Lock Insurance

We are a Local Agency. We love Florida and we're kind of partial to Lakeland. We are members of Faia, Chamber of Commerce, Better Business Bureau and registered with the state to do business here in this beautiful state. We love to serve our clients and give back to the community, we currently are on the board of It's Just Charity.

Whether you own or rent or maybe your property is vacant or under renovation, Lock Insurance has the correct coverage options for your unique situation. Remember when looking for Florida house insurance, you must consider their rating and stability. Whether your house is brand new or a 100 years old we can create a customized package that will fit your needs to ensure your property is protected at a price you can afford.

Many people do not realize the importance of vacant land insurance. But purchasing this insurance now can save you a lot of money in the future. Maybe you own some wooded property that has been passed down to you from another family member. Or maybe you have invested in property in a new and upcoming area.

The main purpose of coverage for a Vacant Dwelling Insurance or Vacant Building Insurance is to protect you against losses you cannot afford to sustain. Few people have the financial resources to rebuild their homes or buildings if they are destroyed. In this economy there are so many Foreclosures, short sales, and walkaways, we find that a lot of people don't understand that when their home is vacant over 30 days they need to purchase vacant home insurance instead of there current coverage.If your house is not owner-occupied or tenants occupied, the house needs to be written as a vacant home or our claim could be denied depending on the claim.