Business Details
50+ Years
experience
Your Trusted Partner for E&S Insurance Solutions
Western World has been delivering specialized insurance solutions for over six decades, focusing on contract bind property, casualty, and garage coverage tailored for wholesale brokers and their clients. Our expertise is rooted in a deep understanding of evolving risk landscapes, supported by a dedicated team with decades of underwriting and claims experience. Through continuous innovation, we have developed the Western World Integrated Platform (WWIP), a cutting-edge digital tool that streamlines policy management for binding agents. This platform, enhanced by regular updates to its user interface and capabilities, reflects our commitment to maintaining industry leadership.Backed by AIG's global strength, we provide non-admitted insurance solutions that address complex commercial needs across diverse sectors. Our long-term partnerships with wholesale brokers are built on reliability, adaptability, and a shared focus on delivering value to policyholders. By modernizing our offerings and expanding coverage options, we remain a trusted partner for brokers seeking innovative risk management strategies. Our dedication to excellence extends to sustainability initiatives and corporate citizenship, aligning with broader AIG commitments to environmental responsibility and community engagement.
Services
General Liability
Commercial Property
Garage Coverage
Excess Liability Insurance
Contractors Pollution Liability
Details
- Year established: 1964
Highlights and features
- We offer 60+ years of specialized experience in contract bind insurance solutions
- Our dedicated team provides expert underwriting and claims management capabilities
- We maintain a market-leading digital platform for streamlined policy management
- Our broad appetite covers over 750 ISO classifications and unique risk profiles
- We provide excess liability coverage up to $5 million through our platform
Services
General Liability
Western World provides comprehensive general liability coverage for small and medium-sized businesses through appointed wholesale brokers. Our solutions include protection against claims for bodily injury, property damage, and personal injury. Coverages extend to auto liability, employers liability, and products/completed operations liability, with options for customized endorsements to meet specific risk profiles.
Commercial Property
Our commercial property insurance solutions protect businesses against physical loss or damage to buildings, personal property, and business income. Coverage options include standard ISO forms with custom manuscript endorsements, equipment breakdown protection, and inland marine coverage for bailees and miscellaneous property floaters tailored to diverse business needs.
Garage Coverage
Western World offers specialized garage insurance covering general liability, physical damage, and garagekeepers liability in 41 states. Our program accommodates standard auto dealers, repair shops, and unique operations like heavy truck sales, RV service, and classic auto restoration with comprehensive protection for vehicle-related businesses.
Excess Liability Insurance
We provide follow-form excess liability coverage with limits up to $5 million through our WWIP platform. This coverage extends beyond primary policies from Western World or other carriers rated A- or better, offering additional protection for qualified policyholders against catastrophic losses beyond standard liability limits.
Contractors Pollution Liability
Our contractors pollution liability coverage addresses environmental risks for construction and contracting businesses. The program protects against third-party claims for property damage or bodily injury caused by pollution incidents during operations, including cleanup costs and legal defense expenses for contractors across various specialty trades.
Questions
What types of insurance does Western World offer?
We specialize in excess and surplus (E&S) general liability, commercial property, garage coverage, excess liability, and contractors pollution liability insurance for small to mid-sized businesses.
How can brokers access Western World's insurance products?
Wholesale brokers access our products through the Western World Integrated Platform (WWIP), a digital platform enabling underwriting, rating, quoting, binding, and policy issuance.
In which states do you provide coverage?
We offer garage coverage in 41 states and provide various commercial insurance solutions across multiple jurisdictions through our E&S market capabilities.
What makes Western World different from other insurers?
Our 60+ years of experience, AIG backing, dedicated contract bind expertise, and continuously modernized digital platform distinguish us as a reliable partner for wholesale brokers.
How do I report a claim?
Appointed brokers can report claims through our secure online portal, by phone at 1-888-847-8600, or by mail to our Parsippany, NJ office.
