Business Details
28 Years
experience
Trusted Insurance Solutions for Small Businesses in Leesburg, VA
At Small Business Insurance Solutions, we have dedicated ourselves to excellence in insurance services since 1998. Our agency operates with a family-oriented approach, prioritizing client needs through personalized support and same-day responsiveness. As a full-service health insurance agency, we specialize in customizing benefits packages that attract top talent while controlling costs. Our expertise stems from decades of experience working directly with insurance carriers, enabling us to craft strategic solutions that balance affordability with comprehensive coverage. We maintain an unwavering commitment to transparency and ethical practices, ensuring clients receive accurate information without hidden fees.Our track record demonstrates success in reducing healthcare expenses for businesses, with documented savings exceeding $50,000 annually for some clients. We differentiate ourselves through proactive problem-solving and a deep understanding of self-funded insurance models. Our clients benefit from nationwide network options and potential year-end refunds when claims remain below projections. Located in Leesburg, Virginia, we serve small businesses across the region with the same ownership since our founding. Our mission remains centered on protecting what matters most to our clients through reliable insurance solutions.
Services
Health Insurance
Self-Funded Plans
Life/Disability Insurance
Dental/Vision Coverage
Employee Benefits Consulting
Details
- Year established: 1998
Highlights and features
- We have 25+ years of insurance industry experience since 1998
- We offer same-day responsiveness to client inquiries
- Our self-funded plans provide 20-50% lower monthly premiums
- We deliver year-end refunds when claims remain below projections
- Our personalized approach builds tailored benefits packages
What people say
Tremendous work
Save us over $50,000
Proactive
Dedicated
Best solutions
Services
Self-Funded Plans
Our self-funded health insurance plans combine cost savings with flexibility. Employers maintain control over plan design while enjoying potential 20-50% lower premiums through Stop Loss policies that protect from catastrophic claims. Clients benefit from national PPO networks with no HMO restrictions and receive any unused claim funds at year-end.
Life/Disability
Comprehensive life and disability insurance solutions protect businesses and employees. Our coverage options provide financial security while integrating seamlessly with existing benefits packages. We offer competitive rates from top-tier carriers with customizable policy terms to match business needs.
Dental/Vision
Affordable dental and vision plans enhance employee benefits packages. We provide access to nationwide provider networks with flexible coverage tiers for preventive and major procedures. Our solutions help businesses improve benefits offerings without increasing costs.
Benefits Consulting
Customized benefits consulting services help businesses optimize insurance programs. We analyze workforce needs to create cost-effective plans that attract talent and reduce turnover. Our expertise includes self-funding strategies and compliance management for small employers.
No Network Plans
Unique insurance options allow unrestricted provider selection without network limitations. Employers gain complete freedom in healthcare choices while maintaining cost controls through self-funded structures with guaranteed refunds for unused claim funds.
Questions
What self-funded plan advantages exist for small businesses?
Self-funded plans offer 20-50% lower premiums, potential year-end refunds, and complete flexibility in plan design while maintaining financial protection through Stop Loss coverage.
How do your health insurance plans differ from competitors?
We focus on self-funded solutions with guaranteed refunds for unused claim funds and unrestricted provider access, unlike traditional HMO networks that limit choices.
Can I get coverage without network restrictions?
Yes, we offer PPO and no-network plans that let employees choose any provider nationwide while maintaining cost advantages through self-funding structures.
How do you help businesses save money?
We implement self-funded plans with Stop Loss protection that reduce premiums 20-50% compared to traditional plans while returning unused claim funds annually.
What carrier options do you provide?
We partner with major carriers like United Healthcare and Aetna, offering national network coverage, plus specialized administrators like SISCO and Allied for self-funding solutions.
Reviews (4)
Patty J.
Jun 20, 2022
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Bill, at Small Business Insurance Solutions, has been my agent for the past 15 years and I would highly recommend him. He is always responsive to any of my inquiries with immediate, knowledgeable answers.
Scott Barabander
May 21, 2022
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Bill and his team at SBIS do a terrific job of ensuring each of their clients have everything they need to successfully administer their benefits throughout the organization. Not only does SBIS research, investigate, and negotiate competitive benefit rates for each of their clients, but they assist in the administration and communications with the carriers, which is a huge weight off of our HR departments' shoulders. We greatly enjoy working with SBIS!
Chad Davis
May 04, 2022
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SBIS has helped our business for years and continues to provide top tier service. They work diligently to find the best options that fit our employee's needs.
Rainier Phillips
Mar 22, 2014
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Overall, our experience with SBIS has been really impressive. SBIS untangles the mess of corporate health insurance and presents clear and sensible options.
