Business Details
21 Years
experience
Trusted Business Insurance & Risk Management
Founded in 2005 by Solomon Williams and Mark Habibeh, our company was built on a commitment to protect the entrepreneurial spirit through innovative insurance solutions. Overcoming the challenges of the 2008 recession, we developed specialized programs to combat fraudulent claims and reduce costs for California businesses. Our teams deep industry expertise in workers' compensation, risk management, and tailored insurance programs has earned us a reputation as trusted advisors.We combine decades of experience with a client-centric approach, offering personalized service and proven strategies to secure competitive rates. Our success stories highlight measurable results, including ex-mod reductions and premium savings, demonstrating our unwavering dedication to client satisfaction and long-term business growth.
Services
Workers' Compensation Insurance
Risk Management Consulting
OSHA Compliance Services
Business Insurance Programs
Gas Station Insurance
Details
- Year established: 2005
Highlights and features
- We reduce workers' compensation premiums through proven fraud mitigation strategies.
- Our team offers personalized insurance programs tailored to California business needs.
- We implement a Client Commitment Agreement to secure favorable carrier partnerships.
- Our in-house claims specialists reduce ex-mod rates and eliminate excess claim costs.
- We provide dedicated account management with 24/7 client support availability.
What people say
Excellent customer service
Significant reduction in rate
Knowledge and experience
Quick and concise service
Highly recommend insurance team
Services
Workers' Compensation Insurance
Our workers' compensation insurance programs provide comprehensive protection against workplace injury claims. We work with carriers to develop tailored solutions that reduce ex-mod rates through fraud detection and claim management. Our services include policy placement, premium audits, and safety training to help businesses minimize risks and maintain compliance.
Risk Management Consulting
We offer specialized risk management consulting to identify vulnerabilities and implement cost-saving strategies. Our consultants analyze claims history, develop safety protocols, and provide training programs to mitigate workplace accidents. Our approach combines industry expertise with proactive measures to help businesses reduce insurance costs and improve operational efficiency.
OSHA Compliance Services
Our OSHA compliance services ensure businesses meet federal and state safety regulations. We conduct workplace assessments, develop safety manuals, and deliver training programs on ergonomics, equipment handling, and hazard prevention. Our programs help clients avoid penalties, reduce injury claims, and create safer work environments for employees.
Business Insurance Programs
We create customized insurance packages for businesses across industries. Our programs include general liability, property coverage, and business interruption insurance to protect against multiple risks. We partner with multiple carriers to secure competitive rates while ensuring comprehensive protection for clients' unique operational needs.
Gas Station Insurance
Our gas station insurance programs address the unique risks faced by fuel retailers. Coverage includes property damage, environmental liability, and business interruption protection. We offer specialized policies tailored to convenience store operations, petroleum storage, and customer safety requirements, helping clients maintain compliance and financial stability.
People
Solomon Williams
Co-Founder
With 20+ years in insurance services, Solomon co-founded Excelsure to provide better business protection solutions. He specializes in workers' compensation and risk management, leveraging industry expertise to develop fraud mitigation programs that reduce premiums for California businesses.
Mark Habibeh
Co-Founder
Mark co-founded Excelsure after identifying market gaps in business insurance. He focuses on client relations and strategic program development, using his claims management expertise to help businesses reduce ex-mod rates and implement safety protocols that improve long-term outcomes.
Questions
What types of insurance does Excelsure offer?
We specialize in workers' compensation, risk management, OSHA compliance, gas station insurance, and customized business insurance programs for California companies.
How does Excelsure reduce insurance premiums?
We identify fraudulent claims, negotiate with carriers using our Client Commitment Agreement, and implement safety programs to lower ex-mod rates and premiums.
Do you offer 24/7 customer support?
Our team provides dedicated 24/7 client support to address urgent insurance needs and policy-related inquiries outside regular business hours.
Can you help with existing insurance claims?
Our in-house claims specialists actively manage open claims, reduce excess costs, and work toward closing fraudulent or inflated claims to benefit our clients.
Do you work with small businesses?
We serve businesses of all sizes across California, providing tailored insurance solutions that meet specific industry requirements and budget needs.
Videos
Reviews (5)
Amy Balthaser
Jul 13, 2021
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I called in asking questions completely blindly as I'm managing a new company in need of insurance and I could not have gotten luckier! I was connected to Holly Kellman who answered every single one of my questions in detail and responded to my frequent questions immediately. I would recommend this company as well as that representative without question!
Steve Hozella
Jul 11, 2021
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Absolutely loved working with Holly Kellman! EXTREMELY knowledgeable in every aspect. I felt annoying over how many questions I had for her, but she helped me and answered everything perfectly. Sooooo thankful for her! STRONGLY RECOMMEND
Branndon Delk
May 22, 2021
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Holly made the process of getting our worker's compensation policy a breeze. Couldn't have asked for a better experience, highly recommend.
Katie Fiori
Mar 06, 2021
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Our business had a tough issue with our Workers Compensation, but Rena helped me get everything straightened out. She was very responsive and very knowledgeable. Their agency also offers a lot of additional services besides just insurance coverage for businesses. Very happy to be with Excelsure and will definitely recommend them.
Abraham Lomeli
Jan 29, 2021
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Great company and definitely recommend! Rena helped us with our company insurance and workers comp with fast responses and amazing customer service.
