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Business Details
50+ Years
experience
Your Trusted Partner for Custom Insurance Solutions
Founded in 1960, Varney Agency has built a legacy of exceptional customer service and tailored insurance solutions. Our three-generation family leadership prioritizes personalized risk management, serving clients across North America with expertise in business, personal, and specialty insurance. We combine deep industry knowledge with innovative programs like captive plans and automatic fire suppression systems to transform risks into competitive advantages.

Our claims management team leverages former insurance executive experience to advocate for clients, while our localized approach ensures understanding of regional market needs. With offices spanning Maine to Puerto Rico, we deliver customized protection that evolves with our clients' changing needs.
Services
Business Insurance Personal Insurance Specialty Insurance Captive Plans Surety Bonds Employee Benefits Forestry Insurance Construction Coverage Flood Insurance Recreational Vehicle Insurance
Details
  • Year established: 1960
Highlights and features
  • Three generations of insurance expertise since 1960
  • Personalized risk assessment and coverage packages
  • Nationwide service with local market understanding
  • Claims management by former insurance executives
  • Innovative solutions like captive plans and fire suppression systems
Services
Business Insurance
Our business insurance solutions protect companies with tailored risk management strategies. We offer property & liability coverage, workers' compensation, and specialized programs for construction, real estate, and forestry industries. Our captive plan options help businesses retain underwriting profits while maintaining comprehensive protection.
Personal Insurance
Personal insurance packages address home, auto, life, and recreational vehicle needs. Our agents analyze individual risk factors to create customized policies that provide adequate coverage without unnecessary costs. We specialize in classic car insurance and seasonal home protection solutions.
Specialty Insurance
Specialty insurance programs cater to unique risk profiles including logging operations, private equity transactions, and automatic fire suppression systems. Our wholesale solutions help independent agents access exclusive products unavailable through standard markets.
Captive Plans
Captive insurance programs allow businesses to capture underwriting profits while maintaining control over claims management. These customized solutions reduce total cost of risk by up to 50% through participation in underwriting profits and improved claims handling.
Surety Bonds
Surety bond services provide construction industry solutions with specialized underwriting expertise. We help contractors secure bonding capacity while identifying potential issues before they impact project timelines or financial outcomes.
Questions
How does Varney Agency tailor insurance policies to individual needs?
Our agents analyze your specific risk factors and financial goals to create customized coverage packages that evolve with your changing needs.
What types of business insurance do you offer?
We provide comprehensive commercial coverage including property & liability, workers' compensation, ocean marine, aviation, and specialized construction insurance.
Do you offer specialty insurance products?
Yes, we specialize in unique solutions like captive plans, automatic fire suppression systems, and forestry industry coverage unavailable through standard providers.
How does your claims management process work?
Our team includes former insurance company executives who advocate for clients, ensuring fair and timely resolution of claims.
What geographic areas do you serve?
We operate across North America with offices in Maine, New York, New Jersey, Florida, and Puerto Rico, serving clients nationwide.
Reviews (6)
Emily Prudente
Dec 11, 2021 Report
Working with Brad on my home owners and auto policy was easy and fast! Very informative and helpful plus he saved me money. Would definitely recommend calling the Varney Agency in Bangor for a quote.
Rhonda Powers
Oct 09, 2021 Report
Sarah knows her stuff! Every time I have had to reach out and speak with Sarah, she was able to answer the question and/or solve the problem. That is very stress relieving!
Jim Fortini
Oct 07, 2021 Report
Recently, I was under a bit of pressure to get insurance for a new vehicle. I stopped at Varney's in Machias and was immediately able to meet with Michelle Wood. In less than ten minutes she created all the necessary paperwork, and I was able to complete the vehicle deal. Every contact with Varney's has always been personable, professional, and pleasurable.
Gwynne Berry
Sep 10, 2021 Report
I have bought my car insurance through Varney for many many years. They respond quickly to email and have helped me figure out the best value for myself and my teenager who also drives. I also love that they are local. I would recommend their services to other people.
John Morrell
Aug 08, 2021 Report
I do not feel the need to shop around as Varney Agency seems to be on my side for keeping costs down as they shop different insurers for the best rates and coverage.
Naomi
Aug 05, 2021 Report
We have been customers for around 40 years and have never been disappointed with the customer service in every experience.