Business Details
Your Trusted Insurance Partner in Milford, NE
We are a family-owned independent insurance agency serving southeast Nebraska since the 1950s. Originally established as Farmers & Merchants Agency, we rebranded in 2003 to reflect our statewide commitment. Through strategic mergers with Wymore Insurance Agency, Cornhusker Insurance Agency, and Mid-Alliance Insurance, we've expanded to four locations while maintaining our small-town service ethos.Our team of experienced professionals specializes in delivering personalized insurance solutions, leveraging relationships with top national carriers to provide competitive pricing and comprehensive coverage options for both personal and commercial clients.
Services
Auto Insurance
Home Insurance
Business Insurance
Life Insurance
Flood Insurance
RV Insurance
Mobile Home Insurance
Condo Insurance
Contractors Insurance
Restaurant Insurance
Highlights and features
- We offer competitive pricing through multiple carrier partnerships
- Our local agents understand Nebraska-specific insurance requirements
- We represent 15+ top-rated insurance carriers for comprehensive options
- Our team provides personalized service with 20+ years of combined experience
- We maintain 24/7 online quote access with same-day agent assistance
Services
Auto Insurance
We provide comprehensive auto insurance coverage tailored to individual driving needs. Our policies protect against liability, collision, and comprehensive risks while offering customizable options for classic cars, motorcycles, and commercial vehicles. Our experienced agents help clients navigate coverage options to ensure adequate protection at competitive rates.
Home Insurance
Our home insurance policies protect residential properties against common risks including fire, theft, and natural disasters. We offer standard homeowners coverage along with specialized options for mobile homes, rental properties, and flood protection. Our agents work with clients to create customized policies that match specific property needs and budget requirements.
Business Insurance
We provide comprehensive business insurance solutions for companies of all sizes. Our commercial offerings include general liability, property coverage, and specialized policies for contractors, restaurants, and professional services. Our team helps businesses identify risks and implement tailored insurance strategies to protect assets and ensure operational continuity.
Life Insurance
Our life insurance products provide financial security for policyholders' loved ones. We offer term life policies for temporary coverage needs and permanent life insurance options for long-term protection. Our agents work closely with clients to determine appropriate coverage amounts and policy structures that align with individual financial goals and family needs.
Flood Insurance
We offer specialized flood insurance coverage through the National Flood Insurance Program and private carriers. Our policies protect properties against water damage from natural flooding events, which standard home insurance policies typically exclude. Our experts help clients assess flood risk and secure appropriate coverage for residential and commercial properties in high-risk areas.
People
Joe Schluckebier
Managing Partner
With over 20 years in the insurance industry, Joe Schluckebier leads Insure Nebraska's strategic growth while maintaining hands-on client service. He specializes in commercial risk management and has expanded the agency through strategic mergers since 2003.
Katie Wergin
Director of Agencies
Katie Wergin oversees agency operations and client relations with 15 years of insurance expertise. She focuses on streamlining processes to enhance customer experience while maintaining the agency's community-focused service approach.
Lydia Schneider
Insurance Agent
Lydia Schneider provides personalized insurance solutions to Milford residents, specializing in personal lines coverage. With local market knowledge and carrier relationships, she helps clients find optimal protection for homes, vehicles, and personal assets.
Peyton Schluckebier
Insurance Agent
Peyton Schluckebier offers tailored insurance advice with a focus on emerging coverage needs. He specializes in connecting younger clients with appropriate auto, renters, and life insurance solutions through modern service delivery methods.
Questions
What types of insurance do you offer?
We provide personal insurance (auto, home, life, flood) and commercial insurance (general liability, business property, contractors coverage) for clients across Nebraska.
How can I get a quick insurance quote?
Call us at 402-761-2291 to speak directly with an agent for immediate quotes, or complete our online form for personalized coverage options.
Do you offer 24/7 insurance services?
While our offices operate during standard business hours, our website provides 24/7 access to policy information and online payment options.
Can you help with business insurance needs?
Yes, we offer comprehensive commercial insurance solutions including BOP policies, workers' compensation, and specialized coverage for restaurants and contractors.
Are you a local insurance agency?
We maintain four Nebraska locations in Milford, Wymore, and Lincoln while partnering with national carriers to combine local service with broad coverage options.
How do I file an insurance claim?
Contact our office during business hours at 402-761-2291 to initiate a claim, or use your insurance carrier's emergency claims service for after-hours assistance.
Reviews (1)
Cynthia Garcia
Aug 13, 2021
Report
So incredibly greatful for Karen's help getting insured after a not so pleasant experience with my previous provider. She was very professional and made the whole transition run very smoothly. I was very impressed.