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Business Details
50 Years
experience
Your Trusted Independent Insurance Agency in Georgia
Established in 1976, Cowart Insurance Agency has served Northeast Georgia as an independent, locally operated insurance provider. Our team of licensed professionals specializes in delivering tailored insurance solutions for personal and commercial needs, partnering with A+ rated insurance companies to ensure reliability and long-term stability for our clients. We prioritize transparency, offering a streamlined process to help clients navigate coverage options while leveraging e-signature technology for convenient transactions.

With decades of experience serving communities like Lawrenceville, Buford, and Braselton, we combine deep local knowledge with a commitment to simplifying insurance decisions. Our agency extends services across Georgia and neighboring states, maintaining a steadfast focus on client education and community engagement.
Services
Auto Insurance Home Insurance Business Insurance Life Insurance Annuities Long Term Care Boat Insurance Motorcycle Insurance Commercial Auto Commercial Property
Details
  • Year established: 1976
Highlights and features
  • We offer over 45 years of experience serving Georgia communities since 1976
  • Our independent agency partners with multiple A+ rated insurance carriers
  • We provide personalized insurance solutions tailored to individual needs
  • Our licensed agents specialize in both personal and commercial insurance
  • We maintain deep local knowledge of Georgia's insurance requirements
What people say
Great customer service Helped find affordable coverage Knowledgeable agents Quick claim processing Personalized insurance solutions
Services
Auto Insurance
We provide comprehensive Georgia auto insurance solutions tailored to individual driving needs. Our policies cover liability, collision, and comprehensive protection while helping clients find affordable rates through multiple carrier options. With expertise in local regulations and driving conditions, we ensure proper coverage for personal and commercial vehicles across Northeast Georgia.
Home Insurance
Our homeowner insurance policies protect Georgia properties against common risks while offering customizable coverage options. We help clients navigate regional factors affecting insurance needs, including weather patterns and property values, while securing competitive rates through our network of top-rated insurance providers for both primary residences and investment properties.
Business Insurance
We offer tailored business insurance packages for Georgia companies of all sizes. Our solutions cover commercial property, liability, and specialized industry needs while addressing workers' compensation and bonding requirements. With deep understanding of local business environments, we help entrepreneurs protect their operations and manage risk effectively across multiple sectors.
Life Insurance
We provide life insurance solutions that adapt to changing family needs throughout different life stages. Our offerings include term and permanent policies from trusted carriers, with expert guidance on coverage amounts and policy features. We help Georgia residents create financial security plans that protect loved ones and support long-term estate planning goals.
Annuities
Our annuity solutions help Georgia residents create reliable income streams for retirement planning. We offer various annuity types with guaranteed returns and tax-deferred growth options through reputable financial institutions. Our advisors help clients evaluate annuity products as part of comprehensive retirement strategies that align with individual risk tolerance and financial objectives.
Questions
What types of insurance do you offer?
We provide auto, home, life, business, annuities, and specialty insurance products for Georgia residents and businesses.
Do you serve areas outside Georgia?
While based in Georgia, we also provide insurance services to clients in Florida, Alabama, and the Carolinas.
How can I get an insurance quote?
Request a quote through our website or contact us directly for personalized insurance comparisons from multiple carriers.
Can I manage my policy online?
Yes, we offer digital tools for policy management including e-signatures and document sharing for client convenience.
What if I need to make a policy change?
Contact our office to modify coverage, update personal information, or adjust policy details during regular business hours.
How do I file an insurance claim?
Report claims directly to your insurance carrier or contact us for guidance on the claims submission process.
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Reviews (4)
Phillip Baker
Feb 22, 2022 Report
The Cowart Insurance Agency is 1st class. The 2 under writers Debbie & Lori will spend the time to correct any issues. I have had all my insurance with Cowart for more than 20 years You will have a very good experience with this insurance agency Thanks, Phillip Baker Georgia Glass & Glazing, LLC
John Syrek
Feb 08, 2022 Report
Debbie Cruz did a fantastic job for me. She is honest, caring and very knowledgeable. It.was quite a relief to have an agent who really knows that a client is more than just a commission.
Dawn Randall
Dec 26, 2021 Report
Debbie provided top notch service. I have been with Cowart for a number of years. Debbie proactively reached out to review our coverage and helped find us a less expensive policy. Thank you for the stellar service Debbie!
Sarah Whitney
May 19, 2021 Report
I would like to personally thank Debbie for being very knowledgeable in the insurance industry. She worked furiously to get me auto insurance after another agency drop the ball. Not only is she professional, very efficient and has a kind spirit. I even switched my homeowners insurance to the Cowart Group. Thanks again!