With more than 60 years in business, Beach & O'Neill Insurance Associates has grown alongside the Sacramento region. We were listed as the 6th largest local property and casualty brokerage firm in the area by the Sacramento Business Journal in 2017, and as one of the fastest growing brokerage firms in the region. When Bob Beach started servicing personal and business insurance customers in Fair Oaks, CA in 1947, he relied on a single employee, his wife, and word of mouth from satisfied customers to grow his company.

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Contractor General Liability

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Whether you specialize in commercial construction or residential construction, we have the right contractor's general liability insurance coverage to protect you from the risks specific to your operations. With our detailed knowledge of construction insurance, and large selection of quality insurance carriers to choose from, we can help you find the best solution for your general liability needs.

Contractor WRAP Insurance

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Beach & O'Neill Insurance Associates offers exclusive access to some of the most popular WRAP products offered in California and Nevada. WRAP insurance can fall under the definition of either being an Owner Controlled Insurance Program (OCIP) or Contractor Controlled Insurance Program (CCIP). Under a WRAP policy generally the developer of a project, or general contractor, takes out a project specific policy to cover all subcontractors on one master policy which includes both premises liability and product completed operations coverage.

Workers’ Compensation

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Beach & O'Neill Insurance Associates is one of the largest workers' compensation brokerage firms in Northern California. We represent leading workers' compensation carriers in CA and NV including many of the most preferred markets in the industry. In addition to our standard market offerings, we also represent the State Fund and alternative markets like Professional Employer Organizations (PEO's).

Commercial Auto

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When you want to protect your construction vehicles from the risks of the road, commercial auto is the answer. From the personal vehicles that double as work trucks, to entire fleets of autos driven by your employees, we can help you find the right coverage for your commercial auto exposure. Is it a personal vehicle or a work vehicle?

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