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Hartley Insurance Hartley Insurance Professionals welcome the opportunity to help you find the products that meet your needs and ensure that you get the service that you deserve. We recognize that when you buy insurance, you are not purchasing a tangible, depreciating commodity, but a product that serves as the very foundation of your financial well being.

Well, we're probably a lot like you. We need more sleep, more fun, and more money. The difference? Since 1982 we've specialized in providing an ever expanding array of insurance products and services.
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Auto Insurance Basics
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Auto insurance is a contract between you and your insurance company: the company agrees to provide you specific coverage that you select in exchange for your payment of a premium. Specific coverage you select may include coverage for injury to people and damage to property caused in a car accident.
Auto Coverage & Considerations
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The information provided below pertains to personal auto insurance policies, which are offered in a range of pay out limits, commonly referred to as coverage limits. This means your company will pay out a maximum dollar amount based on the coverage limits that you choose, regardless of the actual costs of bodily injury or property damage incurred in any given accident.
Keeping Costs Down Auto Insurance
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Auto insurance premiums for like coverage, cars, and drivers can vary markedly from one insurance company to the next. So, shop around, or let us shop for you. If you do shop yourself, be aware that all insurance companies are not created equal. Consider checking independent insurance company evaluators, such as A.M.
Auto Safety Tips
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Allow yourself sufficient time to drive to your intended destinations so that your good judgment is not undermined by haste and carelessness. Keep plenty of distance between you and other cars, especially the one just in front of you. Park in well-lit areas, preferable off the street keep your car appropriately serviced to avoid.
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