The No Surprises Act (NSA), prevents patients from receiving surprise medical bills when seeking emergency services or certain services from out-of-network providers at in-network facilities. This means the patient would only be responsible for their regular in-network cost-sharing amount.
LINECO is a multiemployer self-funded, self-administered welfare benefit plan set up to provide medical, dental, vision, and disability benefits as well as Life Insurance for outside members of the International Brotherhood of Electrical Workers working under bargaining agreements between the International Brotherhood of Electrical Workers and the National Electrical Contractors Association.
LINECO is a multiemployer self-funded, self-administered welfare benefit plan set up to provide medical, dental, vision, and disability benefits as well as Life Insurance for outside members of the International Brotherhood of Electrical Workers working under bargaining agreements between the International Brotherhood of Electrical Workers and the National Electrical Contractors Association.
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Benefit Summaries
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Eligibility for employees is based on hours worked for which an employer makes a contribution on your behalf to the Fund. You will become initially eligible on the first day of the benefit month corresponding to the eligibility month in which you first accumulate at least 125 credited hours. Your benefit coverage will start on your initial eligibility date.
Medical Benefits
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Your Comprehensive Major Medical Benefit is designed to substantially cover most forms of medically necessary care. This coverage is subject to various deductibles, copayments, coinsurance, and other limits. The Blue Card PPO Network is a network of hospitals and physicians throughout the United States that participate in their local BlueCross BlueShield PPO networks.
Dental
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In general, the Plan covers necessary dental expenses at 80% of the usual and customary charges for services rendered, subject to the annual deductible and maximum benefit, the treatment plan requirement, and other specific limitations. The Dental Benefit is available to all active employees and their covered dependents, as well as retirees who have chosen dental and vision coverage and their covered dependents.
Vision
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This benefit helps pay for annual vision examinations and for glasses and contact lenses, subject to the rules of the Plan. The Plan uses a network of opticians, optometrists, and ophthalmologists called Vision Service Plan (VSP) to provide these benefits in an efficient and cost-effective way. Reduced benefits are available when you use a provider outside the VSP network.
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