Business Details
16 Years
experience
Trusted Insurance Compliance Solutions for Lenders & Investors
Overby-Seawell Company (OSC) is a leading provider of compliance-driven tracking technology and insurance solutions for lenders, mortgage servicers, and property investors. As part of Steamboat Group, we combine advanced IrisX technology with rigorous security and governance practices to deliver fully integrated property insurance programs for major clients nationwide. Our compliance leadership spans decades, with proactive adherence to regulations from FHA, OCC, FDIC, CFPB, and other agencies. The IrisX platform automates insurance tracking, coverage ordering, and consumer-compliant communications while supporting escrowed loans, commercial properties, and multi-collateral portfolios. We maintain SOC 1 Type 2 and SOC 2 Type 2 certifications, ensuring data security and system integrity for our clients.Our two state-of-the-art call centers in Atlanta and Miami provide bilingual support for lenders, insurance agents, and clients. With 15 years of industry experience, we specialize in lender-placed insurance, flood compliance, loss draft processing, and risk management solutions. Our team includes certified compliance professionals like Chief Compliance Officer Kirk Stephens (CRCM) and technology experts such as newly appointed CTO Matthew Maddox. We offer hybrid outsourcing solutions, document management services, and escrow payment tracking to eliminate operational inefficiencies. Our commitment to innovation is demonstrated through regular system enhancements, client advisory boards, and industry-leading webinars on market trends and regulatory changes.
Services
Compliance Monitoring
IrisX Technology
Insurance Tracking
Loss Draft Processing
Call Center Support
Document Management
Mailroom Services
Escrow Payment Tracking
Data Integration
Risk Management
Details
- Year established: 2010
Highlights and features
- We offer compliance-driven insurance tracking technology for lenders and property investors
- Our IrisX platform provides actionable data and automation efficiencies
- We serve banks, credit unions, mortgage servicers, and real estate investors nationwide
- Our team includes certified compliance professionals and technology experts
- We provide 24/7 personalized customer support through our Atlanta and Miami call centers
Associations and certifications
- SOC 1 Type 2
- SOC 2 Type 2
What people say
Proactive compliance monitoring
Advanced IrisX technology
Certified professionals
Nationwide service
Bilingual support
Services
Compliance Monitoring
Our compliance monitoring service provides continuous regulatory surveillance for financial institutions. We track changes from FHA, OCC, FDIC, CFPB, and other agencies while maintaining SOC-certified systems. Our team implements policy updates and system modifications before regulatory deadlines to ensure client compliance.
IrisX Technology
IrisX is a proprietary cloud-based tracking system for insurance and risk management. It automates coverage ordering, document management, and consumer communications while supporting escrowed loans and multi-collateral portfolios. The platform includes encrypted data storage and customizable reporting dashboards for operational efficiency.
Loss Draft Processing
Our loss draft processing service manages insurance claims for real estate and auto loans. We coordinate with homeowners, contractors, and adjusters through virtual inspections and call center support. The service includes check disbursement management, repair tracking, and regulatory compliance for complex claims.
Call Center Support
We operate two state-of-the-art call centers in Atlanta and Miami. Our bilingual staff handles insurance inquiries, coverage confirmations, and client communications for lenders and property investors. The service includes call recording, performance metrics tracking, and multilingual support capabilities.
Document Management
Our document management service digitizes and organizes insurance-related paperwork. We process physical and electronic documents through EDI systems, creating searchable online libraries. The service reduces physical mail volume by 80% while maintaining compliance with document retention requirements.
People
Matthew Maddox
Chief Technology Officer
Award-winning technology leader Matthew Maddox brings extensive experience in insurance technology solutions to Steamboat Group. He oversees technical strategy and innovation for IrisX platform development and system integrations.
Ebieri Oghene-Ruemu
Compliance Specialist
Ebieri Oghene-Ruemu specializes in regulatory compliance for financial institutions. She works with Kirk Stephens' compliance team to implement best practices and maintain SOC certification standards across all OSC operations.
Kirk Stephens
Chief Compliance Officer
CRCM-certified compliance leader Kirk Stephens directs regulatory strategy for Steamboat Group. With decades of experience in financial services compliance, he ensures adherence to FHA, OCC, FDIC, and CFPB requirements across all client operations.
Quia Jordan
Co-Managing Director
Quia Jordan serves as co-managing director for OSC operations. She oversees client service teams and implementation processes for IrisX technology deployments while managing annual business reviews for major clients.
Thomas Maldonado
VP of National Accounts
Thomas Maldonado leads national account management for OSC. He develops strategic partnerships with financial institutions and property investors while expanding market reach for lender-placed insurance solutions.
Questions
What insurance solutions do you offer for lenders?
We provide lender-placed insurance, flood compliance monitoring, loss draft processing, and risk management solutions for mortgage servicers and financial institutions.
How does your IrisX technology work?
IrisX is a cloud-based tracking system that automates insurance monitoring, coverage ordering, and regulatory reporting for loan portfolios and property investments.
Do you serve credit unions and community banks?
Yes, we serve credit unions of all sizes and community banks with insurance tracking, compliance monitoring, and risk management solutions.
How do you handle loss draft claims?
Our loss draft service manages claims through virtual inspections, contractor coordination, check disbursement tracking, and regulatory compliance verification.
Are your systems SOC certified?
Yes, we maintain both SOC 1 Type 2 and SOC 2 Type 2 certifications for system security, availability, and data privacy.
Do you offer document management services?
We provide document processing, EDI integration, and mailroom services that reduce physical mail volume by 80% while maintaining compliance records.
Reviews (3)
Antonio Galluccio
May 05, 2022
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Super cool place with a grest view right next to the lake and the waiter had great humour Try the malfy grapefruit gin with berry, it's delicious
Nicolas H.
May 30, 2020
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Great food, fish is very well seasoned and always fresh. Staff is super friendly and helpful. Nice view of the lake. All in all a lovely experience.
Danila Montini
Nov 04, 2019
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I love the location, suggested if you are seeking for a romantic atmosphere on the Bodensee lake. Super good the fish and chips. I would recommend to increase the choice of dessert, I was expecting something more than ice cream.
