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Your Trusted Insurance Partner in Folsom, CA
At Barragan Insurance, we are committed to providing our clients with the best insurance rates and exceptional customer service. As a full-service insurance brokerage, we specialize in tailoring solutions to meet diverse needs, offering comprehensive coverage options for auto, home, business, health, life, and specialty insurance products. Our team of experienced professionals works diligently to ensure clients receive personalized guidance and competitive pricing across California and select regions nationwide.

With decades of combined industry expertise, we prioritize transparency, reliability, and client satisfaction, leveraging relationships with top-rated carriers to deliver value-driven protection. Our mission is to safeguard what matters most to our clients through innovative risk management strategies and unwavering dedication to service excellence.
Services
Car Insurance Home Insurance Business Insurance Life Insurance Health Insurance Workers Compensation Professional Liability Bonds Earthquake Insurance Flood Insurance
Highlights and features
  • We offer personalized insurance solutions tailored to individual client needs.
  • Our team provides 24/7 support for urgent insurance inquiries and claims assistance.
  • We partner with top-rated insurance carriers to ensure reliable coverage options.
  • Our agency serves local communities across California with regional expertise.
  • We guarantee competitive pricing through comprehensive market comparisons.
Services
Car Insurance
Barragan Insurance offers comprehensive car insurance solutions with competitive rates across California. Our policies provide protection against liability, collision, and uninsured motorists while offering discounts for safe drivers, multi-policy bundling, and low-mileage usage. We specialize in high-risk driver coverage and SR-22 filings, ensuring accessibility for all client profiles. Our team partners with top-rated carriers to deliver customizable coverage options tailored to individual driving needs and budget requirements.
Home Insurance
We provide homeowners and renters insurance policies that safeguard properties against fire, theft, and natural disasters. Our coverage options include dwelling protection, personal property reimbursement, and liability safeguards with additional endorsements for earthquakes and floods. Clients benefit from premium discounts for security systems, new construction, and bundled policies while receiving expert guidance on optimizing deductibles and coverage limits for maximum value.
Business Insurance
Our commercial insurance packages protect businesses against property damage, liability claims, and operational disruptions. Services include general liability, professional errors & omissions, workers' compensation, and commercial auto policies tailored to industries like technology, healthcare, and construction. We offer specialized bonds for contractors and professional liability coverage, ensuring comprehensive risk management solutions for small to mid-sized enterprises across multiple sectors.
Life Insurance
We offer term, whole, and universal life insurance policies designed to provide financial security for beneficiaries. Our solutions cater to estate planning, mortgage protection, and final expense needs with flexible premium structures and guaranteed death benefits. Clients receive personalized consultations to determine optimal coverage amounts and policy types based on family needs, income replacement requirements, and long-term financial objectives.
Surety Bonds
Our agency specializes in surety and fidelity bonds for contractors, professionals, and businesses requiring licensing or contractual guarantees. Services include bid bonds, performance bonds, court bonds, and license & permit bonds with expedited processing for urgent requirements. We work with major surety providers to secure competitive rates for construction projects, legal obligations, and regulatory compliance across multiple industries.
Questions
What types of insurance does Barragan Insurance Agency offer?
We provide auto, home, business, health, life, flood, earthquake, workers' compensation, professional liability, and surety bond insurance services.
How can I get a free insurance quote?
Request instant online quotes through our website or call us directly at 916-984-9320 for personalized assistance.
Do you offer insurance discounts?
Yes, we provide multi-policy bundling discounts, safe driver reductions, new home credits, and professional association memberships benefits.
Which areas do you serve?
We primarily serve California including Sacramento, Folsom, Chico, San Francisco, Los Angeles, and San Diego regions.
Can you help high-risk drivers obtain coverage?
Yes, we specialize in providing insurance solutions for drivers with DUIs, accidents, or SR-22 requirements.
What are your office hours?
Our office operates Monday through Friday from 9:00 AM to 5:00 PM and by appointment outside regular hours.
Reviews (1)
David Springer
Jun 09, 2019 Report
Oscar and Jay have provided superior service for our events over the years. They are fast, professional and very knowledgeable. And you can't beat their prices! I strongly recommend Barragan Insurance.