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39 Years
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Emergency
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Specialized Insurance for Recreational Businesses
Cossio Insurance Agency has been providing specialized insurance solutions for 36 years, offering comprehensive coverage for unique industries including inflatables, paintball, trampoline parks, and extreme sports. Our team understands the specific risks associated with recreational and event-based businesses, delivering tailored programs that protect both operators and participants. We streamline the insurance process with clear documentation requirements and personalized support throughout the quoting and binding stages. Our expertise extends to mechanical bulls, escape rooms, summer camps, and special events ranging from political conventions to mud runs. With a focus on risk management, we require safety protocols, liability waivers, and inventory documentation to ensure robust coverage.

Our brokers work directly with underwriters to secure competitive rates while maintaining transparency in policy terms. We serve both new and established businesses, adapting our applications to meet diverse operational needs. Our staff combines industry-specific knowledge with a commitment to responsive service, reflected in customer testimonials praising our team's professionalism. As a division of Brown and Brown of South Carolina, Inc., we maintain regulatory compliance with California License #0G11167 and adhere to strict EEO standards.
Services
Inflatable Rental Insurance Paintball Insurance Trampoline Park Coverage Mechanical Bulls Insurance Special Events Insurance Workers Compensation Professional Liability Product Liability Event Cancellation Protection Extreme Sports Coverage
Details
  • Year established: 1987
Highlights and features
  • 36 years of experience in recreational and event insurance
  • Specialized programs for high-risk activities and equipment
  • Personalized broker support throughout the policy process
  • Streamlined documentation requirements for faster approvals
  • Comprehensive risk assessment with safety protocol integration
What people say
Wonderful staff Great customer service Competitive rates Specialized expertise Efficient process
Services
Inflatable Rental Insurance
Specialized liability protection for inflatable rental operations requires safety documentation and inventory listings. Our policies address hold harmless agreements and equipment-specific risks. We provide coverage for commercial-grade inflatables used at parties, festivals, and permanent facilities.
Trampoline Park Insurance
Comprehensive protection for trampoline parks includes premises liability and equipment damage coverage. We require safety rule documentation and facility-specific risk assessments. Policies address patron injuries and operational safety compliance for indoor jump centers.
Special Events Insurance
Flexible liability solutions for temporary events ranging from political conventions to extreme sports competitions. Our coverage adapts to unique risks including crowd control and temporary equipment installations. We provide policies for both organizers and vendors at large-scale events.
Mechanical Bulls Insurance
Tailored liability protection for mechanical bull operations requires equipment maintenance documentation. Our policies address patron injury risks and equipment malfunction scenarios. We serve both permanent installations and mobile rodeo service providers with customized risk management plans.
Workers Compensation
Mandatory injury protection for employees working in recreational facilities includes claims handling support. Our policies comply with state regulations while addressing unique risks in inflatable operations and extreme sports venues. We provide coverage for both full-time staff and seasonal workers.
Questions
What documents are required for inflatable rental insurance?
We need a 5-year no loss letter, rental agreement/waiver, safety rules, signage photos, and inventory list for inflatable insurance applications.
How long does the quote process take?
Quote times vary based on business complexity and current demand, with brokers working to secure optimal rates as efficiently as possible.
Do you insure mechanical bull operations?
Yes, we offer specialized liability coverage for mechanical bull rentals and permanent installations with tailored risk assessments.
Can I get insurance for temporary events?
We provide coverage for special events including political conventions, snowboard races, and trackless train operations with flexible terms.
What payment options are available?
Payment details appear after policy binding - contact our office directly for specific payment method availability and processing options.
Are you part of a larger insurance network?
We operate as a division of Brown and Brown of South Carolina, Inc., providing access to extensive industry resources while maintaining local service focus.
Reviews (7)
Ryan Wright
Jan 21, 2022 Report
Another SCAM insurance agency. Complete dishonest refund policy on a canceled policy. Avoid this place and look elsewhere! You've been warned.
Mattand Lori Doughty
Jan 19, 2021 Report
Critical: Professionalism, Value Paid an upfront fee of over $1500 to secure business insurance, only to have it cancelled once my payment cleared, 1 week later. No refund because that was "minimum payment" and non refundable. Worst company ever.
Jumpin Jack Splash
Feb 14, 2020 Report
Shay is always great and I appreciate her hard work. I had several questions and she responded to them at a time that was after normal business hours for her location. I spent the time this year to shop my insurance and even knowing that I could potentially leave Cossio, her customer service never changed. All in all, Cossio's policy couldn't be beat and we renewed with 2 weeks to spare. Thank you Larry for always providing great input and support for your clients.
A. Party Solution
Mar 17, 2018 Report
Great company to work with. I've been working with them for over 5 years and customer service has always been top notch from day one!
Sam Burgermyer
Nov 05, 2017 Report
The worst insurance company I have ever worked with. Save yourself time and money and look elsewhere. They have the worst customer service I have ever experienced in my 11 years in the insurance business.
Tom Slonaker
Nov 27, 2016 Report
Cossio Insurance Agency has been my choice for years because I have always been able to depend on them. Fast, efficient service when needed, fair pricing, and a sincere desire to protect and promote our interests as a company; this has been their hallmark of excellence deserving of my highest rating. As a business owner with over 35 years experience, a former CLU, ChFC, and investment adviser who knows the importance of protection, I am grateful that I have Cossio as my agent.
Jess Matson
Jan 21, 2016 Report
Great company. Love doing business with them. They have Insured my paintball field for 4 years. They offer a better price and easy payment plan.