Business Details
50+ Years
experience
Emergency
services
Your Trusted Insurance Partner in State College, PA
Founded in 1925, our agency has served State College, PA as a locally owned and operated insurance partner for nearly a century. Our multi-generational ownership structure has cultivated a team with deep industry expertise and a commitment to prioritizing client needs. As independent agents representing over 40 top-tier carriers, we specialize in tailoring insurance solutions for individuals and businesses while maintaining our founding philosophy: Our Product Is Service. With three generations of leadership transitions and strategic acquisitions of complementary agencies, we combine historical knowledge with contemporary risk management approaches.Our team of professionals brings decades of collective experience in personal lines, commercial insurance, employee benefits, and specialized hospitality industry solutions. Through our strategic carrier partnerships and 24-hour claim reporting capabilities, we ensure comprehensive protection options and timely claim resolution. Our continuous operation since the Great Depression demonstrates our adaptability to changing market conditions while maintaining core values of integrity and personalized service.
Services
Personal Insurance
Commercial Insurance
Employee Benefits
Life & Wealth Planning
Hospitality Risk Consultants
Details
- Year established: 1925
Highlights and features
- We offer nearly 100 years of continuous insurance expertise in State College since 1925
- Our team includes multi-generational partners with hospitality industry specialization
- We represent 40+ top-rated carriers to ensure optimal coverage options
- Our local ownership enables personalized service decision-making
- 24-hour claim reporting available through select carrier partnerships
Services
Personal Insurance
Our Personal Insurance solutions protect individuals and families with customized policies that consider unique asset protection needs. We help clients navigate coverage options for homes, vehicles, and personal liabilities while ensuring adequate protection against modern risks. Our approach considers each household's specific circumstances to avoid generic 'one-size-fits-all' solutions.
Commercial Insurance
Commercial Insurance packages protect businesses with tailored risk management solutions addressing industry-specific exposures. We work with business owners to identify potential risks, from property damage to liability claims, and create comprehensive coverage strategies that adapt to changing operational needs and regulatory environments.
Employee Benefits
Employee Benefits programs provide customized insurance packages to attract and retain talent while protecting businesses from potential employment-related risks. We help design comprehensive health, life, and disability insurance solutions that balance employer affordability with employee value.
Life & Wealth Planning
Life & Wealth Planning services help individuals create financial safety nets through life insurance products and estate planning strategies. We assist clients in establishing policies that provide income-tax-free death benefits while considering long-term wealth transfer and business succession planning needs.
Hospitality Risk Consultants
Hospitality Risk Consultants specialize in insurance solutions for hotels, restaurants, and related businesses with expertise in both insurance and hospitality operations. Our approach combines 75+ years of insurance experience with industry-specific knowledge to address unique risks like guest liabilities and property damage in hospitality settings.
People
John Conroy
Partner
John Conroy joined Frost & Conn in 2012, bringing extensive insurance industry experience. As a partner, he focuses on commercial risk management and business development while maintaining the agency's commitment to personalized service.
Scott Balboni
Partner
Scott Balboni became a partner in 2014 after years of experience in insurance services. He specializes in commercial insurance solutions and contributes to the agency's strategic growth initiatives while maintaining client relationships.
Alex Fletcher
Partner
Alex Fletcher assumed partnership in 2023, continuing the agency's multi-generational legacy. He contributes to commercial insurance services and embodies the company's commitment to adapting traditional values to modern insurance challenges.
Sandra Balboni
Team Member
Sandra Balboni contributes to Frost & Conn's operations with expertise in insurance services. She supports clients through personalized insurance solutions while upholding the agency's century-long standards of excellence.
Karen Conroy
Team Member
Karen Conroy provides insurance services with a focus on client needs. Her work supports the agency's mission to deliver personalized coverage options while maintaining the high service standards established since 1925.
Questions
What types of insurance do you offer?
We offer personal insurance, commercial insurance, employee benefits, life & wealth planning, and specialized hospitality industry coverage through 40+ carriers.
How do I file a claim after hours?
Call our main number at (814) 237-1492 during business hours. For after-hours claims, contact your specific carrier directly using their 24-hour claim reporting numbers.
Why choose Frost & Conn Insurance?
With nearly 100 years of local service and multi-generational expertise, we combine personalized service with access to 40+ top-rated carriers for comprehensive coverage solutions.
Do you serve businesses outside State College?
While based in State College, PA, our insurance services and carrier partnerships enable us to assist businesses and individuals across the region with customized coverage options.
Can you help with specialized insurance needs?
Yes, our Hospitality Risk Consultants division offers specialized coverage for hotels, restaurants, and other hospitality businesses, leveraging deep industry expertise developed over decades.
