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Your Trusted Partner for Comprehensive Insurance Solutions
Kemper has been dedicated to providing affordable and personalized insurance solutions for individuals, families, and businesses since our founding. Our expertise spans personal auto insurance, life insurance, and commercial coverage, with a focus on serving drivers who have faced coverage challenges. We offer flexible policies and a range of coverage optionsfrom basic to extensiveto meet diverse needs. Our commitment to stability and customer-centric service is reflected in our nationwide network of local agents and 24/7 roadside assistance.We prioritize transparency, offering discounts such as prior coverage, advanced purchase, and homeowner incentives. With over six decades of experience, Kemper remains a trusted leader in the insurance industry, continuously innovating to ensure accessibility and reliability for all policyholders.
Services
Auto Insurance
Life Insurance
Commercial Auto Insurance
Home Insurance
Motorcycle Insurance
ATV Insurance
Fire Protection Insurance
Accident and Health Insurance
Highlights and features
- We offer over 60 years of experience in personalized insurance solutions
- Our 24/7 roadside assistance ensures continuous support for policyholders
- We provide specialized coverage for high-risk drivers and unique needs
- Our flexible payment plans accommodate diverse financial situations
- We maintain a nationwide network of local insurance agents
Services
Auto Insurance
Kemper provides comprehensive auto insurance solutions with liability, collision, and comprehensive coverage options. Our policies include roadside assistance, uninsured motorist protection, and rental car reimbursement. We specialize in coverage for drivers with non-standard profiles, offering flexible payment plans and multiple discount opportunities.
Life Insurance
Our life insurance portfolio includes whole life, term life, and graded death benefit policies. These products offer permanent coverage, cash value accumulation, and guaranteed issue options for individuals with health challenges. Policies can be customized with riders and conversion options to meet evolving needs.
Commercial Auto Insurance
Tailored commercial auto coverage for businesses from single vehicles to small fleets. Features include general liability endorsements, flexible payment options, and 24/7 roadside assistance. Available in eight states with customizable plans for various business types and vehicle classifications.
Home Insurance
Fire and contents protection insurance covering personal property against fire, lightning, and specified perils. Policies provide actual cash value compensation up to coverage limits, with availability subject to state-specific regulations and underwriting criteria.
Motorcycle Insurance
Specialized motorcycle insurance covering standard bikes, scooters, and trikes. Includes collision, comprehensive, and liability options with accessory coverage for custom equipment. Policies meet state minimum requirements while offering enhanced protection for various motorcycle types.
Questions
What types of auto insurance coverage does Kemper offer?
Kemper offers liability, collision, comprehensive, uninsured motorist, and personal injury protection coverage with optional rental car reimbursement and roadside assistance.
Can I get insurance without a driver's license?
Yes, Kemper accepts non-standard IDs like consular matricula, foreign licenses, or passports for coverage in select states.
Do you offer commercial insurance for small businesses?
We provide commercial auto insurance with general liability endorsements for businesses operating vehicles in eight states.
What life insurance options are available?
Kemper offers whole life, term life, and graded death benefit policies with cash value accumulation and conversion options.
Are there discounts available for policyholders?
Yes, we offer prior coverage, advanced purchase, and homeowner discounts to help reduce premiums for eligible customers.
How can I file a claim with Kemper Insurance?
Claims can be filed through our website, mobile app, or by calling 800-3KEMPER (800-353-6737) 24/7 for immediate assistance.
Reviews (7)
Kahea A.
Jun 28, 2022
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Please see previous rating. Still waiting on a check that may never arrive. Horrible customer service from Jazmeen Whitehurst and untimely, unprofessional insurance company.
Shawn M.
Jun 27, 2022
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Kemper is dishonest, steals your rights and deprives you from your rightful compensation. they are just a shame for insurance business and they should be closed and they should be charged by GOV for their unfairness and taking peoples money and not paying injured peoples rights and compensations. They think they are smart and can keep your money and compensation in their dirty pocket. Hire Lawyer and fight Kemper and stand up to them for your rights and complain and write to GOV about Kemper and their wrong doings and hold them accountable for their wrongs! Thank you all and God bless!
Darrell Hall
Jun 16, 2022
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This company is the worst! They're refusing to pay for the damages on my car and their client was at fault! I will be hiring a lawyer!
Mar Perez
May 19, 2022
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Worst insurance ever, after filing a claim And they admitted liavility still haven pay for my damages, its been over three months now And they dont even return calls. I had to report them with BBB And open an investigation.
Luis P.
May 07, 2022
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This insurance company is such bull shit. I submitted a claim 3 weeks ago and gave my statement to the adjuster Tiffany harris. The insured by this insurance company even admits 100% fault and tries to contact the adjuster but Tiffany Harris just ignored all calls and doesn't call back. She literally is avoiding both of our calls. This company is the meaning of bad faith. I'm still waiting on a call back, I call multiple times a week to always be sent to voicemail.
I always leave a voice mail and still receive nothing in return. They think they'll be getting away with taking peoples money and not providing the service they are supposed to provide but they won't.
I always leave a voice mail and still receive nothing in return. They think they'll be getting away with taking peoples money and not providing the service they are supposed to provide but they won't.
Fernando V.
Apr 20, 2022
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I waited for 4 months for the Alliance Insurance company to get back to me. After waiting 5 more months the insurance said that my policy did not cover the damage. I been paying full coverage for 10 years and when I finally need them to help they decided that my policy didn't cover. I was paying 206 for full coverage every month, imagine just giving these people your money for years. Getting a new car and making sure I never get this insurance ever again.
What a complete waste of time and money. Btw this Insurance compnay is given by brokers, make sure your broker does not give you this insurance. This insurance is a complete joke. The insurance laws should be change, if the insurance company doesn't want to pay they should legally pay you back at least half of what the customer has been paying through out the years. The only reason I found a solution to my problem was because my dealership Honda was able to help me more than this "insurance". Unfortunately I know many people won't have this option. Kemper / Alliance Insurance are a scam
What a complete waste of time and money. Btw this Insurance compnay is given by brokers, make sure your broker does not give you this insurance. This insurance is a complete joke. The insurance laws should be change, if the insurance company doesn't want to pay they should legally pay you back at least half of what the customer has been paying through out the years. The only reason I found a solution to my problem was because my dealership Honda was able to help me more than this "insurance". Unfortunately I know many people won't have this option. Kemper / Alliance Insurance are a scam
Denise Z.
Apr 20, 2022
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We have been with Kemper since 2020, and beginning of March my car was hit in middle of night while in my carport. When it was reported to Kemper our nightmare started. I got an adjuster who was completely rude and disrespectful to me and refused to assist to letting us know a shop they are associated with. After day 3 the adjuster blocked my number from going to to ask questions. After filing complaints all the way up the chain, my husband and I started getting phones calls from supervisors.
Then the auto shop the car was taken to informed the insurance refused to assist them by getting work approved on my car. After 39 days of back and forth with the insurance, I finally got my car back from the shop being fixed. Now we had to fill a complaint to get car rental paid back and after filing another complaint, that finally was approved to be done. I have never had such a hard time or hassle with an insurance company and I will never recommend this company to anyone. The customer service is rude, disrespectful, and hard to work with and we are over it.
Then the auto shop the car was taken to informed the insurance refused to assist them by getting work approved on my car. After 39 days of back and forth with the insurance, I finally got my car back from the shop being fixed. Now we had to fill a complaint to get car rental paid back and after filing another complaint, that finally was approved to be done. I have never had such a hard time or hassle with an insurance company and I will never recommend this company to anyone. The customer service is rude, disrespectful, and hard to work with and we are over it.