Business Details
33 Years
experience
Your Trusted Insurance Partner in Illinois
United Health Insure has served the health insurance needs of Illinois residents since 1993. Our team of licensed agents specializes in Medicare options, including Medicare Supplements and Prescription Drug Coverage, while also providing guidance for ACA Open Enrollment. We help clients compare, buy, and enroll in plans that align with their budget and healthcare needs. With decades of experience, we prioritize personalized service through 10-minute phone consultations, offering expert advice on coverage options.Our services cater to individuals seeking individual or family insurance, as well as those navigating retirement healthcare. We maintain transparency in our process, ensuring clients understand eligibility requirements and enrollment timelines. Our rebranding reflects our commitment to modern solutions while retaining the same dedicated agents and responsive service. Located in Illinois, we continue to build relationships with clients across the state, focusing on long-term satisfaction.
Services
Medicare Supplements
Prescription Drug Coverage
ACA Open Enrollment
Health Insurance Comparisons
Eligibility Verification
Plan Enrollment Assistance
Details
- Year established: 1993
Highlights and features
- Licensed agents with expertise in Medicare Supplement and Prescription Drug Plans
- Serving Illinois families with personalized insurance solutions since 1993
- Free 10-minute phone consultations with certified insurance professionals
- Guidance through Medicare Open Enrollment and ACA plan selection
- Transparent process for comparing budget-friendly insurance options
Services
Medicare Supplements
Medicare Supplement plans help cover out-of-pocket costs like copayments and excess charges. We offer personalized consultations to help Illinois residents choose plans tailored to their healthcare needs. Our agents provide clear comparisons of Plan F, G, and N options each fall during Open Enrollment.
Prescription Drug Coverage
Our Prescription Drug Coverage specialists guide clients through selecting plans that cover outpatient medications. We help compare formularies and premiums during Medicare's annual enrollment period. Our service includes reviewing clients' current prescriptions to find the most cost-effective coverage options.
ACA Open Enrollment
We assist clients in enrolling in ACA-compliant health insurance during the annual November to January window. Our team explains subsidy eligibility and helps compare metal-tier plans. Services include coverage comparisons and enrollment deadline reminders for uninsured or under-insured individuals.
Health Insurance Comparisons
Our agents provide side-by-side comparisons of insurance options including premiums, deductibles, and network coverage. We help clients evaluate employer-sponsored plans versus marketplace alternatives. The service includes personalized recommendations based on clients' medical history and budget constraints.
Eligibility Verification
We verify clients' eligibility for various insurance programs including Medicaid and Medicare. Our process includes reviewing income documentation and residency requirements. For pre-retirement clients, we assess qualification for under-65 Medicare eligibility exceptions based on chronic conditions.
Questions
What is the Medicare Open Enrollment Period?
Medicare Open Enrollment runs October 15 through December 7 annually, allowing existing enrollees to change their coverage for the following year.
How can I compare different Medicare Supplements?
We provide side-by-side comparisons of Plan F, G, and N options, including premiums, coverage details, and network providers during your consultation.
Do you help with ACA marketplace plans?
Yes, we assist with ACA Open Enrollment from November 1 to January 15, helping you compare metal-tier plans and check subsidy eligibility.
Are your services free for clients?
Our consultations and plan comparisons are free - we receive compensation from insurance carriers when clients enroll through our agency.
How do I check Medicare eligibility before 65?
We review medical history and disability qualifications for under-65 Medicare eligibility, including required documentation for Social Security Administration review.
Can you help with prescription drug coverage gaps?
Yes, our specialists analyze your specific medication needs to find plans minimizing 'donut hole' coverage gaps during annual enrollment.
Reviews (6)
Michelle Kozlowski
Nov 07, 2021
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DR HELTON AND STAFF ARE UNBELIEVABLY helpful thoughtful return phone calls. Helpful with all paperwork needed to help you through any health issues you are having. Dr's and staff are nice listen and understanding.
Karen Willis
Sep 14, 2021
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I have been coming to Dr. Heltons office for over 2 years now, the staff have all shown me empathy. They are passionate, listening to what I have to say, so they can understand my situation. Not judging, just excepting. They actually practice what they preach!
Linda Kilgallon
May 30, 2021
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We go there at least twice a year, for all our Medicare insurance. Lisa is our rep and she's fantastic.
Terri Diab
Feb 04, 2021
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I have been dealing with my United insurance agent Sharon Keely since I retired 3 years ago and she has been so professional and helpful in making sure I understood my policy coverage. I will certainly refer more people to her in the future. Thank you Sharon for all your help.
Denise Wills
Nov 02, 2020
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United Insurance Services went the extra mile to give me the information I needed for my health insurance needs. Thanks!
Kathy Herrera
Feb 08, 2019
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Although the employees are fantastic and knowledgeable by using this agency you are only feeding into the pockets of an owner who cares about money not about people. You'll get the exact same policy by going directly to the carriers represented by them but you will skip the middle money hungry man.
