Business Details
28 Years
experience
Your Trusted Insurance Partner in Meadville
Byham's Insurance Services has been dedicated to providing personalized insurance solutions for Northwestern Pennsylvania residents since 1998. Our three-generation family business combines decades of industry experience with a client-centered approach, focusing on understanding individual needs before recommending policies. We specialize in Medicare, health, life, dental, vision, and employee benefits insurance, working with multiple carriers to secure competitive rates for our clients.Our team of licensed professionals prioritizes ongoing education about insurance options, ensuring clients receive comprehensive guidance during enrollment periods and throughout policy terms. With offices in Meadville, Erie, and Titusville, we maintain regular business hours while remaining accessible through scheduled appointments. Our commitment to community values and personalized service continues the legacy established by founder Frank Byham in 1963.
Services
Medicare Advantage
Medicare Supplement
Medicare Part D
Employee Benefits
Term Life Insurance
Whole Life Insurance
Health Insurance
Dental Coverage
Vision Insurance
Annuities
Details
- Year established: 1998
Highlights and features
- Three generations of insurance industry experience since 1963
- Personalized policy recommendations based on individual needs assessments
- Partnerships with multiple insurance carriers for competitive pricing
- Specialized Medicare enrollment assistance during open periods
- Local offices in Meadville, Erie, and Titusville for personalized service
Services
Medicare Advantage
Medicare Advantage plans offer comprehensive healthcare coverage including hospital, doctor, and prescription drug services. These plans serve as an alternative to Original Medicare while providing additional benefits. Our specialists help clients compare options during enrollment periods.
Medicare Supplement
Medicare Supplement insurance helps cover out-of-pocket costs like copayments and deductibles not covered by Original Medicare. We provide side-by-side comparisons to help clients select appropriate coverage levels based on their healthcare needs.
Term Life Insurance
Term life insurance provides death benefit protection for specific periods. We offer various term lengths and face amounts to match clients' financial obligations. Policies help protect families during critical earning years without building cash value.
Employee Benefits
Group health insurance solutions help businesses provide quality coverage for employees. We assist employers in understanding plan options and implementation processes. Our services include evaluating different benefit structures to meet organizational needs.
Health Insurance
Individual and family health insurance plans through Pennie marketplace and private carriers. We explain essential benefits and coverage summaries to help clients understand policy details. Our guidance includes health savings account options and ACA compliance information.
People
Frank Byham
Founder
Founded the agency in 1963 after transitioning from postal service. Served clients for 50 years until retiring at 85. Active community member who passed away in 2022 at age 94.
Jeffrey Byham
President
Joined the business in 1978 and incorporated it in 1998. Introduced Medicare Advantage plans and employee benefits programs. Continues active leadership in business operations and client relations.
Jacob Byham
Medicare Specialist
Third-generation team member who joined in 2016. Focuses on Medicare division growth and management. Brings modern insurance technology expertise to client services.
Questions
What types of insurance do you offer?
We offer Medicare solutions, health insurance, life insurance (term and whole), dental and vision coverage, employee benefits, and annuities.
Do you help with Medicare enrollment?
Yes, we provide specialized assistance during Medicare Open Enrollment periods and help compare plan options.
Are you available outside regular business hours?
We offer scheduled appointments beyond regular hours when needed, though standard operations are Monday-Friday 8:30-4:30 in Meadville and 9-5 in other offices.
How do you determine appropriate coverage?
We use personalized consultations to understand your needs before recommending specific policies or plan options.
Do you work with multiple insurance carriers?
Yes, we partner with various carriers to find clients competitive rates and appropriate coverage options.