance industry, with a focus on exceeding client expectations through exceptional service and expertise.
Services
Life Insurance
Health Insurance
Medicare Supplements
Annuities
Disability Insurance
Long-Term Care
Employee Benefits
Retirement Plans
Dental Vision Coverage
Senior Life Insurance
Details
- Year established: 1989
Highlights and features
- We offer 40+ years of combined experience in life and health insurance planning.
- Our personalized approach ensures tailored coverage options for every client's needs.
- We maintain rigorous standards for affordability and protection in all policies.
- Our extensive carrier network provides access to top-rated insurance products.
- We prioritize client education to demystify complex insurance terminology and choices.
Associations and certifications
- National Ethics Association
What people say
Most knowledgeable
Caring service
Excellent reputation
Personable service
40 years experience
Services
Life Insurance
We offer comprehensive life insurance solutions including term, whole, and senior life policies. Our plans provide financial security for families and business continuity protection. With options for varying budget levels and coverage needs, we help clients select policies that build equity and offer tax-deferred growth potential while ensuring income tax-free death benefits for beneficiaries.
Medicare Insurance
Our Medicare solutions include Advantage plans, Supplement policies, and prescription drug coverage. We specialize in helping seniors navigate complex insurance options while providing clear explanations of benefits. Our agency offers personalized comparisons of available plans, ensuring clients find coverage that balances premium costs with comprehensive medical protection tailored to their specific healthcare needs.
Annuities
We provide annuity solutions for retirement planning, including fixed, variable, and indexed options. Our services help clients secure guaranteed income streams while protecting against market volatility. We offer unbiased comparisons of annuity products from multiple carriers, focusing on long-term financial security and tax-advantaged growth strategies that complement overall retirement portfolios.
Disability Insurance
Our disability insurance offerings include both short-term and long-term coverage options for individuals and businesses. We help clients protect their earning potential against unexpected health events through customizable policies. Our agency provides comprehensive comparisons of benefit periods, elimination periods, and coverage amounts to ensure adequate income replacement protection that aligns with clients' financial obligations.
Employee Benefits
We specialize in designing employee benefit packages for businesses of all sizes, including group health insurance and retirement plans. Our services help employers attract talent while meeting regulatory requirements. We offer tailored solutions that balance comprehensive coverage with affordability, providing ongoing support for plan administration and employee education about available benefits.
People
David Stuto
Owner
David Stuto has over 40 years of experience in the insurance industry, specializing in life and health insurance solutions. As owner of Intercounty Insurance, he focuses on personalized client education and comprehensive coverage analysis. His expertise includes Medicare supplements, retirement planning, and business insurance solutions.
Questions
What insurance products do you specialize in?
We specialize in life insurance, health insurance, Medicare solutions, annuities, disability coverage, and employee benefit plans for both individuals and businesses.
Do you offer personalized insurance consultations?
Yes, we provide obligation-free consultations to help you understand all available coverage options and select policies that best meet your specific needs and budget.
How do you help with Medicare plan selection?
We offer personalized Medicare plan comparisons, explaining differences between Advantage, Supplement, and prescription coverage options to help you choose the most appropriate coverage.
What areas do you serve?
We primarily serve Port Charlotte, Punta Gorda, and Englewood, Florida, with insurance solutions tailored to the specific needs of Southwest Florida residents.
Can you help businesses with employee benefits?
Yes, we assist businesses with group health insurance and retirement plan options, providing customized solutions that balance comprehensive coverage with affordability.
How do you ensure competitive insurance rates?
We maintain an extensive carrier network and compare multiple insurance products to find you the best coverage options at competitive rates.
Reviews (1)
Ava Sakowski
Apr 29, 2016
Report
Intercounty Insurance Services owner David Stuto has proven to be most knowledgeable and caring in regard to helping me make my decisions on my Life & Health Insurance while in Port Charlotte Florida. He has been in the insurance business for over 40 years has an excellent reputation with both business clients and individuals. If you need help with Obama Care or making decisions on Medicare supplements, advantage plans or prescription coverage, I would recommend David Stuto at Intercounty Insurance Services to deliver the personable service you deserve. Proud Member of National Ethics Association.
