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Possible ways to cut your insurance spending! How to save money when your teen begins driving? What should you look for when shopping for coverage?
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Personal
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Physical damage to your vehicle caused by but not limited to fire, vandalism, theft, or natural disasters. Pays up to the stated amount in the policy for expenses incurred in renting a vehicle as a result of a covered loss. Pays for towing and labor cost each time a covered auto is disabled, up to the stated amount in the policy.
Homeowner’s Insurance
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Whether you own your home or condo, or are renting your home, condo or apartment from someone else, you need coverage to protect your investment and all your personal possessions. Most policies provide coverage for. Provides coverage for loss to items such as jewelry, furs, cameras, musical instruments, silverware, golfer's equipment, fine arts, postage stamps and rare coins.
Motorcycle Insurance
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Some recreational enthusiasts mistakenly believe their homeowner, condo or renter insurance will also cover their motorcycle. In most instances, it will not. Provides coverage for bodily injury sustained by any person while on your covered motorcycle as a passenger. Physical damage to your motorcycle caused by but not limited to fire, vandalism, theft, or natural disasters.
Liability Insurance
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Provides coverage for sums you are legally obligated to pay because of Bodily Injury or Property Damage caused by an occurrence arising out of the ownership, maintenance or use of your premises or operations. Provides coverage for damages arising out of ownership or occupancy of the premises as well as damages arising out of operations performed by you.
Crime Insurance
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Covers money, securities, merchandise, and other business property against loss through the dishonest acts of employees or others. Coverage is provided for dishonest acts of employees against loss of money, securities and property other than money and securities. Insures against loss caused by the forgery or alteration of a check, draft, promissory note, bill of exchange or similar instrument drawn against your account.
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