Business Details
50+ Years
experience
Your Trusted Insurance Partner in Boulder, Colorado
Rick Baker Insurance is an independent insurance agency rooted in Boulder, Colorado, with a legacy spanning generations. Established in 1958 by Lloyd Baker, our agency has grown alongside the Colorado Front Range while maintaining the personalized service that defines our family-owned approach. We prioritize understanding each client's unique needs, offering tailored insurance solutions across 37 states. Our team combines decades of industry expertise with a commitment to transparency, ensuring clients receive reliable coverage at competitive rates.As the second-largest Chubb agency in Colorado, we leverage strong partnerships with top insurers to deliver comprehensive protection for individuals and businesses. Our focus remains on building lasting relationships through integrity, responsiveness, and a deep understanding of the communities we serve.
Services
Auto Insurance
Homeowner Insurance
Business Insurance
Umbrella Insurance
Flood Insurance
Earthquake Insurance
RV Insurance
Wedding Insurance
Cyber Liability
Directors and Officers Insurance
Details
- Year established: 1958
Highlights and features
- We offer over 60 years of combined experience in the insurance industry.
- Our team provides personalized policy recommendations tailored to individual needs.
- We maintain partnerships with top-rated insurance carriers across the country.
- Our agency serves clients in 37 states with localized expertise.
- We prioritize transparent communication and dedicated customer support.
Services
Auto Insurance
We provide comprehensive auto insurance solutions tailored to individual driving needs. Our policies cover liability, collision, and comprehensive protection while offering discounts for safe drivers and multi-policy bundling. Our agents work with multiple carriers to find the best rates for Colorado drivers.
Homeowner Insurance
Our homeowner insurance policies protect against property damage, liability claims, and additional living expenses. We offer customizable coverage options for primary residences, vacation homes, and investment properties across Colorado and other licensed states.
Business Insurance
We specialize in commercial property, liability, and specialized coverage for businesses. Our solutions protect against industry-specific risks while offering package policies that combine property, liability, and business interruption coverage for comprehensive protection.
Umbrella Insurance
Our umbrella insurance policies provide additional liability coverage beyond standard auto and home policies. This protection safeguards personal and business assets against major claims or lawsuits exceeding primary policy limits.
Flood Insurance
We offer flood insurance through the National Flood Insurance Program and private carriers. Our policies cover structural damage and personal property losses from flooding, which standard home insurance policies typically exclude.
People
Rick Baker
Owner
Rick Baker leads our agency with over 35 years of insurance expertise. He continues his family's legacy by providing personalized service and leveraging industry relationships to benefit clients across multiple states.
Cheryl Campbell
Office Manager
Cheryl Campbell manages daily operations with extensive experience in insurance services. She joined Rick Baker Insurance in 2012, bringing proven expertise in policy management and client relations.
Ethan Baker
Insurance Agent
Ethan Baker represents the third generation in our family business. He specializes in modern insurance solutions while maintaining the personalized service standards established by previous generations.
Questions
What types of insurance do you offer?
We provide auto, home, business, umbrella, flood, earthquake, RV, wedding, cyber liability, directors and officers, and specialty insurance policies.
How do you help clients find the right policy?
Our agents analyze individual needs and compare options across multiple carriers to recommend customized coverage at competitive rates.
In which states do you provide coverage?
We serve clients in Colorado and 36 additional states including Arizona, California, Florida, Texas, and Washington.
Can I manage policies online?
Yes, our online service center allows policy changes, payments, ID card orders, and certificate requests through our secure portal.
How does your claims process work?
We guide clients through the claims process and provide direct contact information for insurance carriers to ensure timely resolution of claims.
Reviews (6)
Vince Ellwood
Mar 23, 2022
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My family has been using Rick Baker & Associates for many years for our home, auto, and business coverage. They always answer right away and provide great assistance. Rick, Cheryl, and Ethan always are super helpful and pleasant to deal with. If you need a new policy, have issues with a claim, or have questions about your policy, they've got your back and will really go the extra mile. I could not recommend them more!
Henry Ellwood
Jul 26, 2021
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Rick, Cheryl, and Ethan are great to work with. My family uses RB insurance for everything are are very satisfied with the rates and service. If you ever have questions, they are just a few quick rings away and are always fast to reply when emailed. I highly recommend checking them out.
Michael Brundage
Jul 24, 2021
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Solid agency. Staff is now available in their office for walk in meetings. Responsive by mail and online. Rick recently steered me toward good savings on auto insurance.
Deb Barone
Jun 26, 2020
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I have worked with Rick, Cheryl, Olivia and Ethan for 3-4 years and would recommend them to my friends and family. Their customer service and assistance with claims is outstanding in the field.
Tyler Yarbrough
Dec 07, 2019
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I have renter's insurance. I was struggling and missed a payment, and they made the payment for me because they new I was struggling. Awesome cheryl is so nice and so is everyone at rick baker insurance.
Keith Moskowitz
Nov 21, 2017
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A friend recommended that I look into Chub Insurance though Rick Baker & Associates. Cheryl made the process easy and is ALWAYS available to answer questions. This is what customer service should be.
