Business Details
19 Years
experience
Emergency
services
Your Trusted Insurance Partner in Corpus Christi
Established in 2007, our agency has deep roots in Corpus Christi, Texas, where I was born, raised, and continue to serve the community. With over 25 years of experience in the insurance industry, I began my career after earning my insurance license and working with the Texas State Comptroller's office. My commitment to personalized service and financial security for clients has been the foundation of our growth. We specialize in auto, home, life, and business insurance, tailored to meet the unique needs of individuals and businesses in South Texas. Our team includes specialists in windstorm, commercial, and life insurance, ensuring comprehensive coverage options. Active in Leadership Corpus Christi and the CC Hispanic Chamber of Commerce, we prioritize community engagement and ethical service.Clients benefit from our partnerships with Farmers Insurance and Texas Windstorm Insurance Association, providing reliable coverage and 24/7 claims support. We focus on bundling policies to maximize savings while maintaining robust protection. Our office in Corpus Christi offers free quotes and consultations during regular business hours. With a legacy of trust and a dedication to evolving client needs, we remain committed to delivering expert insurance solutions. Our mission is to ensure preparedness and peace of mind through transparent, client-centric service.
Services
Auto Insurance
Home Insurance
Life Insurance
Business Insurance
Windstorm Coverage
Details
- Year established: 2007
Highlights and features
- We offer 25+ years of localized insurance expertise in South Texas.
- Our team includes specialists in windstorm, commercial, and life insurance.
- We provide 24/7 claims support through Farmers and TWIA partnerships.
- Our process prioritizes personalized coverage over generic policy templates.
- We actively engage in community organizations like Leadership Corpus Christi.
Services
Auto Insurance
Our auto insurance policies provide quality coverage beyond basic requirements, including protection for liability, collision, and comprehensive risks. We help clients customize policies to match driving habits, vehicle value, and financial goals while ensuring legal compliance. Our team assists with bundling options to maximize savings without compromising protection levels.
Home Insurance
We offer homeowners insurance that safeguards your property investment against common risks like fire, theft, and weather damage. Policies can be tailored with additional riders for high-value items or specific hazards. Our specialists help clients understand coverage limits and deductible options to balance protection with affordability.
Life Insurance
Our life insurance solutions include term, whole life, and burial expense plans designed to protect families financially. We help clients determine appropriate coverage amounts based on income replacement needs, debt obligations, and future expenses like education costs. Policies can be structured to provide temporary or permanent protection with flexible premium options.
Business Insurance
We provide commercial insurance packages protecting businesses against property damage, liability claims, and operational disruptions. Coverage options include general liability, commercial auto, property insurance, and workers' compensation. Our specialists help businesses assess risk exposure and implement cost-effective protection strategies tailored to industry-specific needs.
Windstorm Insurance
Our windstorm coverage addresses hurricane and severe weather risks in coastal Texas. We offer policies through the Texas Windstorm Insurance Association (TWIA) and private carriers to meet mandatory coverage requirements. Clients receive assistance with WPI-8 certificate applications and claims processing for storm-related damages.
People
Ruben A. Bonilla
Agent/Owner
With over 25 years in insurance, Ruben established this agency in 2007 after working with the Texas Comptroller's office. He specializes in personalized risk management and serves on Leadership Corpus Christi Class 36. His community involvement includes Boys & Girls Club volunteering.
Lamar Benavides
Agency Producer
Lamar focuses on bundling insurance products to maximize client savings. He assists with policy customization and coverage optimization while maintaining strong relationships with Farmers Insurance representatives to ensure competitive pricing.
Candise Sonsel
Commercial Specialist
Candise specializes in commercial insurance, helping businesses secure property, liability, and auto coverage. She evaluates business-specific risks to recommend appropriate policy limits and deductible structures while negotiating favorable terms with carriers.
Kassandra Salinas
Life Insurance Specialist
Kassandra provides term and permanent life insurance solutions, focusing on family financial protection. She helps clients understand policy features like cash value accumulation and death benefit options to meet long-term security goals.
David Berlanga
Life Insurance Specialist
David assists clients with life insurance needs, emphasizing income replacement and estate planning benefits. He explains policy riders and conversion options while coordinating with other specialists to create comprehensive protection strategies.
Questions
What types of insurance do you offer?
We provide auto, home, life, business, windstorm, and specialty insurance including boat, motorcycle, and umbrella policies through Farmers Insurance and TWIA partnerships.
How can I save on insurance costs?
We help clients bundle multiple policies, maintain good driving records, install safety features, and qualify for loyalty discounts across our insurance product lines.
How do I file a claim?
Report claims 24/7 via Farmers' hotline (1-800-435-7764) or TWIA's dedicated line (1-800-788-8247). Our office assists with documentation and follow-up throughout the claims process.
Do you offer commercial insurance for small businesses?
Yes, we provide tailored commercial insurance packages covering property, liability, and operational risks for businesses of all sizes in South Texas.
Are you available outside regular business hours?
While our office operates 8:30 AM-5:30 PM Mon-Fri, we offer 24/7 claims support through carrier hotlines and emergency assistance coordination.
Reviews (6)
L. S.
Oct 15, 2021
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Critical: Quality, Responsiveness Got a policy quoted for renters insurance, this firm got the date wrong. I called to have them change the effective date to my move in date, instead I have a cancelled policy and now have to find other renters insurance. Due to the incompetency of this staff I will never use farmers insurance again.
Abigail Kinsman
Oct 07, 2021
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Working with my agent, Kristin was a great experience. Anytime I had a question she answered promptly. She helped me find the best insurance coverage based on my individual needs. When I contacted Farmers i just planned to cover my house but after getting quotes on multiple policies I realized Farmers was the best value for my money. Switching insurances was a breeze and Kristin took care of everything as I am very busy. I give the Bonilla office a thumbs up and look forward to doing business with them.
Richard Stevens
Jul 23, 2021
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Ruben is always super fast to respond when I need help or have a question. The whole team is extremely knowledgeable and helpful. best rates for coverage, and they always go the extra mile. Very thankful I have Ruben and his team on my side!
Brent Gibson
Apr 16, 2021
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I highly recommend Ruben with Farmers. I had a different insurance agency and Ruben came in $80 a month cheaper for the same coverage. I had my old company cancel my policy (which they were supposed to do a month from the day I called but ended up canceling that day due to an error). Ruben answered the phone at 3 pm personally and by 4:30 pm the same day I had full coverage and ID cards in hand. Ruben does my home and auto and I recommend his company for both! Thank you Ruben, Brent
Joe Oliver
Apr 10, 2020
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I have been a customer of Ruben's for the past 5 years and it has been great! I switched from State Farm after about 15 years. I switched agents because I heard Ruben provided great service and advice with insurance. He and his staff have always been very responsive and very helpful. He is always trying to find ways to help me and my family save money. I would recommend him and his team's services to all friends, family and strangers! I know he is a top producer in Texas and the value he brings to my family is very reflective of this.
Ctm Productions Llc
Mar 14, 2020
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I'll, be honest, I don't much about insurance. Ruben and his team made it very easy to understand. He's always a phone call or email away. Great rates. Overall happy with all my coverage and customer service.
