Hometown is a full service Title insurance and Settlement agency serving Attorneys, Real Estate Professionals, Investors, Lender, as well as individual who are looking to purchase real estate. Unlike other agencies, Hometown Title provides fast, efficient, honest and reliable services without compromising the quality of our work. We conduct land record searches, as well lien and judgment searches on all owners and prior owners of a property to ensure that clear title can be transfer to the purchaser (s) of the property.
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Title Insurance protects against defects in title. Defects can range from errors in public records, forgeries, boundary/survey disputes, false impersonations of the previous owner, fraud, unpaid mortgages and other debts. Title insurance fees are the fees associated with searches and due diligence reports to ensure the property can be insure and is free of title defects; the title insurance premium to insure the property and the Settlement/Closing fee are part of these fees.Recording fees are the cost to record the Deed or Mortgage at the County Clerk/Register's Office in in the county in which the property is located.
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