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Your Trusted Insurance Partner for Personal and Business Coverage
Total Dollar Insurance provides comprehensive insurance solutions tailored to personal and business needs. With a focus on compassion and efficiency, we collaborate with a network of underwriters and carriers to deliver competitive rates without compromising coverage quality. Our services include 24/7 claims support, expedited settlements, and specialized insurance programs for high-net-worth assets, healthcare professionals, and unique items like yachts and musical instruments.Established to simplify complex insurance decisions, our team prioritizes client education and customized risk management strategies. We serve individuals and businesses nationwide, emphasizing transparency, expertise, and responsive service to protect what matters most.
Services
Life Insurance
Health Insurance
Yacht Insurance
Property Insurance
Liability Insurance
Business Insurance
Auto Insurance
High-Net-Worth Insurance
Podiatrist Malpractice
Dental Malpractice
Highlights and features
- We offer 24/7 claims service with expedited settlements.
- Our team customizes insurance programs to meet specific client needs.
- We specialize in niche coverage for yachts, musical instruments, and healthcare professionals.
- Competitive rates through partnerships with top-rated carriers.
- Decades of experience serving individuals and businesses nationwide.
Services
Life Insurance
Life insurance provides financial security for your family through tax-free death benefits. Policies cover funeral costs, debts, and future expenses, ensuring your loved ones' stability. Total Dollar offers term and permanent life insurance tailored to individual needs.
Yacht Insurance
Yacht insurance protects your vessel with specialized policies covering damage, liability, and emergency assistance. Our Full Throttle Program caters to performance boats, ensuring comprehensive protection for recreational and luxury yachts.
Business Insurance
Business insurance safeguards companies against property loss, liability claims, and operational disruptions. We offer tailored packages including general liability, property, and workers' compensation, with optional umbrella policies for added security.
High-Net-Worth Insurance
High-net-worth insurance delivers premium coverage for luxury homes, collectibles, and unique assets. Policies include replacement guarantees and specialized options for antiques, classic cars, and travel, ensuring comprehensive protection for affluent clients.
Dental Malpractice
Dental malpractice insurance protects practitioners from claims related to treatment errors or negligence. With over four decades of expertise, we provide customized policies covering legal defense, settlements, and office-related risks for dentists nationwide.
Questions
What types of insurance does Total Dollar offer?
We provide life, health, property, liability, business, auto, yacht, and specialty insurance for high-net-worth assets, dental/podiatrist malpractice, and musical instruments.
How can I get a quote?
Request a quote online via our website or contact us directly at 516.833.1555 for personalized assistance.
Are your services available nationwide?
Yes, we serve clients across the U.S., with offices in New York and Florida.
Do you offer 24/7 claims support?
Yes, our 24/7 claims service ensures prompt assistance and expedited settlements for emergencies.
What specialty insurance programs do you provide?
We specialize in yacht insurance, fine instrument coverage, and malpractice policies for dental and podiatry professionals.
How are policy rates determined?
Rates depend on coverage scope, risk factors, and carrier partnerships. We negotiate competitive pricing tailored to your needs.
Reviews (6)
Dianne Chase
Feb 23, 2022
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Jamie and his staff were very responsive and professional when we were purchasing insurance for our boat and after the purchase. So appreciated!
Carlos Gamez
Feb 13, 2022
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If you need boat insurance talk to this people, they by far have the best prices on the market! I quote with others insurance companies and prices were at least 60% higher.
Uri Geiger
Jan 04, 2022
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I insured my boat with Progressive using a different agency until introduced to Jaime Vayalumkal via a friend. In three days (during X-mass vacation) Jaime got me identical coverage for almost 33% less. Very responsive and professional.
Xavier Baldoquin
Sep 27, 2021
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Great experience with Total Dollar Insurance, extremely professional team and great customer service. They helped me get my insurance binder in time to get my new 25' Contender on the water.
Sue Dalton
Apr 11, 2021
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I have done business with this company for 6 years regarding my boat insurance. Jamie & Marisol have always been a pleasure to deal with even when I take my renewal down to the day of expire. The office has been friendly and professional. I would definitely recommend them! I can honestly say there is nothing I would suggest for better service, they are on point!
Charles Smithson
Aug 01, 2020
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We had an at-fault accident on our boat. The Claims personnel we dealt with at CHUBB could not have been more professiona dnd reassuring. The people made a bad experience much more bearable.
