Business Details
Trusted Life Insurance and Annuities Solutions in St. Paul, MN
At Securian Financial Group, we have dedicated over 140 years to crafting innovative insurance and retirement solutions tailored to the evolving needs of individuals, families, and businesses. Our foundation is built on a steadfast commitment to financial strength, customer-centric service, and a purpose-driven mission to build secure tomorrows. With a legacy rooted in trust since 1880, we offer a comprehensive suite of productsincluding life insurance, annuities, and supplemental health coveragedesigned to safeguard financial futures. Our team of experts prioritizes transparency, ethical practices, and personalized guidance, ensuring clients receive solutions aligned with their unique goals. As a Fortune 500 company with $34.6 billion in GAAP revenue and a top-tier financial strength rating, we combine stability with forward-thinking innovation to deliver lasting value.Headquartered in St. Paul, Minnesota, we serve over 23 million customers across North America, driven by a workforce of 5,500 professionals dedicated to excellence. Our accolades, including recognition as the sixth-largest life insurer in the U.S., reflect our unwavering dedication to empowering clients through lifes milestones. By integrating cutting-edge technology with compassionate support, we strive to be the trusted partner individuals and institutions rely on for protection and growth. This enduring promise underscores our vision to redefine financial security for generations to come.
Services
Life Insurance
Annuities
Term Life
Whole Life
Universal Life
Supplemental Health Insurance
Accident Insurance
Critical Illness Insurance
Hospital Indemnity Insurance
AD&D Insurance
Highlights and features
- We offer over 140 years of expertise in life insurance and retirement solutions.
- Our financial strength is rated among the top insurers by major agencies.
- We provide personalized, client-focused products tailored to individual needs.
- Our Fortune 500 status reflects our stability and industry leadership.
- We combine innovative technology with compassionate, transparent service.
Services
Life Insurance
Life insurance provides tax-free death benefits to protect loved ones financially. Our term and permanent policies offer flexibility, cash value growth, and customizable coverage for evolving needs. Clients benefit from affordable premiums, conversion options, and lifelong security tailored to family or business requirements.
Annuities
Annuities deliver guaranteed retirement income streams or deferred growth opportunities. We offer immediate, fixed, indexed, and variable options to suit risk tolerance and financial goals. These tax-deferred solutions help clients maximize savings, supplement pensions, and ensure financial stability throughout retirement.
Supplemental Health Insurance
Supplemental health insurance covers out-of-pocket expenses from accidents, critical illnesses, or hospital stays. Our employer-offered plans help individuals manage deductibles, lost income, and non-medical costs. These policies provide financial resilience during unexpected health challenges without depleting savings.
Accident Insurance
Accident insurance offers lump-sum payouts for covered injuries, aiding recovery costs and lost wages. Available through employers, this coverage addresses transportation, childcare, and household needs post-accident. It ensures financial focus remains on healing, not expenses.
Critical Illness Insurance
Critical illness insurance provides lump-sum benefits for diagnoses like cancer or heart disease. Employer-sponsored plans help cover treatment gaps, travel, or living expenses. This coverage offers peace of mind during medical and financial uncertainty, complementing primary health insurance.
Questions
What types of life insurance does Securian Financial Group offer?
We offer term life insurance for temporary coverage and permanent life insurance, including whole life and universal life policies, which provide lifelong protection and cash value accumulation.
How can annuities benefit my retirement plan?
Annuities provide guaranteed income streams, tax-deferred growth, and flexibility to supplement retirement savings. They help ensure financial stability and can be tailored to individual risk tolerance and income needs.
Are supplemental health insurance policies available through employers?
Yes, our supplemental health insurance products, including accident, critical illness, and hospital indemnity coverage, are typically offered through employer-sponsored benefits programs.
What financial strength ratings does Securian Financial Group hold?
Our subsidiaries are highly rated by all four major independent rating agencies, reflecting our commitment to stability and long-term policyholder security.
How do I purchase Securian Financial Group products?
Products are available through financial professionals, employers, or affiliated institutions. Contact a licensed advisor or check with your employer's benefits provider for enrollment options.
Does Securian Financial Group offer AD&D insurance?
Yes, we provide accidental death and dismemberment insurance through employers or financial institutions, offering financial protection for beneficiaries in case of covered accidents.
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Reviews (7)
Carol Lassiter
May 15, 2022
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Called to check some information on my account. The employee - Dorothy Waltz - didn't have the answers so I asked if she would have someone call me back. She yelled " Take your business elsewhere." and swore at me. I am afraid to call back. She was terrible, it's hard to believe someone would employ her.
Jakob Kelsey
Apr 12, 2022
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Beware, lots of fees. I had a small 401k from a previous employer rollover to Securian. Unlike most other institutions they charge routine fees which will quickly drain the account.
Katie Morales
Mar 22, 2022
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This company is 100% shady. They offer you this "free" $1000 worth of life insurance for being part of the Credit Union, then they nonchalantly start draining money from your account, claiming that you previously indicated. wanting supplemental insurance. They do this in a very unscrupulous manner, in the disguise of their "beneficiary form" that they send you (via mail), for the "free" $1K. I never signed up for any extra plans/ insurance, yet they felt comfortable debiting my account.
I never even gave them permission through CACU to even be connected with my bank account. I am very disappointed in both institutions currently. This is BBB material, for sure. BEWARE. Check your bank accounts daily.
I never even gave them permission through CACU to even be connected with my bank account. I am very disappointed in both institutions currently. This is BBB material, for sure. BEWARE. Check your bank accounts daily.
Lynn Barthels
Jan 17, 2022
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I have had an annuity account with this company for over 10 years. I have been working with a local Financial Group in my area who has been trying to move this account for over 3 months. We have had numerous 3way calls and Yet this not been taken care of! Very poor customer service and response to emails and numerous calls. They were quick to take my money, but now that I am retired and want to change this, no response! Do not recommend! Lynn Barthels
Leon Edwards
Dec 24, 2021
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Not much to share, it's an insurance company. Upon entering the building, a person can take the escalator up to explore other businesses inside the building, along with walking around the skyway of Saint Paul.
Joseph B. Zerk
Aug 24, 2021
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My wife has a credit life / disability claim pending through our local credit union. MAX CREDIT in Montgomery, AL She has been working on getting her claim started and paid for well over two month. She has been receiving her short term disability through employer since May 2nd. She keeps being asked over and over for the same information. We possess good confirmation slips showing where information has been faxed and received but they keep requesting the same information.
Kevin Patterson
Jul 26, 2021
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If you receive their company's brochures by mail stating that you are eligible because they've verified your military service record.be very cautious and re-read at least twice, especially the part about (pre-existing medical conditions). Maybe I misunderstood about pre-existing medical conditions couldn't be held against you when former (U.S. President Obama) got rid of that under the "Affordable Healthcare Act".
So I have many questions and decided to call the phone number listed. Well, let me say this, when I did get someone they were not knowledgeable and they seemed rushed and rude at times. So, into the trash can that letter went. Just offering some feedback, especially to my fellow veterans.
So I have many questions and decided to call the phone number listed. Well, let me say this, when I did get someone they were not knowledgeable and they seemed rushed and rude at times. So, into the trash can that letter went. Just offering some feedback, especially to my fellow veterans.