Business Details
50+ Years
experience
Your Trusted Insurance Partner in Santa Fe, NM
Silas Garcia Agency & Associates has served northern New Mexico since 1958, delivering comprehensive insurance solutions tailored to individual and business needs. With over 65 years of combined experience, our team of certified insurance counselors specializes in personal lines, life, health, business, and Medicare insurance. As members of Independent Insurance Agents of New Mexico and House Alliance of New Mexico, we prioritize client satisfaction through free consultations, same-day services, and personalized coverage options. Our commitment to excellence is reflected in our long-standing reputation for transparency, reliability, and community-focused service. We pride ourselves on simplifying complex insurance decisions while offering competitive pricing and exceptional customer support.Our expertise in risk management and policy customization ensures clients receive optimal protection aligned with their unique circumstances. By maintaining strong relationships with top-tier carriers, we provide diverse coverage options that adapt to evolving client needs. Our family-run business combines generational knowledge with modern insurance practices to deliver trusted solutions. Customer testimonials highlight our dedication to clear communication, prompt claims assistance, and proactive policy reviews. As a locally owned agency, we remain deeply invested in understanding and addressing the specific insurance challenges faced by Santa Fe residents and businesses.
Services
Personal Lines Insurance
Life Insurance
Health Insurance
Business Insurance
Medicare Insurance
Details
- Year established: 1958
Highlights and features
- We offer over 65 years of combined insurance experience.
- Our team includes Certified Insurance Counselors (CIC).
- We provide same-day services and free consultations.
- We specialize in local market insurance requirements.
- We feature independent agents representing multiple carriers.
Associations and certifications
- Independent Insurance Agents of New Mexico
- House Alliance of New Mexico
- Certified Insurance Counselor (CIC)
What people say
Exceptional customer service
Great prices
Family operated
Spanish-speaking services
Expert insurance advice
Services
Personal Lines Insurance
We provide comprehensive personal lines insurance including home, renters, and auto coverage. Our policies protect against property damage, liability claims, and vehicle-related risks. Clients benefit from customizable options, multi-policy discounts, and specialized protection for high-value assets. Our independent agents help compare multiple carrier options to find optimal coverage.
Life Insurance
Our life insurance solutions include term, whole, and indexed life policies. We offer annuities, retirement planning, and estate protection strategies. Clients receive personalized assessments based on age, health, and financial goals. Our certified counselors help secure long-term financial stability for families and business owners through tailored coverage options.
Health Insurance
We provide individual and group health insurance plans with HMO, PPO, and indemnity options. Our offerings include Medicare supplements, dental, vision, and disability coverage. Clients receive assistance with plan comparisons, enrollment, and maximizing benefits. We help businesses implement cost-effective group health programs with flexible provider networks.
Business Insurance
Our business insurance packages cover commercial liability, workers' compensation, and equipment protection. We offer risk management assessments and customized plans for contractors, retailers, and professionals. Clients benefit from combined 80+ years of commercial insurance expertise and comprehensive coverage options for property, liability, and operational risks.
Medicare Insurance
We specialize in Medicare Advantage, Supplement, and Prescription Drug Plans. Our counselors help seniors navigate coverage options, including dental, vision, and hearing benefits. Clients receive personalized comparisons of available plans and assistance with enrollment. We focus on maximizing healthcare benefits while minimizing out-of-pocket costs for retirees.
People
Dolores Garcia-Valdez
President/CEO Agent
Dolores Garcia-Valdez leads our agency with over 30 years of insurance experience. She specializes in personalized policy solutions and has served Santa Fe clients for more than a decade. Her expertise in risk assessment and client education ensures comprehensive coverage solutions.
Dina Lujan
Manager Agent
Dina Lujan manages daily operations with extensive knowledge of New Mexico insurance regulations. She has helped businesses and families secure proper coverage for over 25 years. Her focus on client communication and policy customization enhances our service quality.
Destiny Montoya
Personal Lines Producer
Destiny Montoya specializes in personal insurance products with a focus on auto and home coverage. She has built strong client relationships through clear explanations of policy details and available discounts. Her attention to detail ensures accurate policy implementation.
Elizabeth Tapia
Customer Service Representative
Elizabeth Tapia provides exceptional support for policyholders with claims processing and account management. She has over 15 years of insurance customer service experience and ensures timely resolution of client inquiries through effective communication.
Questions
What types of insurance do you offer?
We provide personal lines, life, health, business, and Medicare insurance with customizable coverage options.
Are you locally owned?
Yes, we're a family-run Santa Fe business serving northern New Mexico since 1958.
Do you offer free consultations?
Yes, we provide free insurance consultations and policy reviews for all our services.
Can I get same-day service?
Yes, we offer same-day appointments and immediate assistance for urgent insurance needs.
Are your agents certified?
Our team includes Certified Insurance Counselors (CIC) with specialized industry expertise.
Do you work with multiple carriers?
Yes, we represent multiple insurance carriers to help clients compare and choose optimal coverage.
Reviews (4)
Gary J. Johnson
Dec 31, 2017
Report
I have been a customer for over twenty years and have never had any worries or concerns regarding this company. I wouldn't trust anyone else.
Leon Cisneros
Nov 08, 2017
Report
I did some business with this company today and was very happy I did! They are Very friendly and they know their product! I would recommend them to anybody. I dealt with Dolores.
E. G.
May 12, 2017
Report
Excellent customer service, great prices and family operated! Spanish speaking services are available, great place to shop all your insurance needs. Including auto, home, commercial, special events, life & health!
Richard Jennings
Jan 18, 2017
Report
Insurance can be complicated. Decisions that you make will be important when you make a claim or in avoiding liability. The choices about what and how you insure can be critical. For 10 years plus, we have entrusted Dolores at Silas Garcia with our home, auto, and business policies. She always explains the choices and their potential consequences. When there are issues, she is always available with sage advice. Her advice has worth more than the cost of the insurance in the potential problems that we were able to avoid.
