Experience With more than 40 years in business in Southwest Florida, our only mission is to protect you. Let us show you the power of personal service. With more than 40 years in business in Southwest Florida, our only mission is to protect you. Talk to one of our agents today to review your existing insurance plan or develop a new one. Let our agents navigate the confusion and shop our auto insurance companies to find you the best production.

Complete coverage at affordable rates! Since Frank Lott began writing homeowners insurance policies in Fort Myers in 1956, we've learned quite a bit about how to mange the unique challenges faced by Southwest Floridians - as well as what our Lee County community demands when it comes to the value of peace of mind.

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About

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Our only mission is to raise the bar from every past insurance expirience you've ever had by giving you the best coverage, for the best price and with the best service. We're excited you're here and want yo to discover and experience the benefits of a diverse team with differing educational interests, experiences, and strategies through the power of professional and personal service.

Our Team

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Our reasons for becoming insurance professionals are deeply personal. We repeatedly saw friends and family struggling to find the coverage they needed and we are confident that with our understanding of the insurance space, we can help people better prepare for the future. After almost 40 years in the business, Lott & Gaylor has developed a reputation for educating individuals in an easy-to-understand manner, so they can easily grasp personal insurance concepts.Above all else, we feel a commitment to our Southwest Florida community.

Homeowners Insurance

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Many people never read or attempt to understand their insurance policy until after disaster strikes. Working with an agency that will help you understand your risk and make recommendations is crucial, and with rising rates and dwindling availability it's more important than ever. Finding the right Fort Myers or Cape Coral insurance agent that will work with you and help shop for affordable home insurance with the proper coverages can be a daunting task.Lott & Gaylor's home and insurance products offer our customers protection for their dwellings and personal possessions, along with personal liability coverages.

Condo Insurance

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A Condominium Unit Owners insurance policy picks up coverage for a unit where the condominium association master policy leaves off. An association typically insures the building and other common areas. As a condo unit owner, you are responsible for the interior of your individual unit. Every association's insurance policy is different regarding what each unit owner is responsible for, so it is important to review your association master policy and condo by-laws carefully.Lott & Gaylor has provided Condo Insurance to individuals and families in Fort Myers, Cape Coral, Naples and all of Southwest Florida for over three decades.

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