Business Details
32 Years
experience
Trusted Actuarial Consulting in Overland Park, KS
Founded in 1994, Miller & Newberg is a full-service actuarial consulting firm dedicated to serving over 50 clients in the life insurance and annuity markets across the U.S. and Canada. Our team of credentialed actuaries and actuarial technicians brings extensive experience working with mutual and stock insurance companies, fraternal benefit societies, reinsurers, and accounting firms, among others. We specialize in regulatory compliance, financial projections, and strategic growth solutions, leveraging advanced tools like AXIS and SLOPE actuarial software to deliver tailored expertise. Our philosophy centers on advocating for client interests while adhering to professional standards, fostering long-term partnerships through transparency and innovation.With a client base ranging from startups to $125 billion enterprises, we provide both full-service actuarial departments and specialized project support. Our commitment to continuous education and industry engagement ensures we remain at the forefront of evolving regulatory landscapes, delivering value-driven solutions that align with client goals. Recognized by A.M. Best as a top-five firm in annuity and life insurance actuarial services, we prioritize client data security, operational excellence, and seamless integration with management teams to achieve sustainable success.
Services
Reserve Computations
Cash Flow Testing
State Filings
Profitability Analysis
Product Design
Mergers & Acquisitions
Auditing Statutory Reserves
Financial Projections
Illustration Regulation Testing
Competitive Analysis
Details
- Year established: 1994
Highlights and features
- We have over 25 years of specialized experience in life insurance and annuity actuarial consulting.
- Our team holds credentials from the Society of Actuaries and the American Academy of Actuaries.
- We utilize industry-leading software including AXIS and SLOPE for precise actuarial modeling.
- We provide tailored solutions for startups and $125+ billion enterprises across North America.
- Our client-centric approach prioritizes transparency, security, and seamless integration with management teams.
Associations and certifications
- A.M. Best
Services
Reserve Computations
We perform statutory and GAAP reserve calculations for life insurance and annuity products, ensuring compliance with regulatory requirements. Our expertise spans traditional and complex product designs, leveraging advanced modeling tools like AXIS and SLOPE. Clients benefit from accurate valuations that support financial reporting and risk management strategies.
Cash Flow Testing
Our cash flow testing services validate the adequacy of reserves under various economic scenarios, critical for statutory filings and capital planning. Utilizing predictive modeling, we identify potential liquidity gaps and recommend adjustments. This ensures clients maintain solvency and meet long-term obligations efficiently.
Product Design & Pricing
We assist in developing innovative life and annuity products tailored to evolving market demands. Our pricing models incorporate risk assessment, profitability analysis, and regulatory constraints, enabling clients to launch competitive offerings while maintaining compliance and financial viability.
Mergers & Acquisitions
Our team provides actuarial due diligence and integration support for insurance sector transactions. We assess liabilities, regulatory risks, and synergies to inform deal structuring. Clients gain confidence in decision-making through transparent analysis of potential M&A opportunities.
Strategic Growth Planning
We develop data-driven strategies for market expansion, focusing on profitable growth in life insurance and annuity lines. Our models evaluate market trends, competitive positioning, and operational scalability, helping clients achieve sustainable growth aligned with long-term objectives.
People
Trevor Huseman
Co-President
A Fellow of the Society of Actuaries with over 20 years of experience, Trevor leads strategic client engagements and oversees actuarial operations. His expertise includes regulatory compliance and financial reporting.
Chris Conklin
Co-President
With an MBA and credentials from the Society of Actuaries, Chris specializes in product development and enterprise risk management, driving innovative solutions for complex insurance challenges.
Eric Newberg
Founder
An Associate of the Society of Actuaries, Eric established Miller & Newberg in 1994, pioneering its client-centric philosophy and building a legacy of excellence in actuarial consulting.
Ed Cowman
Managing Director
A Fellow of the Society of Actuaries, Ed leads key client relationships and mentors actuaries, combining technical precision with strategic advisory for life insurance companies.
Kent Barchers
Managing Director
Focusing on regulatory filings and actuarial opinions, Kent brings deep expertise in statutory accounting and compliance, ensuring clients meet evolving legal standards efficiently.
Questions
What industries do you specialize in?
We focus on life insurance and annuity markets, serving clients across North America including mutual companies, reinsurers, and fraternal benefit societies.
How do you ensure regulatory compliance?
We stay current with NAIC guidelines and state-specific requirements through industry participation, leveraging advanced software for accurate filings and audits.
What technology do you use?
Our team utilizes AXIS and SLOPE actuarial software, supported by secure IT infrastructure for precise modeling and data protection.
How do you support startup insurance companies?
We provide comprehensive actuarial services from reserve setup to product pricing, helping startups navigate regulatory hurdles and establish financial stability.
Can you assist with mergers and acquisitions?
Yes, we offer due diligence, liability assessments, and integration strategies to support insurance sector transactions aligned with client growth goals.
