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50+ Years
experience
Emergency
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Your Trusted Insurance Partner in Lorain, OH
Established in 1954, Janasko Insurance Agency has built a legacy of trust and expertise in the insurance industry. Our team brings a combined 170 years of experience in auto, commercial, marine, life, and home insurance, serving clients across Lorain, Ohio, and surrounding areas. As an independent agency, we prioritize personalized service, offering tailored insurance solutions for both personal and commercial needs.

Our dedicated team ensures prompt policy issuance within 24 hours and provides direct access to live representatives for seamless support. With a commitment to community and client-centric values, we focus on protecting families and businesses through comprehensive coverage options.
Services
Auto Insurance Homeowners Insurance Business Owners Policy Commercial Auto General Liability
Details
  • Year established: 1954
Highlights and features
  • We offer 24-hour policy issuance for urgent insurance needs.
  • Our team has a combined 170 years of insurance expertise.
  • We provide personalized service with direct access to live agents.
  • We serve Lorain and surrounding areas with local market knowledge.
  • We partner with top-rated insurers to ensure reliable coverage options.
Services
Auto Insurance
Our auto insurance policies protect drivers in Lorain and surrounding areas with customizable coverage options. We offer competitive rates for personal and commercial vehicles, including motorcycles and recreational vehicles. Our team ensures quick policy issuance and 24/7 claim support to meet urgent needs.
Homeowners Insurance
We provide comprehensive homeowners insurance covering property damage, liability, and personal belongings. Our policies include flood insurance options for high-risk areas and specialized coverage for manufactured homes. Clients receive personalized risk assessments to ensure adequate protection.
Business Owners Policy
Our Business Owners Policy combines property, liability, and business interruption coverage into one streamlined solution. Tailored for small to mid-sized businesses in Lorain, it includes cyber liability protection and errors & omissions coverage to address modern commercial risks.
Commercial Auto
Designed for businesses with company vehicles, our commercial auto insurance covers liability, physical damage, and cargo protection. We serve industries like construction and transportation, offering flexible policies for fleets of all sizes and specialized equipment.
General Liability
This coverage protects businesses from third-party claims of property damage, bodily injury, and advertising errors. We customize policies for contractors, retailers, and service providers in Ohio, ensuring compliance with state regulations and industry-specific risks.
People
James Janasko
President
James Janasko, President of Janasko Insurance Agency, has over 40 years of experience in the insurance industry. He authored 'The Circle of Safety' and leads a team committed to personalized client service in Lorain, Ohio.
Michael Janasko
Director of Sales
Michael Janasko oversees sales operations with a focus on expanding commercial insurance solutions. He brings 25 years of expertise in business risk management and client relations to the agency's Lorain office.
Mark Janasko
Agent
Mark Janasko specializes in personal insurance lines, helping Lorain residents secure tailored auto and home coverage. He has 20 years of experience guiding clients through complex insurance decisions.
Maria Janasko
Agent
Maria Janasko provides expert advice on life insurance and commercial policies. With 18 years in the industry, she focuses on building long-term client relationships and ensuring comprehensive protection.
Questions
What types of insurance do you offer?
We provide personal insurance (auto, home, life) and commercial insurance (BOP, cyber liability, general liability) for clients in Lorain, Ohio, and surrounding areas.
How quickly can I get a policy issued?
Our certified agents can issue most policies within 24 hours of request, ensuring timely coverage for urgent insurance needs.
Do you offer 24/7 claim support?
Yes, all policies include a 24-hour claim reporting number for emergencies outside regular business hours.
Can I get a free insurance quote?
Yes, request a free quote online or call us directly at 440-245-6268 for personalized coverage options.
What areas do you serve?
We primarily serve Lorain, Ohio, with coverage extending to Avon, Avon Lake, Rocky River, Sandusky, and Westlake.
Videos
Reviews (4)
Colleen Pennington
Feb 16, 2022 Report
This insurance company IS THE GREATEST! Everyone there is very friendly, professional, welcoming & they will do whatever it takes to satisfy the client. I WILL NEVER GO ANYWHERE ELSE
Rebecca Kidder
Nov 23, 2021 Report
We have been with Janasco Insurance for many years! Hands down the best customer service around. They have always put the customer first. Rita was wonderful to work with. Thanks again!
Jason Paterchak
Oct 07, 2021 Report
I've used Janasko insurance since the mid 90's for my houses, cars, motorcycles and a couple boats. My sister and brother have used Janasko Insurance as well as our parents. I'm comfortable using James III just like I was his father and his father's father. Professionally run family business that is part of the community.
Michael Parker
Sep 17, 2021 Report
Absolutely the finest customer service I have ever received! These people are supremely qualified! If you go with anyone else you might be a fool as you don't know what you are missing out on! 10 stars out of 5 if I could give them! Janasko, you are the best, the greatest, I love it and I want more of it! Janasko has got you covered baby! So swing by Janasko for a 1-stop shop, they've got all your insurance needs!